Bankwest More Gold MasterCard – Rates and Fees

Information verified correct on January 21st, 2017

The Bankwest More Gold MasterCard features rewards points per $1 spent, competitive interest rates, and Gold card benefits including complimentary credit card international travel insurance.

Important Information

The Bankwest More Gold MasterCard is no longer available for new applications. However, we've kept the information online for the benefit of existing customers and for those who are interested.

You can compare the current range of Bankwest credit cards, click here.

With the More Gold MasterCard from Bankwest, you can earn 1.5 points for every $1 spent when you make every day purchases like petrol and groceries, or even when paying your monthly bills. Redeem these reward points for things like gift cards, household items, or even holidays.

Bankwest More Gold MasterCard review

The Bankwest More Gold MasterCard is a gold standard rewards card that allows you to earn reward 1.5 points every time you make an eligible purchase with the card.

The More Gold MasterCard has an annual fee of $120 and has a foreign transaction fee of 2.95% on overseas purchases. This specific credit card has a minimum credit limit of $5,000.

Benefits of the Bankwest More Gold MasterCard

  • Earn everyday reward points. Earn 1.5 points for every $1 you spend on eligible purchases using your Bankwest More Gold MasterCard.
  • Complimentary Credit Card International Travel Insurance. As a Gold credit cardholder, you get to take advantage of international travel insurance for trips that last up to 3 months months. You will have unlimited medical and hospital coverage as well as protection from lost, damaged, or stolen property worth up to $15,000. You will also have coverage for delayed baggages and/or car hires.
  • Up to 3 months of free purchase security cover. As a Gold cardholder, you will have access to purchase protection that will cover up to $125,000 a year. This will protect certain purchases from theft, loss, or accidental damage.
  • Extended warranties on purchased items. You can also get extended warranties on items you purchase for up to 12 months. As long as the item you bought has a manufacturer's warranty, your credit card will protect the item for an additional 12 months.
  • Purchase price guarantees available. Your Bankwest More Gold MasterCard will also provide you with price guarantees. This means that if you buy an item and find a cheaper price for the same item within 21 days, you can get the difference of the two prices. You can make a maximum claim of $1,000 and a minimum claim of $75.

Features of the Bankwest More Gold MasterCard

  • Annual fee. This card attracts an annual fee of $120.
  • Credit limit. Your minimum credit limit for the Bankwest More Gold MasterCard will be $5,000.
  • Free emergency card replacement. If you lose your credit card anywhere in the world, you will have it replaced free of charge.
  • Interest-free days. Enjoy up to 44 days interest-free on purchases when you pay your outstanding balance in full.
  • Earn points. Buy items and earn points without paying the purchase interest rate during your interest-free days.
  • Optional credit card protection. This optional feature from St. Andrews Credit Card Protection will cover your repayments if you run into a roadblock, like a sudden illness or unemployment. It can even cover your outstanding balances for up to $50,000 in the worst of circumstances.
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4 Responses to Bankwest More Gold MasterCard – Rates and Fees

    Default Gravatar
    Ian | July 5, 2016

    what are the precondition disclosure requirements for international travel insurance

      Staff
      Anndy | July 7, 2016

      Hi Ian,

      Thanks for your comment.

      I’ve sent you an email with a link to Bankwest’s Complimentary Credit Card Insurance booklet where you can check the requirements and eligibility criteria to receive the complimentary travel insurance cover.

      Cheers,
      Anndy

    Default Gravatar
    swarbrick | October 5, 2011

    do I get car insurance overseas

      Staff
      Jacob | March 28, 2013

      Hi. Bankwest do not offer car insurance or rental excess cover with their credit card’s insurance policies. ANZ do offer this with some of their cards though. Thanks for writing in and sorry it’s taken an age to reply. Jacob.

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