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BankSA Global Currency Card

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Load and spend money in up to five different currencies at a time and enjoy no ATM withdrawal fees via Global ATM Alliance partners.

The BankSA Global Currency Card is a prepaid Visa travel card that offers 11 different supported currencies, including Australian dollars, US dollars, Great British pounds and Euros. With this card, you can carry balances for up to five supported currencies at a time, giving you a way to avoid foreign transaction fees and lock in exchange rates before you go overseas. You can also avoid ATM fees around the world when you get cash out at a Global ATM Alliance partner machine.


Initial Load Fee


Reload fee


Available Currencies


Multiple Currencies on One Card?Yes
Number of Cards Issued2
Minimum Load Amount$100
Maximum Load Amount$50,000
Maximum Load Amount (Annual)$100,000
24 Hour ATM Cash Withdrawal Limit$2,000
24 Hour Purchase (POS) Transaction Limit$10,000

What currencies can I load on the BankSA Global Currency Card?

This card supports the following 11 currencies:

  • Australian dollars (AUD)
  • US dollars (USD)
  • Hong Kong dollars (HKD)
  • Canadian dollars (CAD)
  • Euros (EUR)
  • Japanese yen (JPY)
  • Great British pounds (GBP)
  • New Zealand dollars (NZD)
  • South African rand (ZAR)
  • Thai baht (THB)
  • Singapore dollars (SGD)

Switching between currencies

The BankSA Global Currency Card will automatically use the currency in which a transaction is made, as long as that currency is loaded onto the card. This is the case even if you have balances in up to five of the supported currencies.

If the currency used for the transaction is not loaded on the card (or not supported by the card), the first available currency will be used. This is based on your card's currency order, which you can change via Internet or mobile banking.

Features of the BankSA Global Currency Card

The features and benefits of the BankSA Global Currency Card include:

  • Instant loading via BankSA. If you load money from your BankSA account using Internet or mobile banking, the funds will be added to your BankSA Global Currency Card straight away. Note that transfers made from other bank accounts or via BPAY may take several days to process.
  • Locked-in exchange rates. By converting your Australian dollar balance on this card into another supported, you'll know exactly how much you have available when you go overseas or shop online with an international retailer. This means you can avoid currency fluctuations.
  • Additional card. The BankSA Global Currency Card comes with one complimentary additional card you can use if anything happens to the main one.
  • Smartphone app. Manage your card anywhere and at any time with the BankSA Global Currency Card app.
  • Global ATM alliance. Enjoy $0 ATM withdrawal fees at over 50,000 ATMs around the world with Global ATM Alliance partners.
  • Visa Zero Liability. This card offers you protection against fraudulent transactions and unauthorised purchases made on your account through Visa's Zero Liability Policy.

Rates and fees of the BankSA Global Currency Card

While the BankSA Global Currency Card does not charge an issue fee, reload fee or card replacement fee, the following fees apply in certain situations.

FeeCostWhen it's charged
Foreign exchange fee
  • 3% of the transaction amount when converted to Australian dollars
When you use the card for a transaction in a currency that the card does not support.
ATM transaction fees
  • $0 at BankSA, Bank of Melbourne, St.George or Westpac ATMs in Australia and Global ATM Alliance partner ATMs
  • Otherwise in the applicable withdrawal currency:
    • AUD 2
    • USD 2
    • GBP 1.5
    • EUR 2
    • NZD 3
    • CAD 2.5
    • HKD 15
    • SGD 3
    • JPY 200
    • THB 75
    • ZAR 20
When you make an ATM withdrawal in Australia or anywhere worldwide.
ATM balance inquiry fees
  • $0 at BankSA, Bank of Melbourne, St.George or Westpac ATMs in Australia and Global ATM Alliance partner ATMs
  • Otherwise in the applicable withdrawal currency
    • AUD 2
    • USD 2
    • GBP 1.5
    • EUR 2
    • NZD 3
    • CAD 2.5
    • HKD 15
    • SGD 3
    • JPY 200
    • THB 75
    • ZAR 20
When you make a balance inquiry in Australia or globally.
Emergency cash transfer fees
  • $15 for amounts below AUD$500
  • $20 for amounts between AUD$500 and $1,000
  • $25 for amounts between AUD$1,000 and $2,000
  • $30 for amounts between AUD$2,000 and $3,000
When you request an emergency cash transfer, such as when your card has been lost, damaged or stolen.

Account and transaction limits

  • Account balance. You can have up to AUD$50,000 (or equivalent) on the card at any time.
  • Daily load or reload. You can load a maximum of AUD$25,000 (or equivalent) per day. If you load funds in a branch or via bank transfer, the maximum load amount is AUD$25,000 per transaction. For BPAY reloads, the maximum is AUD$6,000 per transaction.
  • Maximum balance per year. The amount you have loaded on your card cannot exceed a cumulative total of AUD$100,000 or equivalent during any calendar year.
  • ATM and transaction limits. You can withdraw a maximum of AUD$2,000 or equivalent per day. Your total ATM withdrawals, in-store or online purchases cannot exceed AUD$10,000 or equivalent per day. Merchants or ATM operators may impose additional limits.

How to apply for the BankSA Global Currency Card

The BankSA Global Currency Card is only available to existing BankSA customers. So if you already have a BankSA account, you can apply through your Internet or mobile bank account. Before you apply, make sure you meet the eligibility requirements:

  • Account requirements. You must be an existing BankSA customer with online or mobile banking access. If you don't have online banking, you can set it up online via the BankSA website or call the bank on 13 22 66.
  • Minimum age. You must be at least 16 years old to get a BankSA Global Currency Card.
  • Address details. You need to have an Australian residential address to apply for this card.
  • Identification. You may also need to provide proof of identification for verification purposes.

If approved, your card should be delivered in three to five business days, although it could take longer if you're in a rural area.

The BankSA Global Currency Card is easy to use and offers a convenient travel money option for the savvy globetrotter. As always though, make sure to compare your options before deciding on a travel money card to find a card that best suits your needs.

FAQs about the BankSA Global Currency Card

Check out these answers to some of the most common questions about the BankSA Global Currency Card. You can also ask us a question using the comment box below.

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