BDCU Alliance Bank Christmas Club Account

Earn 0.1% p.a. interest on your Christmas savings and relieve the financial pressure of the festive season with a Christmas Club Account from BDCU Alliance Bank.

From expensive Christmas shopping to all the spending during the Boxing Day and January sales, the festive season can be full of financial pressures for many Australians. The Christmas Club Account from BDCU Alliance Bank is designed to relieve some of that pressure by helping you set aside money to cope with all your Christmas expenses.

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0.1% p.a.

Maximum variable rate


Base interest rate

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Product NameBDCU Alliance Bank Christmas Club Account
Maximum Variable Rate0.1% p.a.
Standard Variable Rate0.10%
Monthly Account Fee$0
Minimum Opening Deposit$0

Review by

Alison Banney is the banking and investments editor at Finder. She has written about finance for more than 8 years with her work featured on sites including Yahoo Finance, Money Magazine and Dynamic Business.

Expert review

The balance of your Christmas Club Account earns 0.10% p.a. interest so you’ll have some extra dollars to spend at the end of the year, while there are fee restrictions in place to stop you accessing your funds throughout the year and spending all your Christmas savings.

Key features

Interest rate of 0.1% p.a.

BDCU Alliance Bank's Christmas Club Account pays interest at a rate of 0.1% p.a. on your balance, helping to boost your spending power once Christmas arrives.

No minimum balance requirements

There are no minimum opening or monthly balance requirements attached to the Christmas Club Account, allowing you to save for the festive season at your own pace.

Compare other BDCU products

How to apply

If you want to manage your Christmas savings with a Christmas Club Account from BDCU Alliance Bank, click on one of the "Apply Now" links on this page. You will be securely redirected to the BDCU Alliance Bank website where you can find more information and the full terms and conditions of the account, as well as access an application form.


You will need to be an Australian permanent resident in order to open a BDCU Alliance Bank Christmas Club Account. It's also worth remembering that a $3 transaction fee applies to all withdrawals made between February and October, so this account may not be suitable if you want to regularly access your savings throughout the year.

The BDCU Alliance Bank Christmas Club Account can help you enjoy Christmas without having to worry about the financial stress. However, many Australian banks, building societies and credit unions offer similar accounts, so make sure you do a thorough comparison before you choose one.

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