BankSA Amplify Platinum Credit Card – Rates and Fees

BankSA Amplify Platinum Find out more Go to site

Don't worry, by clicking "Go to site" this won't leave a mark on your credit file. An enquiry will only appear on your file once you have submitted a credit card application.

What happens when I click Go to site?
  • Clicking Go to site will take you to your Online Application on the bank's website. You do not need to be an existing customer of this bank to apply.
  • Your application will typically take you no more than 10-15 minutes to complete
  • Once approved, you will typically receive your credit card within 1-2 weeks
Click here to start your application >>

Take advantage of the 0% p.a. for 12 months offer on balance transfers when you apply and get approved by 20 September 2017.

BankSA gives you an introductory interest rate of 0% p.a. for balance transfers valid for 12 months. You'll also enjoy access to two reward programs – Amplify Rewards and Amplify Qantas.

Product NameBankSA Amplify Platinum
Rewards ProgramAmplify Rewards
Balance transfer rate (p.a.)0% p.a. for 12 months
Balance Transfer Revert Rate
The interest rate after the balance transfer ends.
Purchase Rate (19.49% p.a.)
Balance Transfer Limit95% of available credit limit
Purchase rate (p.a.)19.49% p.a.
Offer end date20 September 2017
Annual fee$99 p.a.
Interest Free Period
The interest-free period on purchases is the period or number of days you do not have to pay interest on your card purchases. You will be charged interest either from the day you make a purchase or from the statement date, unless you pay the closing balance in full by the due date (or within the interest-free period) on your statement.
Up to 55 days on purchases
Cash advance rate (p.a.)20.24% p.a.
Min credit limit
This is the lowest credit card limit that you can request. It is possible to apply for a higher credit card limit but not a lower one than this figure.
$6,000
Max credit limit
This credit limit may not be issued to you immediately on application. This is the maximum credit limit for this card which must be applied for or offered to you after you are approved and have already opened the account.
$80,000
Minimum Monthly Repayment2% or $10, whichever is greater
Minimum Income$35,000
Card TypeVisa
Late Payment Fee$15
Foreign Currency Conversion Fee (VISA)
Foreign currency conversion fees are charged when you make a transaction that is converted by a credit card network, such as MasterCard, Visa or American Express, from Australian dollars to a foreign currency. You’ll also incur a currency conversion fee if you make a purchase or obtain a cash advance in Australian dollars while overseas or shopping online with a foreign merchant or financial institution.
3% of transaction value
Complimentary Travel InsuranceYes
Available To Temporary ResidentsNo
Joint ApplicationYes
Minimum Income$35,000
Minimum Age18 years of age
Available to Temporary ResidentsNo
Credit Rating Requirement
Credit rating requirement is provided only as a guide. Understanding your credit file helps you make more informed decisions in regards to your finances. Learn more about what this means here.
Good
Min Credit Limit
This is the lowest credit card limit that you can request. It is possible to apply for a higher credit card limit but not a lower one than this figure.
$6,000
Max Credit Limit
This credit limit may not be issued to you immediately on application. This is the maximum credit limit for this card which must be applied for or offered to you after you are approved and have already opened the account.
$80,000
Annual Fee$99 p.a.
Minimum Repayment2% or $10, whichever is greater
Late Payment Fee$15
Over Limit Fee$0
Cash Advance Fee2% of the transaction or $2.50, whichever is higher
Overseas Cash Advance Fee2% of the transaction or $2.50, whichever is higher
Overseas Emergency Replacement$52.50
Overseas ATM Withdrawal Fee$5
Foreign Currency Conversion Fee (VISA)
Foreign currency conversion fees are charged when you make a transaction that is converted by a credit card network, such as MasterCard, Visa or American Express, from Australian dollars to a foreign currency. You’ll also incur a currency conversion fee if you make a purchase or obtain a cash advance in Australian dollars while overseas or shopping online with a foreign merchant or financial institution.
3% of transaction value
Additional Cardholder Fee$0 p.a.
Number of Additional Cardholders1
BPAYYes
ChequeYes
Direct DebitYes
Australia PostYes
Phone BankingYes
Internet Banking TransfersYes
In BranchYes
MailYes
Rewards ProgramAmplify Rewards
Rewards Points per $ (VISA/MC)1
Rewards Points per $ (VISA/MC) CapUncapped
Rewards Points per $ (AMEX) CapN/A
Points ExpiryNever

BankSA Amplify Platinum Credit Card review

The BankSA Amplify Platinum Credit Card features a promotional offer for balance transfers. This offer is available to new customers who apply for this credit card by 20 September 2017.

