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Credit Union Australia (CUA) has been working hard since the 1940s to become the largest customer-owned financial institution in Australia.
CUA Everyday Youth Account
CUA operates across all of Australia, inviting all residents to join with no restrictions. Now over 400,000 Australians choose CUA for their banking needs.
Login | Payments | Locate ATM/Branch |
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With a minimum deposit of $5,000, you can lock your savings into a CUA term deposit for one month or up to three years. This high interest earning savings account rewards you with higher interest the longer you keep it in your account. Keep in mind that these types of accounts do not allow easy access, and you will be charged the difference in interest and other fees if you withdraw the money before the end of the terms you signed on for.
Back to topBefore applying for a CUA account, you should compare the account features against others offered in the market to see if the account meets your personal financial needs. If you like the features of the CUA savings accounts, first become a member of the credit union by visiting a branch and providing them with the proper identifying documents.
It is possible that CUA will ask for additional information before issuing a savings account in your name. Once they have verified your identity, the account details will be sent to you and you can begin making your deposits. Ensure that you have compared the account details and features carefully before making a commitment with your savings to any one account.
A bank account with no account-keeping fee and a suite of premium digital features, like mobile payments solutions to suit any OS, plus a Savings Top Up feature. Receive rebates on overseas and overdrawn fees when you meet certain deposit and transaction conditions.
Get an everyday transaction account for over 50s with no monthly fees, no ATM withdrawal fees in Australia and with Apple Pay, Google Pay and Samsung Pay available.
The CUA eSaver Flexi savings account offers an ongoing rate of 1.30% p.a. with no account conditions to meet.
The CUA eSaver rewards you for making regular deposits and lets you withdraw your money when you want it without penalty.
The CUA Everyday 55+ Account is no longer available to new customers. This information is for existing customers only.
Start learning the fundamentals of banking now with an everyday account specially designed for younger Australians.
Simplify your daily spending with an easy-to-access account from CUA.
With CUA’s flexible terms, you can earn a higher rate of interest and still be able to get to your funds when you need them.
A highly competitive interest rate makes the Youth eSaver Account one that can help you be financially ready for adulthood.
What is your highest interest rate for savings
Hey Prue,
Thanks for your inquiry.
As of this writing, the savings account that owns the highest interest rate is the CUA Youth eSaver Account. As stated in our review, this account is meant for Australians between the ages of 10 and 17 who must be listed as the only account holder. No joint account holders are permitted although a parent or guardian may be given the authority to monitor the account.
If you’d like to open an account, press the ‘Go to site’ button above to be redirected to CUA’s website. As a friendly reminder, review the eligibility criteria, fees, interest rates, and terms & conditions of this account before applying. Feel free to reach out to the bank if you need any clarifications.
Hope this helps! For any further questions, feel free to reach out to us again, we’re here to help.
Cheers,
Nikki
I have an esaver account Can you please let me know what interest rate I am getting?
Thanks
Hi. I have a term deposit account with CUA, that matures soon.
This account is for the persons over 55 years of age and last year an extra 0.1 percent was added above the advertised rate will this be added to the current rate?
Hi Tony,
Thank you for your inquiry.
The rate will remain the same until your term deposit account matures. It is a fixed rate for the duration of the term. When the account reaches maturity, if you opted to roll over the funds into a new CUA term deposit, the new term deposit account will receive the new rate.
I hope this information has helped.
Cheers,
Harold
What interest rates do you pay on my Premium Plus account?
I cant find any reference to a PP account on your website.
What would be the best account for me to have access to?
Hi Eunice,
Thank you for your question. Just to confirm though, you have come through finder.com.au, not actually CUA.
CUA doesn’t have premium plus account, with them it’s eSaver Boost account which pays an interest rate of 2.85% p.a., provided you meet certain monthly conditions.
As for the best account to maintain, that would entirely depend on your saving habits, financial needs and how accessible you want your savings to be.
I hope this helps.
Cheers,
Liezl
Hi Ken,
Thanks for your question. Please note there are multiple esaver accounts.
Could you please confirm the entire name of your savings account with CUA?
What is the nearest office to post cod 3220
Hi Allan,
Thanks for your question.
The closest CUA branch to your postcode is:
Werribee
Cnr Derrimut & Heaths Rd
Shop 124 Werribee Plaza Werribee VIC, 3030
Do you have an office in Perth WA
Hi Keith,
Thanks for your question.
There is a CUA located at 321 Murray St, Perth WA 6000.
Cheers,
Shirley