BankSA Vertigo Platinum
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Enjoy platinum benefits and up to 55 interest-free days with the BankSA Vertigo Platinum.
The Vertigo Platinum is BankSA’s premium low rate credit card, boasting a low 12.99% p.a. purchase interest rate and platinum perks, including complimentary travel and purchase insurance.
6.99% p.a.
Balance transfer rate
for 12 months
12.99% p.a.
Purchase rate
$99 p.a.
Annual fee
55 days
Interest free period
Details
| Product Name | BankSA Vertigo Platinum |
|---|---|
| Balance transfer rate | 6.99% p.a. for 12 months |
| Balance Transfer Revert Rate | Cash Advance Rate (21.49% p.a.) |
| Balance Transfer Limit | 80% of available balance |
| Purchase rate (p.a.) | 12.99% p.a. |
| Annual fee | $99 p.a. |
| Interest free period | 55 days |
| Cash advance rate (p.a.) | 21.49% p.a. |
| Min credit limit | $6,000 |
| Max credit limit | $80,000 |
| Card type | Visa |
| Foreign currency conversion fee (Visa/Mastercard) | 3% of transaction value |
| Complimentary travel insurance | Yes |
| Minimum age | 18 years of age |
|---|---|
| Available to temporary residents | Yes - Conditions apply |
| Joint application | Yes - Conditions apply |
Pros
- Low interest rate of 12.99% p.a. for purchases
- Complimentary insurance covers including overseas travel and extended warranty for purchases
Cons
- Does not offer any rewards program for your spending
- Charges a 3% of transaction value foreign currency conversion fee
| Annual fee | $99 p.a. |
|---|---|
| Minimum monthly repayment | 2% of the closing balance or $10, whichever is greater |
| Late payment fee | $15 |
| Foreign currency conversion fee (Visa/Mastercard) | 3% of transaction value |
| Cash Advance Fee | 2% or $2.50, whichever is greater |
| Overseas cash advance fee | 2% or $2.50, whichever is greater |
| Additional cardholder fee | $0 |
| Number of Additional Cardholders | 3 |
Expert review
Review by
Sally McMullen
sally.mcmullen@finder.com.auSally McMullen is Finder's credit cards and frequent flyer editor by day and a music maven by night. Her byline can be spotted on Yahoo Finance, Dynamic Business, Financy and Mamamia as well as Music Feeds and Rolling Stone.
