BankSA Amplify Platinum Credit Card

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Earn up to 100,000 bonus Amplify Points over 24 months with a new BankSA Amplify Platinum.

Apply for the BankSA Amplify Platinum by 12 February 2020 to collect a bonus 70,000 points in the first year and another 30,000 points in the second year when you meet the spend requirement of $6,000 on eligible purchases per year.

0% p.a.

Balance transfer rate

for 6 months


Bonus points

19.74% p.a.

Purchase rate


Reward point

Per $ spent (Visa/Mastercard)


Product NameBankSA Amplify Platinum
Rewards ProgramAmplify Rewards
Balance Transfer Rate0% p.a. for 6 months
Balance Transfer Revert RateCash Advance Rate (21.49% p.a.)
Balance Transfer Limit80% of available balance
Purchase Rate19.74% p.a.
Annual Fee$49 for the first year ($99 thereafter)
Interest Free Period55 days
Cash Advance Rate21.49% p.a.
Minimum Credit Limit$6,000
Maximum Credit Limit$80,000
Card TypeVisa
Foreign Currency Conversion Fee (Visa/Mastercard)3% of transaction value
Complimentary Travel InsuranceYes
Minimum Age18 years of age
Available to Temporary ResidentsYes - Conditions apply
Joint ApplicationYes


  • 70,000 bonus Amplify Points when you spend $6,000 on eligible purchases within 12 months from card approval. An additional 30,000 additional bonus points when you spend $6,000 within the second year.
  • Uncapped rewards points on eligible purchases
  • Complimentary travel and purchase insurance covers


  • Spend requirement is relatively steep compared to some other cards
  • Charges a 3% of transaction value foreign currency conversion fee
Rewards ProgramAmplify Rewards
Bonus Points100,000 bonus points
Rewards Points per $ spent (Visa/Mastercard)1
Annual Fee$49 for the first year ($99 thereafter)
Minimum Monthly Repayment2% of the closing balance or $10, whichever is greater
Late Payment Fee$15
Foreign Currency Conversion Fee (Visa/Mastercard)3% of transaction value
Cash Advance Fee2% or $2.50, whichever is greater
Additional Cardholder Fee$0
Number of Additional Cardholders1

Expert review

Amy Bradney-George

Review by

Amy is an editor and writer at with more than 10 years experience covering credit cards, personal finance and various lifestyle topics. When she’s not sharing her knowledge on money matters, Amy spends her time as an actress.

Expert review

The BankSA Amplify Platinum is a rewards credit card that offers uncapped points per $1 spent and complimentary travel insurance. The bonus point offer on this card has a yearly spend requirement of $6,000, which works out to be an average of $500 per month. If you spend at least this much on eligible purchases each month for the first 24 months, you’ll get the maximum 100,000 bonus points up for grabs – plus at least 12,000 points thanks to the everyday earn rate.

If travel is your goal, you could use these 112,000 points to get 56,000 frequent flyer points for your Velocity Frequent Flyer, Singapore Airlines KrisFlyer or Malaysia Airlines Enrich account. Or, if you’re more into shopping, you could redeem your points for a $500 David Jones eGift card.

How to apply

You can apply for the BankSA Amplify Platinum online in around 10 minutes. Get started by making sure you meet the following eligibility requirements and have all the documents and details you'll need handy.

Eligibility criteria

  • Residency. To apply online, you must be an Australian citizen or permanent resident.
  • New cardholder. The bonus point offer on this card is only available if you are a new cardholder and have not held an Amplify Platinum or Amplify Signature card issued by St.George, Bank of Melbourne or BankSA in the last 12 months.

Card benefits

  • Bonus points. Earn 70,000 bonus Amplify Points in the first year when you spend $6,000 on eligible purchases and another 30,000 points in the subsequent year (total of 100,000 bonus Amplify Points) when you meet the same spend requirement. Points are credited to your account within 12 weeks of the spend requirement(s) being met.
  • Discounted first year annual fee. Save with a discounted annual fee of $49 in the first year when you apply by 12 February 2020. Reverts to $99 thereafter.

Rates & fees

  • Annual fee. Outside of any promotions, the BankSA Amplify Platinum charges an annual fee of $99.
  • Purchase rate. This card charges a variable interest rate of 19.74% p.a. on purchases.

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