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Compare Queenslanders Credit Union savings accounts

Join this credit union and you could get so much more than just a savings account.


Queenslanders CU

When you apply for a Queenslanders Credit Union savings account you also receive a share in the institution and a say in how things are run. Profits are reinvested into the business to give you a better rate and lower fees.

Important information

On August 2018, Queenslanders Credit Union has merged with Queensland Country Credit Union.
Existing Queenslanders Credit Union customers will be notified directly about changes to their banking.

Data indicated here is updated regularly
Name Product Maximum Variable Rate p.a. Standard Variable Rate p.a. Bonus Interest p.a. Fees Min Bal / Min Deposit Interest Earned Product Description
Rabobank Online Savings High Interest Savings Account
$0 / $0
Maximum variable rate of 2.25% p.a. for 4 months, reverting to a rate of 0.80% p.a. No deposit or withdrawal conditions. Available on balances below $250,000
Bank of Queensland Fast Track Saver Account
$0 / $0
Ongoing, variable 1.85% p.a. when you link to an BOQ Day2Day Plus Account, deposit $1,000+ into the Day2Day account each month from an external account and make 5+ eligible transactions per month. Available on balances up to $250,000.
ME Online Savings Account
$0 / $0
Ongoing, variable 1.80% p.a. rate when you link to a ME Everyday Transaction account and have at least four tap & go purchases with your Debit Mastercard processed each month. Available on balances up to $250,000.
Bankwest Hero Saver
$0 / $0
Ongoing, variable 1.25% p.a. rate when you deposit at least $200 each month and make no withdrawals. Available on balances up to $250,000.

Compare up to 4 providers

Who is Queenslanders Credit Union?

Queenslanders Credit Union provide a collection of everyday transaction, savings and investment accounts that are aimed at benefiting savers with different goals and ages. Whether you’re saving for Christmas, want a competitive rate and access to your money when you want it, or anything in between, Queenslanders Credit Union are sure to have an account to suit your needs.

What is internet banking like for Queenslanders Credit Union?

Queenslanders Credit Union let you manage transaction and investment accounts online. Register for internet banking after you open an account with Queenslanders Credit Union and take advantage of bank at home functionality such as the ability to make BPAY payments and instantly transfer funds between your Queenslanders savings and transaction accounts. Although Queenslanders’ NetBanking facility may lack the gloss of the online banking platforms of some of Australia’s largest banking institutions, it works the same way.

Notable features include:

  • Pay your bills by making BPAY payments.
  • View your account balances and electronic statements.
  • Make instant online transfers between your savings, investment and transaction accounts.

What about the mobile app?

Image Source: App Store
Login pageSettingsLocate ATM/Branch
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What transaction accounts are provided are by Queenslanders Credit Union?

  • Action Account

An interest bearing everyday bank account which provides Visa or rediCARD, online and mobile banking access. Monthly service fees are waived, too. Queenslanders Credit Union also gives you money back on transaction fees when you hold a Queenslanders savings account or loan with a balance greater than $5,000.

  • Basic Account

Get 8 free ATM transactions for a low flat monthly fee. The Basic Account offers a tiered interest rate which grows with your account balance. Access your money at ATMs, online, over the phone for free or at Queenslanders Credit Union branches.

  • Pensioner Account

A hybrid pensioner savings and transaction account. A full access account with rebates on transaction fees, the Pensioner Account also doesn’t charge a monthly service fee. The interest rate is tiered, larger account balances are rewarded with more interest.

  • Junior Saver Account

The Junior Saver is a no fee interest bearing transaction account just for kids. Applicants over 13 get a rediCARD and can make unlimited free rediATM withdrawals, EFTPOS purchases and transactions at Queenslanders Credit Union branches.

  • Live Free Account

Earn interest on the Live Free Account balance and get a free Visa Debit Card. Make unlimited free rediATM withdrawals, EFTPOS purchases, branch transactions and use the Visa Debit Card to shop online. Register this account for online banking to make BPAY payments and transfers to other accounts.

What high interest savings accounts are offered by Queenslanders Credit Union?

  • GoSaver Account

A savings account that rewards you with a flat competitive rate. You’ll pay no transaction fees or monthly fees. You can make instant transfers to a linked Queenslanders Credit Union transaction account to access your money. You can also make BPAY payments directly from this account from the online or telephone banking facilities.

  • MoneyMaker Account

Maintain a minimum monthly balance of $5,000 and this savings account offers a tiered rate of interest. You’re rewarded with more interest when you reach the highest account balance tier. Funds are available at call via Queenslanders Credit Union branches and you can make BPAY payments when you register for online and telephone banking.

  • Christmas Club Account

This savings account is designed to help you save for Christmas. Funds are available on the 1st of November. Transfer funds to a linked Queenslanders Credit Union transaction account to make withdrawals. This account has no monthly service fee and you can set up a direct credit to automatically grow your savings balance.

What term deposits are offered by Queenslanders Credit Union?

  • Queenslanders Credit Union Term Deposit

This is a fixed investment with a guaranteed return. The minimum investment is $1,000. Investment terms range from 1 month to 3 years. Interest can be paid monthly, quarterly, half-yearly, annually or when the term deposit matures.

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What are the pros and cons of banking with Queenslanders Credit Union?


  • Transaction fee waiver. You’re eligible to receive free transactions on some accounts when you hold Queenslanders Credit Union loan or savings accounts with a balance greater than a certain amount.
  • Online banking. Manage your transaction and investment accounts from your home when you register for Queenslanders Credit Union NetBanking.
  • rediATMs Queenslanders Credit Union are part of the rediATM network, one of Australia’s largest.
  • Mobile Banking. As well as the browser based NetBanking platform, you can manage your accounts when you’re on the go using the mobile banking application.


  • Branches. Queenslanders Credit Union have a limited number of branches compared to large financial institutions such as the Big Four Banks.

How do I apply for a Queenslanders Credit Union account?

If you’re a new Queenslanders Credit Union customer, you will have to join the credit union before you can open an account. You can do this online. Existing customers can apply for one of the accounts listed on this page through NetBanking, over the phone or at a Queenslanders Credit Union branch.

  • Join the credit union

To become a member of the credit union, follow the links from our website to be directed to a secure online membership application form.

  • Personal information

You’ll be asked to enter some basic information about yourself and to select the type of account you’d like to open. You’ll be asked to purchase a $10 share in the credit union when you become a member. This share gives you a say in how the organisation is managed and a vote in the election of the board of directors.

Once you submit the membership application, a Queenslanders Credit Union representative will be in touch to let you know about the next step for setting up the online banking facility and opening your account.

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