Bankwest Breeze Platinum Mastercard

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Save on credit card costs with no foreign transaction fees, complimentary overseas travel insurance and a $0 annual fee for the first year.

The Bankwest Breeze Platinum Mastercard combines the features and savings of a low rate credit card with platinum cardholder benefits.

0% p.a.

Balance transfer rate

for 6 months

9.9% p.a.

Purchase rate

$0 p.a.

Annual fee

for the first year ($99 p.a. thereafter)

55 days

Interest free period

Details

Product NameBankwest Breeze Platinum Mastercard
Balance Transfer Rate0% p.a. for 6 months
Balance Transfer Revert RateBalance Transfer Revert Rate (9.9%)
Balance Transfer Limit95% of available balance
Purchase Rate9.9% p.a.
Annual Fee$99
Interest Free Period55 days
Cash Advance Rate21.99% p.a.
Minimum Credit Limit$6,000
Card TypeMastercard
Foreign Currency Conversion Fee (Visa/Mastercard)0%
Complimentary Travel InsuranceYes
Minimum Income$35,000
Minimum Age18 years of age
Available to Temporary ResidentsNo
Joint ApplicationNo

Pros

  • $0 first year annual fee
  • 0% foreign transaction fees
  • Offers complimentary overseas travel insurance
  • Introductory rate of 0% p.a. interest on balance transfers for 6 months

Cons

  • There is no rewards program linked to this platinum card.
Annual Fee$99
Minimum Monthly Repayment2% of the closing balance or $20, whichever is greater
Late Payment Fee$25
Foreign Currency Conversion Fee (Visa/Mastercard)0%
Cash Advance Fee2% or $4, whichever is greater
Overseas Cash Advance Fee2% or $4, whichever is greater
Overseas ATM Withdrawal Fee$0
Additional Cardholder Fee$0
Number of Additional Cardholders3

Expert review

Sally McMullen

Review by


Sally McMullen is Finder's credit cards and frequent flyer editor by day and a music maven by night. Her byline can be spotted on Yahoo Finance, Dynamic Business, Financy and Mamamia as well as Music Feeds and Rolling Stone.

Expert review

With a 0% balance transfer promotion, a $0 first year annual fee and complimentary overseas travel insurance, the Bankwest Breeze Platinum Mastercard is worth considering if you're looking to save on credit card costs but also want premium benefits.

How to apply

You can apply for the Bankwest Breeze Platinum Mastercard online in around 15 minutes. Before you get started, make sure you meet the eligibility requirements and have all the required documents and details on hand.

Eligibility criteria

  • Minimum Income. You need to have a regular income of at least $35,000 per year.
  • Eligible balance transfer. Balances cannot be transferred from exisiting Bankwest-branded credit cards. You can transfer from $500 up to 95% of your credit limit.

Card benefits

  • $0 first year annual fee. Save $99 with a waived first year annual fee.
  • Balance transfer offer. New Bankwest Breeze Platinum Mastercard customers will receive an introductory balance transfer rate of 0% for the first 6 months with no balance transfer fee. After the promotional period ends, the interest rate reverts to the standard balance transfer rate of 9.9% p.a. Please note that the 6-month introductory period begins on the date the card is opened.

Rates & fees

  • Annual fee. Outside of any promotions, the Bankwest Breeze Platinum Mastercard charges a $99 annual fee.
  • Interest rate. This card charges a 9.9% p.a. interest rate on purchases.
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