BCU iSaver

Limit access to your savings and be rewarded with a higher interest rate.

With the BCU iSaver you get a convenient method of earning extra money on your savings. With accessibility only offered online or over the phone, you can quickly transfer your funds into your linked everyday account, while earning a higher interest rate on what is kept in savings. This is a fee free savings account, allowing you to save even more over time.

0.25% p.a.

Maximum variable rate


Base interest rate

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Product NameBCU iSaver
Maximum Variable Rate0.25% p.a.
Standard Variable Rate0.05% p.a.
Monthly Account Fee$0
Minimum Opening Deposit$0
Minimum Age18

Key features

Membership open to all Aussies

You are required to become a member of BCU before you can open the iSaver account. Membership is open to all Australians, and is for life so long as you continue to bank with the credit union. There are three shareholder types available depending on your personal circumstance, but in most cases you will be assigned as a full shareholder.

$0 Monthly account keeping fees

BCU will not charge a monthly account keeping fee for the iSaver savings account.

How to apply

If the iSaver works with your financial goals you can visit BCU website to start an online application. Existing members are prompted to log into their iBank account to continue with the application while new members will need to first fill out a membership application.


Other eligibility requirements that you will have to first meet include:

  • Minimum age. In order to complete an online application you must be at least 18 years of age.
  • Residency requirements. BCU only accepts applications from Australian residents or citizens.

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