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Travelling to Bali just got a whole lot harder

Posted: 3 September 2015 5:27 pm

Travel insurers are offering cover for future holidays interrupted by ash clouds in Bali ... but not all of them.


Travel insurance rules continue to change as a result of the coronavirus pandemic. We’re working hard to keep up and make sure our guides are up to date, however some information may not be accurate during the pandemic. It’s even more important to double-check all details that matter to you before taking out cover. Please know that some policies may not be available through Finder at this time. Here are some helpful tips:
    • If you're buying a policy today, it's unlikely that you'll be covered for any coronavirus-related claims
    • If your travel plans go against government advice, your policy will most likely be voided and you won't be covered
    warningFinally, some good news! Domestic travel is picking up, so some insurers have started offering cover again 🦘 Just remember, you won't be covered for any pandemic related claims if you do take out domestic travel insurance.

    MT RINJANI Volcano

    The skies above Bali may have cleared, but apparently not enough for some insurers.

    Almost two months after the initial Mt Raung eruption, many insurers are still classing future ash clouds in the region as known events, which means they won't pay claims relating to them.

    The Volcanology and Geological Disaster Mitigation Center downgraded Mount Raung’s status from Level 3 to Level 2, which was the catalyst for many insurers to class any future eruptions as new events rather than known events.

    Unfortunately, many insurers are relying on outdated information from the smartraveller website, which has not updated its Bali advisory since 6 August, 2015:

    "Flights will continue to be interrupted by volcanic ash for as long as the eruption continues. The overall level of advice has not changed. We advise you to exercise a high degree of caution in Indonesia, including Bali."

    Until this advisory is revised, travel insurers are within their rights to call this a known event and not offer travellers the cancellation they so sorely need when the volcanic ash hits the fan.

    Picture: Jason Jones, licensed under Creative Commons Attribution-NonCommercial-ShareAlike 2.0 Generic (image cropped)

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