Bankwest Breeze Classic Mastercard
Last updated:
Save money with a 0% interest rate on balance transfers for 26 months and a discounted first year annual fee.
Repay your existing card debt with a 0% interest rate on balance transfers for 26 months (2% balance transfer fee applies). At the end of the promotional period, any remaining balance will revert to the standard interest rate of 12.99% p.a.
0% p.a.
Balance transfer rate
for 26 months with 2% balance transfer fee
12.99% p.a.
Purchase rate
$39 p.a.
Annual fee
for the first year ($79 p.a. thereafter)
55 days
Interest free period
Details
| Product Name | Bankwest Breeze Classic Mastercard |
|---|---|
| Balance transfer rate | 0% p.a. for 26 months with 2% balance transfer fee |
| Balance Transfer Revert Rate | Balance Transfer Revert Rate (12.99%) |
| Balance Transfer Limit | 95% of available balance |
| Purchase rate (p.a.) | 12.99% p.a. |
| Annual fee | $39 p.a. annual fee for the first year ($79 p.a. thereafter) |
| Interest Free Period | 55 days |
| Cash advance rate (p.a.) | 21.99% p.a. |
| Min credit limit | $1,000 |
| Card Type | Mastercard |
| Foreign Currency Conversion Fee (Visa/Mastercard) | 2.95% of transaction value |
| Complimentary Travel Insurance | No |
| Minimum Income | $15,000 |
|---|---|
| Minimum Age | 18 years of age |
| Available to Temporary Residents | Yes - Conditions apply |
| Joint Application | No |
Pros
- Balance transfer offer of 0% p.a. for 26 months
- Discounted $39 first year annual fee ($79 p.a. thereafter)
- Insurance covers including price guarantee, purchase security and extended warranty
Cons
- A 2% balance transfer fee applies
- Charges a foreign transaction fee of 2.95% of transaction value
| Annual fee | $39 p.a. annual fee for the first year ($79 p.a. thereafter) |
|---|---|
| Minimum Monthly Repayment | 2% of the closing balance or $20, whichever is greater |
| Late Payment Fee | $25 |
| Foreign Currency Conversion Fee (Visa/Mastercard) | 2.95% of transaction value |
| Cash Advance Fee | 2% or $4, whichever is greater |
| Overseas Cash Advance Fee | 2% or $4, whichever is greater |
| Overseas ATM Withdrawal Fee | $4 |
| Additional Cardholder Fee | $0 |
| Number of Additional Cardholders | 3 |
Expert review
Review by
Sally McMullen
sally.mcmullen@finder.com.auSally McMullen is Finder's credit cards and frequent flyer editor by day and a music maven by night. Her byline can be spotted on Yahoo Finance, Dynamic Business, Financy and Mamamia as well as Music Feeds and Rolling Stone.
