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Fixed interest rates give you some form of certainty since you are well aware of exactly what your repayments are for a fixed period of time. This loan allows you to enjoy a fixed rate interest rate on your home loan for a specified period of time.
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Review by
Marc Terrano is a lead publisher and growth marketer at Finder. He has previously worked at Finder as a publisher for frequent flyer points and home loans, and as a writer, podcast host and content marketer. Marc has a Bachelor of Communications (Journalism) from the University of Technology Sydney. He’s passionate about creating honest and simple reviews and comparisons to help everyone get value for money.
This home loan is a full documentation loan, meaning it requires the full range of income and employment evidence. It can be used for investment purposes, and purchasing a home.
This home loan has a fixed rate, meaning your rate and repayments won't change during the course of the fixed term, but keep in mind that a fixed rate home loan will attract hefty fees if paid out early.
You will also need the following documentation:
Bank Australia Fixed Rate home loan allows you to enjoy fixed interest for periods of one to three years and you can also split your loan to enjoy both fixed and variable rates. Compare these loan features to other similar loans.