bankmecu goGreen Home Improvements Personal Loan

• bankmecu won a 2010 Ethical Investor Award for being Australia's most sustainable small company of the year

As this loan allows and even encourages extra repayments without penalty, you are able to take this money out later on with an option for free redraw. bankmecu offers flexible repayment terms of weekly, fortnightly and monthly, letting you choose whichever option suits your budget.

A family repayment and eco-pause is also offered, but loans must be 12 months or older to be eligible for these kinds of pauses.

Features of the bankmecu GoGreen Home Improvement Loan

• Environmentally-conscious incentive. This loan is only available to homes with a 7+ NatHERS rating, giving homeowners a boost to go 'green'.
• DIY for sustainability. If bankmecu's considers the reason for the loan as a sustainable one, you'll get an interest rate of 0.50% p.a.
• Redraw capabilities. If you have made extra repayments, you can redraw money directly from your account.
• Easy access. bankmecu offers 24/7 access to your accounts via its convenient online and telephone banking services. Customer support is available during regular business hours five days a week.
• Additional repayments. There are no penalties if you make any additional loan repayments and you can negotiate repayment terms to fit your schedule.
• 100% customer owned. bankmecu is the first 100% customer-owned bank in Australia, meaning that you have a voice in the institution's decisions.

How to apply for the goGreen Home Improvement Loan

To be eligible for the variable rate home improvement loan from bankmecu you will need to have a good credit rating and be an Australian citizen or permanent resident. You will need to own a home or be in the process of building one. Click 'Go to Site' to begin the application process.

You must:

• Be a homeowner. You will need to have a title deed to a home or a plot of land and be listed as a homeowner on an existing mortgage if applicable.
• Be an Australian citizen or permanent resident. Copies of your birth certificate, citizenship papers or immigration documents may be requested.

Other requirements

• You should be over 18 years of age
• You should be a permanent resident of Australia

You must submit plans and other evidence that your home meets the NatHERS requirements to be approved for the loan. A photocopy for the deed to the house or land may be required, along with documents detailing your current financial situation and personal information. If you have questions about the application, you can submit your contact details to bankmecu directly and a consultant will contact you to assist you with the rest of the form.

You'll need to provide:

• Your passport. This will help to prove your Australian citizenship or permanent residency and also be used to verify your identity for quicker application processing.
• Your driver's licence. This will also help to verify your identity and confirm your address and other personal details.
• Financial documents. You should be prepared to provide bank statements, your current mortgage statement if you have one, your recent payslips and your employer's name and contact information.

The goGreen Home Improvement Loan from bankmecu offers a way to pay to improve your home's sustainability without worrying about high interest rates and fees. To make sure that you are saving the most money, compare your loan options to ensure you end up with the best possible deal.

Compare other personal loans

Loan amount

$

Loan term

1 year 2 years 3 years 4 years 5 years 6 years 7 years

Calculate

Sort by:

Name	Product	Mobile details underline	Interest Rate (p.a.)	Comp. Rate (p.a.)	Rate Type	Application Fee	Monthly Fee	Monthly Repayment
Plenti Personal Loan Fixed, 3 - 7 Years, $5,000 - $50,000		3 - 7 Years, $5,000 - $50,000	6.39% to 21.99%	6.39% to 22.79%	Fixed	$0 - $649	$0		You'll receive a fixed rate between 6.39% p.a. and 21.99% p.a. based on your risk profile. A flexible loan with amounts from $5,000 and terms starting from 3 years. Interest and comparison rates calculated for a loan term of 5 years.	Go to site More Info	Compare	loading Fetching your data...
Harmoney Unsecured Personal Loan Fixed, 3 - 7 Years, $2,000 - $70,000		3 - 7 Years, $2,000 - $70,000	5.35% to 19.09%	6.14% to 19.99%	Fixed	$275 - $575	$0		You'll receive a fixed rate between 5.35% p.a. and 19.09% p.a. based on your risk profile. Apply for a loan up to $70,000 and repay your loan over 3, 5 or 7 years terms.	Go to site More Info	Compare	loading Fetching your data...
NOW Finance No Fee Unsecured Personal Loan Fixed, 18 Months - 7 Years, $5,000 - $50,000 Exclusive		18 Months - 7 Years, $5,000 - $50,000	5.95% to 19.95%	5.95% to 19.95%	Fixed	$0	$0		You'll receive a fixed rate between 5.95% p.a. and 19.95% p.a. based on your risk profile Borrow from $5,000 to $7,999 with loan terms between 18 months and 3 years or borrow $8,000 to $50,000 with loan terms between 18 months and 7 years. ⭐ Finder Exclusive: Apply and settle an unsecured personal loan of $30,000 or more to receive a $400 Westfield gift card. Ends on June 30 2022.	Go to site More Info	Compare	loading Fetching your data...
OurMoneyMarket Personal Loan Fixed, 1 - 7 Years, $2,001 - $75,000 Exclusive		1 - 7 Years, $2,001 - $75,000	5.65% to 20.99%	6.27% to 23.83%	Fixed	1.50% - 6% min. $250	$0		You'll receive a fixed rate from 5.65% p.a. to 20.99% p.a. based on your risk profile. A personalised loan from $2,001 to $75,000 that varies based on your credit history and financial situation. ⭐ Finder Exclusive: Apply before 30th of June 2022 to secure a 0.20% p.a. discount for the full term of your loan.	Go to site More Info	Compare	loading Fetching your data...
Latitude Variable Rate Personal Loan Variable, 2 - 7 Years, $5,000 - $70,000		2 - 7 Years, $5,000 - $70,000	5.75% to 25.99%	6.68% to 29.20%	Variable	0% - 5%	$13		You'll receive a variable rate between 5.75% p.a. and 25.99% p.a. based on your risk profile Apply for what you need from $5,000 and use it for a range of purposes. Repay weekly, fortnightly or monthly. You can check your interest rate before applying with no impact to your credit score.	Go to site More Info	Compare	loading Fetching your data...
Wisr Personal Loan Fixed, 3 - 7 Years, $5,000 - $64,000		3 - 7 Years, $5,000 - $64,000	6.45% to 17.45%	7.27% to 17.86%	Fixed	$595	$0		You'll receive a fixed rate between 6.45% p.a. and 17.45% p.a. based on your risk profile A loan from $5,000 that charges no fees for extra or early repayments. Keep in mind security is required in some cases.	Go to site More Info	Compare	loading Fetching your data...
Plenti Variable Rate Personal Loan Variable, 1 - 3 Years, $5,000 - $50,000		1 - 3 Years, $5,000 - $50,000	6.39% to 21.99%	6.39% to 22.79%	Variable	$0 - $649	$0		You'll receive a variable rate from 6.39% p.a and 21.99% p.a. based on your risk profile A flexible loan with amounts from $5,000 and terms starting from 12 months. Benefit from transparent costs and a rate estimate before you apply.	Go to site More Info	Compare	loading Fetching your data...

loading

Compare up to 4 providers

Clear selection

Compare