Bankwest Breeze Classic Mastercard
Save money with a 0% interest rate on balance transfers for 6 months.
Repay your existing card debt with a 0% interest rate on balance transfers for 6 months (2% balance transfer fee applies). At the end of the promotional period, any remaining balance will revert to the standard interest rate of 12.99% p.a.
0% p.a.
Balance transfer rate
for 6 months with 2% balance transfer fee
12.99% p.a.
Purchase rate
$79 p.a.
Annual fee
55 days
Interest free period
Details
| Product Name | Bankwest Breeze Classic Mastercard |
|---|---|
| Balance transfer rate | 0% p.a. for 6 months with 2% balance transfer fee |
| Balance Transfer Revert Rate | Balance Transfer Revert Rate (12.99%) |
| Balance Transfer Limit | 95% of available balance |
| Purchase rate (p.a.) | 12.99% p.a. |
| Annual fee | $79 p.a. |
| Interest free period | 55 days |
| Cash advance rate (p.a.) | 21.99% p.a. |
| Min credit limit | $1,000 |
| Card type | Mastercard |
| Foreign currency conversion fee (Visa/Mastercard) | 2.95% |
| Complimentary travel insurance | No |
| Minimum Income | $15,000 |
|---|---|
| Minimum age | 18 years of age |
| Available to temporary residents | Yes - Conditions apply |
| Joint application | No |
Pros
- 0% p.a. on balance transfers for 6 months
- Up to 55 days interest-free on purchases
- Low 12.99% p.a. interest rates on purchases
- Digital card issued upon approval
Cons
- A 2% balance transfer fee applies
- Charges a 2.95% foreign transaction fee
| Annual fee | $79 p.a. |
|---|---|
| Minimum monthly repayment | 2% of the closing balance or $20, whichever is greater |
| Late payment fee | $25 |
| Foreign currency conversion fee (Visa/Mastercard) | 2.95% |
| Cash Advance Fee | 2% or $4, whichever is greater |
| Overseas cash advance fee | 2% or $4, whichever is greater |
| Overseas ATM withdrawal fee | $4 |
| Additional cardholder fee | $0 |
| Number of Additional Cardholders | 3 |
Expert review
Review by
Sally McMullen
sally.mcmullen@finder.com.auSally McMullen is a creative content producer at Finder, co-hosts our Pocket Money podcast and wrote about credit cards for almost five years. Her byline can be spotted on Yahoo Finance, Dynamic Business, Financy and Mamamia as well as Music Feeds and Rolling Stone. She has a Bachelor of Communication and Media Studies majoring in Journalism (Hons) from the University of Wollongong.
