In this guide

  • Review
  • Details
    • Key details
  • Key features
  • How to apply
  • Your reviews
  • Ask an expert
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Bank Australia Online Saver Account

Bank Australia Online Saver Account

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Maximum variable rate
3.75% p.a.
Base interest rate


This is a flexible savings account that offers an ongoing monthly interest rate with no deposit conditions or withdrawal restrictions.

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Earn an an ongoing, variable interest rate of 3.75% on your balance over $5,000 with no ongoing conditions to meet. This account could suit you if you want to earn some interest on your money, but you don't want to commit to meeting a monthly deposit amount and you want to be able to make withdrawals when you need.


  • $0 monthly account keeping fee
  • Ongoing interest rate with no conditions to meet
  • Make withdrawals and still earn interest


  • Maximum interest rate is only available on balances over $5,000
  • Lower ongoing interest rate than others in the market

In this guide

  • Review
  • Details
    • Key details
  • Key features
  • How to apply
  • Your reviews
  • Ask an expert


Key details

Product Name Bank Australia Online Saver Account
Maximum Variable Rate 3.75% p.a.
Standard Variable Rate 0.01% p.a.
Monthly Account Fee $0
Minimum Opening Deposit $0
Minimum Age 18

Key features

Balances over $5,000

The portion of your balance over $5,000 will earn a variable interest rate of 3.25% p.a. The portion of your balance under $5,000 will only earn 0.01% p.a.

Membership is required before applying for an account

Bank Australia is an Australian mutual bank, requiring that you first become a member before you are able to apply for any of their accounts.

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How to apply


Existing Bank Australia members can apply for the Online Saver Account through internet banking. Before you begin your application, make sure that you are able to meet the following eligibility requirements:

  • Minimum age. There are no age requirements stipulated for the account, but in order to apply for membership online you will need to be at least 18 years old.
  • Residency requirements. You will need to be an Australian resident or citizen in order for your application to be accepted.

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