Compare Queenslanders Credit Union Savings Accounts | Finder

Compare Queenslanders Credit Union savings accounts

Join this credit union and you could get so much more than just a savings account.

Queenslanders CU

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When you apply for a Queenslanders Credit Union savings account you also receive a share in the institution and a say in how things are run. Profits are reinvested into the business to give you a better rate and lower fees.

Important information

On August 2018, Queenslanders Credit Union has merged with Queensland Country Bank.
Existing Queenslanders Credit Union customers will be notified directly about changes to their banking.

Data updated regularly
$
$
months
Name Product Maximum Variable Rate p.a. Standard Variable Rate p.a. Bonus Interest p.a. Fees Interest Earned
Queensland Country Bank SmartBudget
Queensland Country Bank SmartBudget
0%
0%
$5
Queensland Country Bank SmartBudget
Queensland Country Bank SmartBudget
0.01%
0.01%
0%
$5
Queensland Country Bank Online Saver Account
Queensland Country Bank Online Saver Account
0.35%
0.35%
0%
Queensland Country Bank Bonus Saver Account
Queensland Country Bank Bonus Saver Account
0.6%
0.01%
0.59%
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Data updated regularly
$
$
months
Name Product Maximum Variable Rate p.a. Standard Variable Rate p.a. Bonus Interest p.a. Fees Interest Earned
Westpac Life (18-29 year olds only)
3%
0.2%
2.8%
$0
If you’re between 18-29, you can earn a 3% p.a. variable rate each month you grow your balance (excl. interest) and make 5+ settled debit card purchases from your linked Westpac Choice account, up to a balance of $30,000.
Westpac Life (18-29 year olds only)
0.4%
0.2%
0.2%
$0
If you’re between 18-29, you can earn a 0.4% p.a. variable rate each month you grow your balance (excl. interest) and make 5+ settled debit card purchases from your linked Westpac Choice account, up to a balance of $30,000.
MyState Bank Bonus Saver Account
1.1%
0.1%
1%
$0
Ongoing, variable 1.1% p.a. when you deposit at least $20 into the account each month and make 5 or more Visa Debit card transactions from a linked MyState transaction account. Bonus interest available on balances up to $250,000.
MyState Bank Bonus Saver Account
0.1%
0.1%
0%
$0
Ongoing, variable 0.1% p.a. when you deposit at least $20 into the account each month and make 5 or more Visa Debit card transactions from a linked MyState transaction account. Bonus interest available on balances up to $25,000,000.
HSBC Flexi Saver Account
0.25%
0.05%
0.2%
$0
Ongoing, variable 0.25% p.a. when you grow your balance by $300+ per month. Earn bonus interest even if you make withdrawals during the month. Available on balances up to $5,000,000.
HSBC Flexi Saver Account
0%
0%
$0
Ongoing, variable 0% p.a. when you grow your balance by $300+ per month. Earn bonus interest even if you make withdrawals during the month. Available on balances up to $5,000,000,000.
Citibank Online Saver
1.1%
0.35%
0.75%
$0
Introductory rate of 1.1% p.a. for 4 months, reverting to a rate of 0.35% p.a. Available on balances Up to $500,000.
Citibank Online Saver
0.35%
0.35%
0%
$0
Introductory rate of 0.35% p.a. for months, reverting to a rate of 0.35% p.a. Available on balances Up to $500,000.
Bankwest Hero Saver
0.8%
0.01%
0.79%
$0
Ongoing, variable 0.8% p.a. rate when you deposit at least $200 each month and make no withdrawals. Available on balances up to $250,000.
Bankwest Hero Saver
0.01%
0.01%
0%
$0
Ongoing, variable 0.01% p.a. rate when you deposit at least $0 each month and make no withdrawals. Available on balances up to $250,000.
Bank of Queensland Fast Track Starter Account (for 14-24 year olds only)
3%
0.05%
2.95%
$0
Only available to those aged 14-24. Ongoing, variable 3% p.a. when you link to an BOQ Day2Day Plus Account, deposit $200+ into the Day2Day account each month from an external account and make 5 eligible transactions a month. Bonus interest applies on balances up to $10,000. Balances between $10,001 and $250,000 will earn the standard variable base rate.
Bank of Queensland Fast Track Starter Account (for 14-24 year olds only)
1.05%
0.05%
1%
$0
Only available to those aged 14-24. Ongoing, variable 1.05% p.a. when you link to an BOQ Day2Day Plus Account, deposit $200+ into the Day2Day account each month from an external account and make 5 eligible transactions a month. Bonus interest applies on balances up to $10,000. Balances between $10,001 and $250,000 will earn the standard variable base rate.
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Who is Queenslanders Credit Union?

Queenslanders Credit Union provide a collection of everyday transaction, savings and investment accounts that are aimed at benefiting savers with different goals and ages. Whether you’re saving for Christmas, want a competitive rate and access to your money when you want it, or anything in between, Queenslanders Credit Union are sure to have an account to suit your needs.

What is internet banking like for Queenslanders Credit Union?

Queenslanders Credit Union let you manage transaction and investment accounts online. Register for internet banking after you open an account with Queenslanders Credit Union and take advantage of bank at home functionality such as the ability to make BPAY payments and instantly transfer funds between your Queenslanders savings and transaction accounts. Although Queenslanders’ NetBanking facility may lack the gloss of the online banking platforms of some of Australia’s largest banking institutions, it works the same way.

Notable features include:

  • Pay your bills by making BPAY payments.
  • View your account balances and electronic statements.
  • Make instant online transfers between your savings, investment and transaction accounts.

What about the mobile app?

Image Source: App Store
Login pageSettingsLocate ATM/Branch
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What are the pros and cons of banking with Queenslanders Credit Union?

Pros

  • Transaction fee waiver. You’re eligible to receive free transactions on some accounts when you hold Queenslanders Credit Union loan or savings accounts with a balance greater than a certain amount.
  • Online banking. Manage your transaction and investment accounts from your home when you register for Queenslanders Credit Union NetBanking.
  • rediATMs Queenslanders Credit Union are part of the rediATM network, one of Australia’s largest.
  • Mobile Banking. As well as the browser based NetBanking platform, you can manage your accounts when you’re on the go using the mobile banking application.

Cons

  • Branches. Queenslanders Credit Union have a limited number of branches compared to large financial institutions such as the Big Four Banks.

How do I apply for a Queenslanders Credit Union account?

If you’re a new Queenslanders Credit Union customer, you will have to join the credit union before you can open an account. You can do this online. Existing customers can apply for one of the accounts listed on this page through NetBanking, over the phone or at a Queenslanders Credit Union branch.

  • Join the credit union

To become a member of the credit union, follow the links from our website to be directed to a secure online membership application form.

  • Personal information

You’ll be asked to enter some basic information about yourself and to select the type of account you’d like to open. You’ll be asked to purchase a $10 share in the credit union when you become a member. This share gives you a say in how the organisation is managed and a vote in the election of the board of directors.

Once you submit the membership application, a Queenslanders Credit Union representative will be in touch to let you know about the next step for setting up the online banking facility and opening your account.

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