BDCU Alliance Bank Junior Bonus Saver Account

Start saving for a bright financial future and earn up to 0.3% p.a. interest with a Junior Bonus Saver Account from BDCU Alliance Bank.

Developing a good savings habit when you’re young can not only help you build a bigger bank balance, but it can develop the money management skills you need to set you up for life. The Junior Bonus Saver Account from BDCU Alliance Bank is designed to reward under-18s for their savings discipline, by paying up to 0.3% p.a. interest every month you deposit at least $10 and do not make any withdrawals or transfers.

0.3% p.a.

Maximum variable rate


Base interest rate


Minimum deposit

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Product NameBDCU Alliance Bank Junior Bonus Saver Account
Maximum Variable Rate0.3% p.a.
Standard Variable Rate0.01% p.a.
Monthly Account Fee$0
Minimum Opening Deposit$0

Review by

Alison Banney is the banking and investments editor at Finder. She has written about finance for more than 8 years with her work featured on sites including Yahoo Finance, Money Magazine and Dynamic Business.

Expert review

There are no monthly fees attached to the account, allowing you to reach your savings goal quicker, while at-call access to your funds is provided via Internet and phone banking.

Key features

Earn up to 0.3% p.a.

The BDCU Alliance Bank Junior Bonus Saver Account allows you to earn up to 0.3% p.a. interest on your savings balance, making your money work harder for you.

Must deposit at least $10 a month and make no withdrawals to earn bonus interest

A standard variable rate of 0.01% p.a. applies to this account at all times. In order to earn bonus interest of 0.29% p.a. (and therefore a total interest rate of 0.3% p.a., you must deposit at least $10 a month and make no withdrawals or debit transfers.

Launch savings calculator

How to apply

If you'd like to kickstart your savings with a BDCU Alliance Bank Junior Saver Account, click on one of the "Apply Now" links on this page. You will be securely redirected to the BDCU Alliance Bank website where you can find more details of the account and also download an application form.

Application options

While you cannot apply for a BDCU Alliance Bank Junior Bonus Saver Account online, there are three other application options.

  • Download a form. Download an account application form from the BDCU Alliance Bank website. Completed forms can be submitted by post or at your nearest branch.
  • Visit an advice centre. You can visit your nearest BDCU advice centre to receive face-to-face advice about how to open an account.

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