The Bankwest Breeze Platinum Mastercard is a low rate credit card that gives you access to complimentary insurance as part of its platinum perks. Right now, it also offers 0% p.a. on purchases and balance transfers for the first 12 months when you’re approved as a new customer. After that a 12.99% p.a. interest rate applies, which is particularly low compared to the balance transfer rates that other cards charge after the introductory, interest-free period.
But if you are transferring a balance, remember to factor in the 2% balance transfer fee that’s applied when it’s processed.