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Bankwest Breeze Platinum Mastercard

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Save on credit card costs with no foreign transaction fees, complimentary overseas travel insurance and a 0% balance transfer offer.

The Bankwest Breeze Platinum Mastercard combines the features and savings of a low rate credit card with platinum cardholder benefits.

0% p.a.

Balance transfer rate

for 26 months with 2% balance transfer fee

12.99% p.a.

Purchase rate

$49 p.a.

Annual fee

for the first year ($99 p.a. thereafter)

55 days

Interest free period


Product NameBankwest Breeze Platinum Mastercard
Balance transfer rate0% p.a. for 26 months with 2% balance transfer fee
Balance Transfer Revert RateBalance Transfer Revert Rate (12.99%)
Balance Transfer Limit95% of available balance
Purchase rate (p.a.)12.99% p.a.
Annual fee$49 p.a. annual fee for the first year ($99 p.a. thereafter)
Interest free period55 days
Cash advance rate (p.a.)21.99% p.a.
Min credit limit$6,000
Card typeMastercard
Foreign currency conversion fee (Visa/Mastercard)0%
Complimentary travel insuranceYes
Minimum Income$35,000
Minimum age18 years of age
Available to temporary residentsNo
Joint applicationNo


  • Balance transfer offer of 0% p.a. for 26 months
  • Discounted $49 first year annual fee ($99 p.a. thereafter)
  • No foreign transaction fees on overseas purchases
  • Access to complimentary overseas travel insurance


  • A one-time 2% balance transfer fee applies
  • Does not feature a rewards program
Annual fee$49 p.a. annual fee for the first year ($99 p.a. thereafter)
Minimum monthly repayment2% of the closing balance or $20, whichever is greater
Late payment fee$25
Foreign currency conversion fee (Visa/Mastercard)0%
Cash Advance Fee2% or $4, whichever is greater
Overseas cash advance fee2% or $4, whichever is greater
Overseas ATM withdrawal fee$0
Additional cardholder fee$0
Number of Additional Cardholders3

Expert review

Sally McMullen

Review by

Sally McMullen is Finder's credit cards and frequent flyer editor by day and a music maven by night. Her byline can be spotted on Yahoo Finance, Dynamic Business, Financy and Mamamia as well as Music Feeds and Rolling Stone.

Expert review

With a 0% balance transfer promotion, a discounted first year annual fee and complimentary overseas travel insurance, the Bankwest Breeze Platinum Mastercard is worth considering if you're looking to save on credit card costs but also want premium benefits.

How to apply

You can apply for the Bankwest Breeze Platinum Mastercard online in around 15 minutes. Before you get started, make sure you meet the eligibility requirements and have all the required documents and details on hand.

Eligibility criteria

  • Minimum Income. You need to have a regular income of at least $35,000 per year.
  • Eligible balance transfer. Balances cannot be transferred from existing Bankwest-branded credit cards. You can transfer from $500 up to 95% of your credit limit.

Card benefits

  • Balance transfer offer. New Bankwest Breeze Platinum Mastercard customers will receive an introductory balance transfer rate of 0% p.a. for the first 26 months, with a one-time 2% balance transfer fee. After the promotional period ends, the interest rate reverts to the standard balance transfer rate of 12.99% p.a.
  • Discounted first year annual fee. Save $50 with a discounted $49 annual fee for the first year ($99 p.a. thereafter).

Rates & fees

  • Annual fee. Outside of any promotions, the Bankwest Breeze Platinum Mastercard charges a standard annual fee of $99.
  • Interest-free days. When you pay your previous statement balance in full (or if you have an easy instalment on which you are meeting the monthly amount), you will receive up to 55 days interest-free on purchases.
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