Bankwest Breeze Platinum Mastercard

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Save on credit card costs with no foreign transaction fees, complimentary overseas travel insurance and a 0% balance transfer offer.

The Bankwest Breeze Platinum Mastercard combines the features and savings of a low rate credit card with platinum cardholder benefits.

0% p.a.

Balance transfer rate

for 6 months with 2% balance transfer fee

12.99% p.a.

Purchase rate

55 days

Interest free period


Product NameBankwest Breeze Platinum Mastercard
Balance transfer rate0% p.a. for 6 months with 2% balance transfer fee
Balance Transfer Revert RateBalance Transfer Revert Rate (12.99%)
Balance Transfer Limit95% of available balance
Purchase rate (p.a.)12.99% p.a.
Annual fee$99 p.a.
Interest free period55 days
Cash advance rate (p.a.)21.99% p.a.
Min credit limit$6,000
Card typeMastercard
Foreign currency conversion fee (Visa/Mastercard)0%
Complimentary travel insuranceYes


  • Balance transfer offer of 0% p.a. for 6 months
  • No foreign transaction fees on overseas purchases
  • Access to complimentary overseas travel insurance
  • Digital card issued upon approval


  • A one-time 2% balance transfer fee applies
  • Does not feature a rewards program
Annual fee$99 p.a.
Minimum monthly repayment2% of the closing balance or $20, whichever is greater
Late payment fee$25
Foreign currency conversion fee (Visa/Mastercard)0%
Cash Advance Fee2% or $4, whichever is greater
Overseas cash advance fee2% or $4, whichever is greater
Overseas ATM withdrawal fee$0
Additional cardholder fee$0
Number of Additional Cardholders3

Expert review

Sally McMullen

Review by

Sally McMullen is a creative content producer at Finder, co-hosts our Pocket Money podcast and wrote about credit cards for almost five years. Her byline can be spotted on Yahoo Finance, Dynamic Business, Financy and Mamamia as well as Music Feeds and Rolling Stone. She has a Bachelor of Communication and Media Studies majoring in Journalism (Hons) from the University of Wollongong.

Expert review

With a 0% balance transfer promotion and complimentary overseas travel insurance, the Bankwest Breeze Platinum Mastercard is worth considering if you're looking to save on credit card costs but also want premium benefits.

How to apply

You can apply for the Bankwest Breeze Platinum Mastercard online in around 15 minutes. Before you get started, make sure you meet the eligibility requirements and have all the required documents and details on hand.

Eligibility criteria

  • Minimum Income. You need to have a regular income of at least $35,000 per year.
  • Eligible balance transfer. Balances cannot be transferred from existing Bankwest-branded credit cards. You can transfer from $500 up to 95% of your credit limit.

Card benefits

  • Balance transfer offer. New Bankwest Breeze Platinum Mastercard customers will receive an introductory balance transfer rate of 0% p.a. for the first months, with a one-time 2% balance transfer fee. After the promotional period ends, the interest rate reverts to the standard balance transfer rate of 12.99% p.a.
  • Complimentary overseas travel insurance. The Bankwest Breeze Platinum card offers complimentary overseas travel insurance for up to 31 consecutive days through Cover-More. All you have to do to get the insurance is have the card open while you're travelling. If you meet the eligibility requirements, you'll be covered for overseas emergency medical & hospital expenses, baggage & personal goods, personal liability and accidental death with the option to upgrade for additional protection.

Rates & fees

  • Annual fee. The Bankwest Breeze Platinum Mastercard charges a standard annual fee of $99.
  • Interest-free days. When you pay your previous statement balance in full (or if you have an easy instalment on which you are meeting the monthly amount), you will receive up to 55 days interest-free on purchases.
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