BankSA Amplify Platinum Credit Card – Rates and Fees

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  • Clicking Go to site will take you to your Online Application on the bank's website. You do not need to be an existing customer of this bank to apply.
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  • Once approved, you will typically receive your credit card within 1-2 weeks
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Take advantage of up to 60,000 bonus Amplify or Qantas points when you apply and get approved by 22 November 2017 and meet the minimum spend requirements.

BankSA gives you an introductory offer of up to 60,000 bonus points. Receive 40,000 points when you spend $3,000 on a new card within 90 days of card approval, plus 20,000 points after 12 months. You'll also enjoy access to two rewards programs – Amplify Rewards and Amplify Qantas.

Product NameBankSA Amplify Platinum
Rewards ProgramAmplify Rewards
Purchase rate (p.a.)19.49% p.a.
Offer end date22 November 2017
Annual fee$99 p.a.
Interest Free Period
The interest-free period on purchases is the period or number of days you do not have to pay interest on your card purchases. You will be charged interest either from the day you make a purchase or from the statement date, unless you pay the closing balance in full by the due date (or within the interest-free period) on your statement.
Up to 55 days on purchases
Cash advance rate (p.a.)20.24% p.a.
Min credit limit
This is the lowest credit card limit that you can request. It is possible to apply for a higher credit card limit but not a lower one than this figure.
$6,000
Max credit limit
This credit limit may not be issued to you immediately on application. This is the maximum credit limit for this card which must be applied for or offered to you after you are approved and have already opened the account.
$80,000
Minimum Monthly Repayment2% or $10, whichever is greater
Minimum Income$35,000
Card TypeVisa
Late Payment Fee$15
Foreign Currency Conversion Fee (VISA)
Foreign currency conversion fees are charged when you make a transaction that is converted by a credit card network, such as MasterCard, Visa or American Express, from Australian dollars to a foreign currency. You’ll also incur a currency conversion fee if you make a purchase or obtain a cash advance in Australian dollars while overseas or shopping online with a foreign merchant or financial institution.
3% of transaction value
Complimentary Travel InsuranceYes
Available To Temporary ResidentsNo
Joint ApplicationYes
Minimum Income$35,000
Minimum Age18 years of age
Available to Temporary ResidentsNo
Credit Rating Requirement
Credit rating requirement is provided only as a guide. Understanding your credit file helps you make more informed decisions in regards to your finances. Learn more about what this means here.
Good
Min Credit Limit
This is the lowest credit card limit that you can request. It is possible to apply for a higher credit card limit but not a lower one than this figure.
$6,000
Max Credit Limit
This credit limit may not be issued to you immediately on application. This is the maximum credit limit for this card which must be applied for or offered to you after you are approved and have already opened the account.
$80,000
Annual Fee$99 p.a.
Minimum Repayment2% or $10, whichever is greater
Late Payment Fee$15
Over Limit Fee$0
Cash Advance Fee2% of the transaction or $2.50, whichever is higher
Overseas Cash Advance Fee2% of the transaction or $2.50, whichever is higher
Overseas Emergency Replacement$52.50
Overseas ATM Withdrawal Fee$5
Foreign Currency Conversion Fee (VISA)
Foreign currency conversion fees are charged when you make a transaction that is converted by a credit card network, such as MasterCard, Visa or American Express, from Australian dollars to a foreign currency. You’ll also incur a currency conversion fee if you make a purchase or obtain a cash advance in Australian dollars while overseas or shopping online with a foreign merchant or financial institution.
3% of transaction value
Additional Cardholder Fee$0 p.a.
Number of Additional Cardholders1
BPAYYes
ChequeYes
Direct DebitYes
Australia PostYes
Phone BankingYes
Internet Banking TransfersYes
In BranchYes
MailYes
Rewards ProgramAmplify Rewards
Bonus Points on Sign-up40,000
Rewards Points per $ (VISA/MC)1
Rewards Points per $ (VISA/MC) CapUncapped
Rewards Points per $ (AMEX) CapN/A
Points ExpiryNever

BankSA Amplify Platinum Credit Card review

The BankSA Amplify Platinum Credit Card lets you earn up to 60,000 bonus points when you meet the minimum spend requirements. This offer is available to new customers who apply for this credit card by 22 November 2017.

Benefits of BankSA Amplify Platinum Credit Card

  • Bonus points. Receive 40,000 bonus points if you apply and get approved by 22 November 2017 and spend at least $3,000 within the first 90 days of card approval. You can get an additional 20,000 points after 12 months of using your card.
  • Amplify rewards. If you link your credit card to earn Amplify Rewards, you'll gain 1 Amplify Point for each eligible dollar spent at an Australian retailer and 1 Amplify Point for every $1 spent on an overseas merchant. You can also enjoy bonus Amplify rewards courtesy of the Amplify Rewards Bonus Partners.
  • Amplify Qantas rewards. With Amplify Qantas rewards, you gain 0.5 Qantas Points for every $1 spent made at Australian merchants and 0.5 Qantas Point per eligible $1 spent on an overseas merchant. You also earn double Qantas Points under the Qantas Frequent Flyer Program.
  • Reward points limit. There is no limit on the number of reward points you can earn.
  • Redeeming points. Redeem your accumulated points for a wide range of products including flights. You get both domestic and international flights through Amplify Travel, flight upgrades with Qantas flights, gift cards, vouchers and other rewards.
  • Interest-free purchases. Purchases also get to enjoy an interest-free period of 55 days. This is however only applicable to card holders who fully pay off their closing balance by due date. If you don't pay off your balance in full, the rate will remain as 19.49% p.a.

Features of BankSA Amplify Platinum Credit Card

  • Rewards programs. Both Amplify Qantas and Amplify Rewards programs offered. The credit card holder gets to choose which of the two programs to use. If you are not a Qantas Frequent Flyer member, you can save on membership application with Amplify Qantas.
  • Additional cardholder. You can add 1 additional card holder to your account without extra charges.
  • Interest rates. The credit card interest rates are as follow: 19.49% p.a. for purchases and 20.24% p.a. for cash advances.
  • Annual fee. BankSA Amplify Platinum Credit Card attracts an annual fee of $99.
  • payWave. Credit card holders can benefit from contactless transactions with Visa payWave and this is limited to transactions below $100.
  • Card replacement. You can have your credit card replaced within Australia and internationally as well. A card replacement fee of $15 applies for replacement requests within Australia and $52.50 outside the country.
  • Phone and online banking. You can access your credit card through phone and online banking.
  • Credit limits. The minimum credit limit for this card is $6,000, while the maximum credit limit is $80,000.

How to apply for the BankSA Amplify Platinum Credit Card

A comprehensive list of the application criteria can be found in the table below. Application takes only 60 seconds. You don't have to complete your application in one sitting. You can save and submit it within 30 days.

Eligibility criteria

Before you can start applying for this credit card, you must meet following eligibility requirements:

  • Minimum age limit of 18 years
  • You must be a permanent resident of Australia

Required documents

The following information is required:

  • Your driver's licence number
  • Weekly income
  • List of assets, investment and savings
  • Balances and repayment amounts going towards liabilities such as store accounts and credit cards.
  • Tax details if self-employed

Give yourself at least 15 minutes to complete this application. Existing customers need not fill out the application form entirely. Simply log in to your online banking account to access the application. Personal details are already available with the bank.

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