bcu Rewarder Credit Card – Rates and Fees

Information verified correct on April 29th, 2017

Enjoy flexible rewards and competitive rates and fees with the bcu Rewarder Credit Card.

Important Information

The bcu Rewarder Credit Card is no longer available for new applications. However, we've kept the information online for the benefit of existing customers and for those who are interested.

You can compare the current range of bcu credit cards here.

The bcu Rewarder Credit Card is designed to offer value for money through a unique rewards program that allows you to choose what you spend your points on. This card also features a competitive standard variable interest rate for purchases and cash advances, a low annual fee and worldwide acceptance through the Visa network.

bcu Rewarder Credit Card review

The bcu Rewarder Credit Card offers flexibility through its complimentary rewards program. With this card, you earn points for everyday spending, with an equivalent value of $1 for every $150 spent. This works out to be 0.006 points per $1. This card also offers a bonus 9,000 points when you activate the account (worth $60 in rewards).

When you earn enough points, you can use the included Rewarder membership card to redeem them for purchases at any Australian merchant that accepts EFTPOS payments. This allows you to choose the rewards that you want, rather than redeeming them for something offered in a rewards catalogue.

In addition to the Rewarder program, this credit card features a competitive standard variable interest rate of 16.8% p.a., an annual fee of $40 and up to 55 interest-free days on purchases.

Benefits of the bcu Rewarder Credit Card

  • Rewards program. The Rewarder program is designed to offer you flexible benefits by allowing you to earn points on your everyday credit card spending and redeem them for whatever you want. You can keep track of your points and reward dollars at www.rewarderpoints.com.au, and can easily redeem them anywhere EFTPOS is accepted using the included Rewarder account card and PIN.
  • Competitive interest rate. The bcu Rewarder Credit Card has a standard variable interest rate of 16.8% p.a. for both purchases and cash advances, which is lower than many reward credit cards.
  • Interest-free days. If you pay off your balance in full by the due date on your statement, you can get up to 55 days interest-free on purchases with this card.
  • Visa features. This card gives you the benefit of Visa payWave tap-and-go technology and Verified by Visa account security for online purchases. It also gives you access to exclusive entertainment and experience offers through Visa Entertainment.

Features of the bcu Rewarder Credit Card

  • Competitive annual fee. This card has a low annual fee of $40.
  • Application fee. A one-off application fee of $40 is charged for this card.
  • Overlimit fee. A fee of $20 is charged if you go over your credit limit on this card.
  • Foreign transaction fee. If you use your card for overseas or online purchases in a foreign currency, a fee worth of the total transaction will apply.
  • Additional cardholders. You have the option of adding up to 2 additional cardholders at no extra charge. Note that you will still be responsible for keeping the account in good standing. Additional cardholders must also be current bcu members.

The bcu Rewarder Credit Card offers value through both its rewards program and competitive rates and fees. With such a unique program, it's worth comparing this card to others so that you can find the right rewards program and credit option for your needs.

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6 Responses to bcu Rewarder Credit Card – Rates and Fees

  1. Default Gravatar
    Terry | November 7, 2016

    I don’t like this. I have already sent my email address to finder.
    What do I do to cancel my Rewarder credit card.
    I thought this was a rewards card not a credit card.
    I no longer am able to access this card as it does not recognize my email.

    • Staff
      Jason | November 8, 2016

      Hi Terry,

      Thank you for reaching out.

      Please note that you’ve come through to finder.com.au, we are an Australian financial comparison website and general information service and we are not affiliated with any credit card company that we feature on our site.

      You might need to get in touch with bcu for this concern. Please feel free to use this guide to help you on how to close and cancel your credit card account.

      Cheers,
      Jason

  2. Default Gravatar
    Peter | January 21, 2016

    Does my Visa reward card have insurance cover on death of the holder?

    • Staff
      Ally | January 21, 2016

      Hi Peter,

      Thanks for reaching out.

      Unfortunately, the bcu Bonus Rewarder Visa Credit Card, does not offer a complimentary insurance.

      Kindly read through the general conditions that I sent to your email for tips from bcu regarding insurances.

      Also, you might be interested in taking a look at our different credit card options with a complimentary travel insurance on this page.

      I hope this has helped.

      Cheers,
      Ally

  3. Default Gravatar
    marcus | October 9, 2014

    Can u transfer funds from bcu credit card to anz saver acc?

    • Staff
      Elizabeth | October 10, 2014

      Hi Marcus,

      Thanks for your question.

      BCU allows you to add a linked account to your credit card so you will be able to do this. Although you may want to confirm with BCU at what rate you will be charged as this may be the cash advance rate.

      Hope this has helped.

      Thanks,

      Elizabeth

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