BankSA Amplify Platinum Credit Card

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Earn up to 100,000 bonus Amplify Points over 24 months with a new BankSA Amplify Platinum.

Apply for the BankSA Amplify Platinum by 02 October 2019 to collect a bonus 50,000 points each year for the first 2 years when you meet the spend requirement of $6,000 on eligible purchases per year.

0% p.a.

Balance transfer rate

for 6 months

100,000

Bonus points

19.74% p.a.

Purchase rate

1

Reward point

Per $ spent (Visa/Mastercard)


Details

Product NameBankSA Amplify Platinum
Rewards ProgramAmplify Rewards
Balance Transfer Rate0% p.a. for 6 months
Balance Transfer Revert RateCash Advance Rate (21.49% p.a.)
Balance Transfer Limit80% of available balance
Purchase Rate19.74% p.a.
Annual Fee$99
Interest Free Period55 days
Cash Advance Rate21.49% p.a.
Minimum Credit Limit$6,000
Maximum Credit Limit$80,000
Card TypeVisa
Foreign Currency Conversion Fee (Visa/Mastercard)3% of transaction value
Complimentary Travel InsuranceYes
Minimum Age18 years of age
Available to Temporary ResidentsYes - Conditions apply
Joint ApplicationYes

Pros

  • Total amount of 100,000 bonus Amplify Points up for grabs when you spend a total of $12,000.
  • Earn uncapped rewards points on eligible purchases.
  • This card comes with complimentary travel insurances.

Cons

  • To get the full 100,000 bonus Amplify Points, you need to meet the spend requirement over the course of 2 years, receiving 50,000 per year when you spend $6,000 each year.
Rewards ProgramAmplify Rewards
Bonus Points100,000 bonus points
Rewards Points per $ spent (Visa/Mastercard)1
Annual Fee$99
Minimum Monthly Repayment2% of the closing balance or $10, whichever is greater
Late Payment Fee$15
Foreign Currency Conversion Fee (Visa/Mastercard)3% of transaction value
Cash Advance Fee2% or $2.50, whichever is greater
Additional Cardholder Fee$0
Number of Additional Cardholders1

Expert review

Amy Bradney-George

Review by


Amy is an editor and writer at finder.com.au with more than 10 years experience covering credit cards, personal finance and various lifestyle topics. When she’s not sharing her knowledge on money matters, Amy spends her time as an actress.

Expert review

The BankSA Amplify Platinum is a rewards credit card that offers uncapped points per $1 spent and complimentary travel insurance. The bonus point offer on this card has a yearly spend requirement of $6,000, which works out to be an average of $500 per month. If you spend at least this much on eligible purchases each month for the first 24 months, you’ll get the maximum 100,000 bonus points up for grabs – plus at least 12,000 points thanks to the everyday earn rate.

If travel is your goal, you could use these 112,000 points to get 56,000 frequent flyer points for your Velocity Frequent Flyer, Singapore Airlines KrisFlyer or Malaysia Airlines Enrich account. Or, if you’re more into shopping, you could redeem your points for a $500 David Jones eGift card.

How to apply

You can apply for the BankSA Amplify Platinum online in around 10 minutes. Get started by making sure you meet the following eligibility requirements and have all the documents and details you'll need handy.

Eligibility criteria

  • Residency. You must be an Australian citizen or permanent resident.
  • New cardholder. The bonus point offer on this card is only available if you are a new cardholder and have not held an Amplify Platinum or Amplify Signature card issued by St.George, Bank of Melbourne or BankSA in the last 12 months.

Card benefits

  • Bonus points. Earn 50,000 bonus Amplify Points each year for the first 2 years when you spend $6,000 on eligible purchases over the course of the year for a total of 100,000 bonus Amplify Points. Points are credited to your account within 12 weeks of the spend requirement being met.
  • Uncapped reward points. This card earns 1 point per $1 spent on all eligible purchases both in Australia and overseas, with no points cap. Eligible purchases cover most everyday transactions, including groceries, petrol, dining and travel bookings. Transactions that are not eligible to earn points include cash advances, government charges and BPAY payments.

Rates & fees

  • Annual fee. The BankSA Amplify Platinum charges an annual fee of $99.
  • Purchase rate. This card charges a variable interest rate of 19.74% p.a. on purchases.

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