Benefits of BankSA Amplify Platinum Credit Card

    • Promotional balance transfer rate. You can access a promotional interest rate of 0% p.a. for a duration of 12 months. There are limits on the amount of balances you can transfer. The minimum limit you can transfer is $200 and you cannot transfer more than 95% of the approved credit limit.
  • Amplify rewards. If you link your credit card to earn Amplify Rewards, you'll gain 1 Amplify Point for each eligible dollar spent at an Australian retailer and 2 Amplify Points for every $1 spent on an overseas merchant. You can also enjoy bonus Amplify rewards courtesy of the Amplify Rewards Bonus Partners. Please note that this is only available for eligible purchases.
  • Amplify Qantas rewards. With Amplify Qantas rewards, you gain 0.5 Qantas Points for every $1 spent made at Australian merchants and 1 Qantas Point per eligible dollar spent on an overseas merchant. You also earn double Qantas Points under the Qantas Frequent Flyer Program. These rewards go to your credit card and the partner program.
  • Reward points limit. There is no limit on the number of reward points you can earn.
  • Redeeming points. Redeem your accumulated points for a wide range of products including flights. You get both domestic and international flights through Amplify Travel, flight upgrades with Qantas flights, gift cards, vouchers and other rewards.
  • Interest-free purchases. Purchases also get to enjoy an interest-free period of 55 days. This is however only applicable to card holders who fully pay off their closing balance by due date. If you don't pay off your balance in full, the rate will remain as 19.49% p.a.

Features of BankSA Amplify Platinum Credit Card

Besides the promotional interest rate offers, there are other brilliant features that you can access courtesy of this credit card. These are:

  • Reward programs. Both Amplify Qantas and Amplify Reward programs offered. The credit card holder gets to choose which of the two programs to use. If you are not a Qantas Frequent Flyer member, you can save on membership application with Amplify Qantas.
  • Additional cardholder. You can add 1 additional card holder to your account without extra charges.
  • Interest rates. The credit card interest rates are as follow: 19.49% p.a. for purchases and 20.24% p.a. for cash advances.
  • Annual fee. BankSA Amplify Platinum Credit Card attracts an annual fee of $99.
  • payWave. Credit card holders can benefit from contactless transactions with Visa payWave and this is limited to transactions below $100.
  • Card replacement. You can have your credit card replaced within Australia and internationally as well. A card replacement fee of $15 applies for replacement requests within Australia and $52.50 outside the country.
  • Phone and online banking. You can access your credit card through phone and online banking.
  • Credit limits. A minimum credit limit of $6,000, maximum credit limit subject to status.

How to apply for the BankSA Amplify Platinum Credit Card

A comprehensive list of the application criteria can be found in the table below. Application takes only 60 seconds. You don't have to complete your application in one sitting. You can save and submit it within 30 days.

Eligibility criteria

Before you can start applying for this credit card, you must meet following eligibility requirements:

  • Minimum age limit of 18 years
  • You must be a permanent resident of Australia

Required documents

The following information is required:

  • Your driver's licence number
  • Weekly income
  • List of assets, investment and savings
  • Balances and repayment amounts going towards liabilities such as store accounts and credit cards.
  • Tax details if self-employed

Give yourself at least 15 minutes to complete this application. Existing customers need not fill out the application form entirely. Simply log in to your online banking account to access the application. Personal details are already available with the bank.

Enjoy interest-free promotional periods on purchases and balance transfers with the BankSA Amplify Platinum credit card.

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Credit Cards Comparison

Rates last updated May 27th, 2017
Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee
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* The credit card offers compared on this page are chosen from a range of credit cards finder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.

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