Bank Australia Low Rate Visa Credit Card
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Save with low interest rates and a competitive annual fee with the Bank Australia Low Rate Visa credit card.
The Bank Australia Low Rate Visa credit card couples low interest rates with a competitive annual fee. You can use your card wherever Visa is accepted and enjoy the convenience of mobile payments when you link your card with Apple Pay or Google Pay.
9.39% p.a.
Purchase rate
$59 p.a.
Annual fee
Details
| Product Name | Bank Australia Low Rate Visa Credit Card |
|---|---|
| Purchase rate (p.a.) | 9.39% p.a. |
| Annual fee | $59 p.a. |
| Cash Advance Rate | 9.39% p.a. |
| Minimum Credit Limit | $1,000 |
| Card Type | Visa |
| Foreign Currency Conversion Fee (Visa/Mastercard) | 3% of transaction value |
| Complimentary Travel Insurance | No |
| Minimum Age | 18 years of age |
|---|---|
| Available to Temporary Residents | No |
| Joint Application | No |
Pros
- Take advantage of a low variable interest rate of 9.39% p.a. on purchases and cash advances.
- This card comes with security features such as a 24/7 fraud monitoring.
- Receive an access to Apple Pay and Google Pay.
Cons
- There are no interest-free days on purchases with this card.
- This card is not linked to any rewards program.
| Annual fee | $59 p.a. |
|---|---|
| Minimum Monthly Repayment | 2.5% of the closing balance or $20, whichever is greater |
| Late Payment Fee | $0 |
| Foreign Currency Conversion Fee (Visa/Mastercard) | 3% of transaction value |
| Cash Advance Fee | $3.50 |
| Overseas Cash Advance Fee | $3.50 |
| Overseas ATM Withdrawal Fee | $3.50 |
Expert review
Review by
Sally McMullen
sally.mcmullen@finder.com.auSally McMullen is Finder's credit cards and frequent flyer editor by day and a music maven by night. Her byline can be spotted on Yahoo Finance, Dynamic Business, Financy and Mamamia as well as Music Feeds and Rolling Stone.
