BankSA Amplify Platinum Credit Card – Rates and Fees

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Enjoy your choice of 50,000 bonus Amplify or Qantas points.

BankSA gives you an introductory offer of 50,000 bonus Qantas or Amplify points when you apply and are approved by 26 September 2018 and spend $2,000 within 90 days of approval.

Redeem your points for gift cards, merchandise and more, or exchange them automatically to Velocity Points. In addition to rewards, you will also receive complimentary travel insurance and extended warranty insurance all for a competitively low annual fee.

Product NameBankSA Amplify Platinum
Rewards ProgramAmplify Rewards / Qantas Frequent Flyer
Purchase rate (p.a.)19.49% p.a.
Offer end date26 September 2018
Annual fee$99 p.a.
Interest Free Period
The interest-free period on purchases is the period or number of days you do not have to pay interest on your card purchases. You will be charged interest either from the day you make a purchase or from the statement date, unless you pay the closing balance in full by the due date (or within the interest-free period) on your statement.
Up to 55 days on purchases
Cash advance rate (p.a.)20.24% p.a.
Min credit limit
This is the lowest credit card limit that you can request. It is possible to apply for a higher credit card limit but not a lower one than this figure.
$6,000
Max credit limit
This credit limit may not be issued to you immediately on application. This is the maximum credit limit for this card which must be applied for or offered to you after you are approved and have already opened the account.
$80,000
Card TypeVisa
Foreign Currency Conversion Fee (VISA)
Foreign currency conversion fees are charged when you make a transaction that is converted by a credit card network, such as MasterCard, Visa or American Express, from Australian dollars to a foreign currency. You’ll also incur a currency conversion fee if you make a purchase or obtain a cash advance in Australian dollars while overseas or shopping online with a foreign merchant or financial institution.
3% of transaction value
Complimentary Travel InsuranceYes
Minimum Age18 years of age
Available To Temporary ResidentsYes - Conditions apply
Joint ApplicationYes
Annual fee$99 p.a.
Minimum Monthly Repayment2% or $10, whichever is greater
Late Payment Fee$15
Cash Advance Fee2%
Overseas Cash Advance Fee2% of the value of the transaction or minimum charge of $2.50
Foreign Currency Conversion Fee
Foreign currency conversion fees are charged when you make a transaction that is converted by a credit card network, such as MasterCard, Visa or American Express, from Australian dollars to a foreign currency. You'll also incur a currency conversion fee if you make a purchase or obtain a cash advance in Australian dollars while overseas or shopping online with a foreign merchant or financial institution.
3%
of transaction value
Gambling Transactions AllowedYes
Additional Cardholder Fee$0
Number of Additional Cardholders1
Rewards ProgramAmplify Rewards / Qantas Frequent Flyer
Bonus Points50,000 bonus points
Rewards Points per $ spent (VISA/MC)0.5
Rewards Points per $ (VISA/MC) CapUncapped

BankSA Amplify Platinum Credit Card review

The BankSA Amplify Platinum Credit Card lets you earn 50,000 bonus points when you meet the minimum spend requirements. This offer is available to new customers who apply for this credit card by 26 September 2018.

Benefits of BankSA Amplify Platinum Credit Card

  • Bonus points. Receive 50,000 bonus Qantas or Amplify points if you apply and get approved by 26 September 2018 and spend at least $2,000 within the first 90 days of card approval.
  • Amplify rewards. If you link your credit card to earn Amplify Rewards, you'll earn 1 Amplify Point for each eligible dollar spent. You can also enjoy bonus Amplify rewards courtesy of the Amplify Rewards Bonus Partners.
  • Amplify Qantas rewards. With Amplify Qantas rewards, you earn 0.5 Qantas Points for every $1 spent.
  • Reward points limit. There is no limit on the number of reward points you can earn.
  • Redeeming points. Redeem your accumulated points for a wide range of products including flights. You get both domestic and international flights through Amplify Travel, gift cards, vouchers and other rewards. You also have the option to convert Amplify points directly to Velocity, Enrich or KrisFlyer.
  • Interest-free purchases. Enjoy an interest-free period of 55 days. This is however only applicable to cardholders who fully pay off their closing balance by due date. If you don't pay off your balance in full, the rate will remain as 19.49% p.a.

Features of BankSA Amplify Platinum Credit Card

  • Additional cardholder. You can add 1 additional cardholder to your account without extra charges.
  • Interest rates. The credit card interest rates are as follows: 19.49% p.a. for purchases and 20.24% p.a. for cash advances.
  • Annual fee. BankSA Amplify Platinum Credit Card attracts an annual fee of $99.
  • payWave. Credit card holders can benefit from contactless transactions with Visa payWave and this is limited to transactions below $100.
  • Card replacement. You can have your credit card replaced within Australia and internationally as well. A card replacement fee of $15 applies for replacement requests within Australia and $52.50 outside the country.
  • Phone and online banking. You can access your credit card through phone and online banking.
  • Credit limits. The minimum credit limit for this card is $6,000, while the maximum credit limit is $80,000.

How to apply for the BankSA Amplify Platinum Credit Card

A comprehensive list of the application criteria can be found in the table below. Application takes only 60 seconds. You don't have to complete your application in one sitting. You can save and submit it within 30 days.

Eligibility criteria

Before you can start applying for this credit card, you must meet following eligibility requirements:

  • Minimum age limit of 18 years
  • You must be a permanent resident of Australia

Required documents

The following information is required:

  • Your driver's licence number
  • Weekly income
  • List of assets, investment and savings
  • Balances and repayment amounts going towards liabilities such as store accounts and credit cards.
  • Tax details if self-employed

Give yourself at least 15 minutes to complete this application. Existing customers need not fill out the application form entirely. Simply log in to your online banking account to access the application. Personal details are already available with the bank.

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Credit Cards Comparison

Rates last updated July 21st, 2018
Name Product Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee Product Description
Citi Clear Platinum - Exclusive Offer
14.99% p.a.
0% p.a. for 24 months with 1.5% balance transfer fee
$49 p.a. annual fee for the first year ($99 p.a. thereafter)
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American Express Westpac Altitude Platinum Bundle - Exclusive Offer
20.24% p.a.
$0 p.a. annual fee for the first year ($199 p.a. thereafter)
$0 first year annual fee & up to 90,000 bonus Altitude Pts when you meet T&C with this Visa (issued by Westpac) & Amex (issued & serviced by Amex).
NAB Low Fee Platinum Card - Exclusive Amazon Offer
19.74% p.a.
0% p.a. for 24 months with 2% balance transfer fee
$90 p.a.
finder Exclusive: 10% cashback with amazon.com.au for 12 months (capped at $25 per month). Plus, 0% p.a. on balance transfers for 24 months.
Qantas Premier Everyday
19.99% p.a.
4.9% p.a. for 24 months
$0 p.a. annual fee for the first year ($49 p.a. thereafter)
Take advantage of up to 40,000 bonus Qantas Points, a $0 first year annual fee plus complimentary overseas travel insurance.

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* The credit card offers compared on this page are chosen from a range of credit cards finder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.

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