bankmecu goGreen Home Improvements Personal Loan

• bankmecu won a 2010 Ethical Investor Award for being Australia's most sustainable small company of the year

As this loan allows and even encourages extra repayments without penalty, you are able to take this money out later on with an option for free redraw. bankmecu offers flexible repayment terms of weekly, fortnightly and monthly, letting you choose whichever option suits your budget.

A family repayment and eco-pause is also offered, but loans must be 12 months or older to be eligible for these kinds of pauses.

Features of the bankmecu GoGreen Home Improvement Loan

• Environmentally-conscious incentive. This loan is only available to homes with a 7+ NatHERS rating, giving homeowners a boost to go 'green'.
• DIY for sustainability. If bankmecu's considers the reason for the loan as a sustainable one, you'll get an interest rate of 0.50% p.a.
• Redraw capabilities. If you have made extra repayments, you can redraw money directly from your account.
• Easy access. bankmecu offers 24/7 access to your accounts via its convenient online and telephone banking services. Customer support is available during regular business hours five days a week.
• Additional repayments. There are no penalties if you make any additional loan repayments and you can negotiate repayment terms to fit your schedule.
• 100% customer owned. bankmecu is the first 100% customer-owned bank in Australia, meaning that you have a voice in the institution's decisions.

How to apply for the goGreen Home Improvement Loan

To be eligible for the variable rate home improvement loan from bankmecu you will need to have a good credit rating and be an Australian citizen or permanent resident. You will need to own a home or be in the process of building one. Click 'Go to Site' to begin the application process.

You must:

• Be a homeowner. You will need to have a title deed to a home or a plot of land and be listed as a homeowner on an existing mortgage if applicable.
• Be an Australian citizen or permanent resident. Copies of your birth certificate, citizenship papers or immigration documents may be requested.

Other requirements

• You should be over 18 years of age
• You should be a permanent resident of Australia

You must submit plans and other evidence that your home meets the NatHERS requirements to be approved for the loan. A photocopy for the deed to the house or land may be required, along with documents detailing your current financial situation and personal information. If you have questions about the application, you can submit your contact details to bankmecu directly and a consultant will contact you to assist you with the rest of the form.

You'll need to provide:

• Your passport. This will help to prove your Australian citizenship or permanent residency and also be used to verify your identity for quicker application processing.
• Your driver's licence. This will also help to verify your identity and confirm your address and other personal details.
• Financial documents. You should be prepared to provide bank statements, your current mortgage statement if you have one, your recent payslips and your employer's name and contact information.

The goGreen Home Improvement Loan from bankmecu offers a way to pay to improve your home's sustainability without worrying about high interest rates and fees. To make sure that you are saving the most money, compare your loan options to ensure you end up with the best possible deal.

