BankSA Concession Account

Australian concession card holders can take advantage of a low cost, easy-to-manage account structured purposely to meet their needs

If you hold a senior’s card or Commonwealth Government Health Concession card, BankSA has an everyday banking account that takes your needs into consideration. Pay no monthly fees, yet still benefit from total access to your money in a variety of ways. This includes a Visa debit card which permits you to make purchases and withdrawals wherever Visa is normally accepted.

No reviews yet. Write a review


Account keeping fee


ATM withdrawal fee


Overseas ATM withdrawal fee


Overseas transaction fee

of transaction value

We’re reader-supported and may be paid when you visit links to partner sites. We don’t compare all products in the market, but we’re working on it!


Product NameBankSA Concession Account
Monthly account fee$0
Card accessVisa
ATM Withdrawal Fee$0
International ATM Fee$5 + 3%
International transaction fee3%
Monthly deposit required to waive account feeN/A
Contactless PaymentsGoogle Pay, Apple Pay, Samsung Pay

Review by

Alison Banney is the banking and investments editor at Finder. She has written about finance for more than 8 years with her work featured on sites including Yahoo Finance, Money Magazine and Dynamic Business.

Expert review

This account has all the same features and benefits of the BankSA Complete Freedom Account, except there’s no monthly account keeping fee and no ongoing balance requirements or deposit conditions to meet.

There are strict eligibility requirements, though, so this account isn’t available to all customers. To be eligible for this account you need to be a concession card holder with a senior’s card or a Commonwealth Government Health Concession Card.

If you’re a full-time student, you'll get the monthly account fee waived with the BankSA Complete Freedom Account.

Key features

Monthly service fee

You are not charged any monthly account keeping fees with BankSA's Concession Account.


You are allowed unlimited transactions in branch, at ATMs, over the phone, online, and with EFTPOS free of charge.

How to apply


If the features of the BankSA Concession Account fit in with your spending style, you can apply for this account by calling BankSA or visiting your local branch. Before heading out, check first that you are able to meet their eligibility requirements:

  • Minimum age. So long as you hold either a senior's card or a Commonwealth Government Health Concession card, you will be considered eligible for this account.
  • Residency requirements. You must be residing inside of Australia at the time of application and be able to provide proof of an Australian residential address.

Ask an expert

To ask a question simply log in via your email or create an account.

You are about to post a question on

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms of Use, Disclaimer & Privacy Policy and Privacy & Cookies Policy.
Go to site