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Plenti Personal Loan Exclusive		From 5.43% (fixed)	5.43%	$2,001	3 to 7 years	$0 to $999	$0		Go to site More Info	You'll receive a fixed rate between 5.43% p.a. and 17.89% p.a. based on your risk profile. A flexible loan with amounts from $2,001 and terms starting from 3 years. Interest and comparison rates calculated for a loan term of 5 years. ⭐ Finder Exclusive: Eligible applicants with excellent credit will receive rates starting from 5.43% p.a. (comparison rate 5.43% p.a.). Offer ends 31 July 2021. T&Cs apply.	Compare	loading Fetching your data...
Citi Personal Loan Plus		8.90% (variable)	9.18%	$5,000	3 to 5 years	$199	$0		Go to site More Info	You'll receive a guaranteed rate of 8.90% p.a. with a comparison rate of 9.18% p.a. if you're approved. Note: This rate may vary during the loan term. A credit limit up to $75,000 that you can continue to draw down over terms up to 5 years. Note: Monthly account service fee will be waived for applications submitted before 30 September 2021. The interest rate doesn’t change based on your risk profile, so you know your rate before you apply.	Compare	loading Fetching your data...
Harmoney Unsecured Personal Loan		From 5.35% (fixed)	6.14%	$2,000	3 to 5 years	$575 ($275 for loans of below $5,000)	$0		Go to site More Info	You'll receive a fixed rate between 5.35% p.a. and 19.09% p.a. based on your risk profile. Apply for a loan up to $50,000 and repay your loan over 3 or 5 years terms.	Compare	loading Fetching your data...
Alex Bank Personal Loan		From 5.45% (fixed)	5.45%	$2,100	6 months to 5 years	$0 (Waived $295 establishment fee)	$0		Go to site More Info	You'll receive a fixed interest rate from 5.45% p.a. to 19.99% p.a. based on your risk profile Borrow between $2,100 and $30,000 from 6 months to 5 years. Note: The $295 establishment fee will be waived for loan applications submitted by 11 August 2021.	Compare	loading Fetching your data...
SocietyOne Unsecured Personal Loan		From 5.95% (fixed)	5.95%	$5,000	2 to 5 years	from $0 to $595	$0		Go to site More Info	You'll receive a fixed rate between 5.95% p.a. and 19.99% p.a. based on your risk profile A loan from $5,000 to use for a range of purposes. Benefit from no ongoing fees and no early repayment fee.	Compare	loading Fetching your data...
NAB Personal Loan Unsecured Fixed		From 6.99% (fixed)	7.91%	$5,000	1 to 7 years	$150	$10		Go to site More Info	You'll receive a fixed rate between 6.99% p.a. and 18.99% p.a. ( 7.91% p.a. to 19.83% p.a. comparison rate) based on your risk profile Borrow from $5,000 to $55,000, with 1 to 7 year loan terms available. This loan comes with no fees for extra repayments and no early exit fees.	Compare	loading Fetching your data...
NOW Finance No Fee Unsecured Personal Loan Exclusive		From 5.95% (fixed)	5.95%	$5,000	18 months to 7 years	No Establishment Fee	$0		Go to site More Info	You'll receive a fixed rate between 5.95% p.a. and 17.95% p.a. based on your risk profile Borrow from $5,000 to $7,999 with loan terms between 18 months and 3 years or borrow $8,000 to $50,000 with loan terms between 18 months and 7 years. ⭐ Finder Exclusive: Apply and settle a NOW Finance debt consolidation loan via Finder by 30 September 2021 for your chance to win $2000 paid off your debt. T&Cs apply.	Compare	loading Fetching your data...
OurMoneyMarket Personal Loan		From 5.45% (fixed)	6.07%	$2,001	1 to 7 years	From $250 to $450	$0		Go to site More Info	You'll receive a fixed rate from 5.45% p.a. to 20.99% p.a. based on your risk profile. A personalised loan from $2,001 to $75,000 that varies based on your credit history and financial situation.	Compare	loading Fetching your data...
ANZ Fixed Rate Personal Loan		8.99% (fixed)	9.88%	$5,000	1 to 7 years	$150	$10		Go to site More Info	You'll receive a guaranteed rate of 8.99% p.a. with a comparison rate of 9.88% p.a. if you're approved. Apply for up to $50,000 to use for a variety of purposes without needing to add security. Available to self-employed applicants. ⭐Special Offer: Secure a reduced interest rate of 8.99% p.a. for a limited time only. Apply for up to $50,000 to use for a variety of purposes without needing to add security.	Compare	loading Fetching your data...
Wisr Personal Loan		From 6.49% (fixed)	6.76%	$5,000	3 to 7 years	$195	$0		Go to site More Info	You'll receive a fixed rate between 6.49% p.a. and 20.95% p.a. based on your risk profile A loan from $5,000 that charges no fees for extra or early repayments. Keep in mind security is required in some cases. ⭐Special Offer: Wisr's standard establishment fee $595 will be reduced to $195 for applications submitted through Finder. T&Cs apply.	Compare	loading Fetching your data...
ANZ Variable Rate Personal Loan		10.50% (variable)	11.38%	$5,000	1 to 7 years	$150	$10		Go to site More Info	You'll receive a guaranteed rate of 10.50% p.a. with a comparison rate of 11.38% p.a. if you're approved. Note: This rate may vary during the loan term. A flexible loan with amounts starting $5,000 that offers flexible repayments and a redraw facility.	Compare	loading Fetching your data...
Heritage Bank Fixed Personal Loan		7.99% (fixed)	8.62%	$5,000	1 to 7 years	$200	$5		Go to site More Info	Choose a fixed rate loan and receive a comparison rate of 8.62% p.a. Fixed rate loans are available up to $100,000 on terms from 1 to 7 years.	Compare	loading Fetching your data...
Plenti Variable Rate Personal Loan Exclusive		From 5.43% (variable)	5.43%	$2,001	1 to 3 years	$0 to $999	$0		Go to site More Info	You'll receive a variable rate from 5.43% p.a and 17.89% p.a. based on your risk profile A flexible loan with amounts from $2,001 and terms starting from 12 months. Benefit from transparent costs and a rate estimate before you apply. ⭐ Finder Exclusive: Eligible applicants with excellent credit will receive rates starting from 5.43% p.a. (comparison rate 5.43% p.a.). Offer ends 31 July 2021. T&Cs apply.	Compare	loading Fetching your data...
NAB Personal Loan Unsecured Variable Rate		From 6.99% (variable)	7.91%	$5,000	1 to 7 years	$150	$10		Go to site More Info	You'll receive a variable rate between 6.99% p.a. and 18.99% p.a. ( 7.91% p.a. to 19.83% p.a. comparison rate) based on your risk profile Borrow from $5,000 to $55,000, with 1 to 7 year loan terms available. This loan comes with no fees for extra repayments and no early exit fees.	Compare	loading Fetching your data...

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