Auswide Personal Loan

Borrow up to $50,000 and redraw on any additional repayments.

The Auswide Personal Loan can be used for any worthwhile purpose, including buying a new or used car, home improvements, holidays and other personal expenses. You'll also have the ability to make additional repayments and access to a redraw facility.

Find out if it may be right for you below.

Product NameAuswide Bank Personal Loan
Interest Rate (p.a.)From 9.9% (fixed)
Comparison Rate (p.a.)10.54%
Interest Rate TypeFixed
Min Loan Amount$3,000
Max. Loan Amount$50,000

Main points to consider with the Auswide Personal Loan

You can borrow from $3,000 up to $50,000 with a loan term of 1 year-7 years. You'll receive a fixed rate of 9.9% p.a. with a comparison of 10.54% p.a.

You will need to make monthly repayments, and you'll also have the ability to make additional repayments. You can redraw on these repayments at any time.


  • Fixed rate. You'll receive a fixed interest rate for the life of the loan.
  • Monthly repayments. You will be required to pay back the loan using monthly repayments.
  • Flexible loan terms. You can repay the loan over 1 year to 7 years.
  • Quick online application. You can apply online in approximately 20 minutes.
  • Additional repayment option. You can make extra repayments at any time.
  • Redraw facility. You can also redraw on any additional payments.

Fees and charges

  • Establishment fee. You will pay an initial $175 fee.
  • Monthly fee. You will also pay an ongoing $5 fee.

You may also need to pay $50 if you pay out your loan before the end of your loan term.

How to apply for an Auswide Personal Loan

You can apply for a loan by clicking "Go to site" above to begin your application. You will need to meet certain criteria to be eligible for a loan:

  • Be at least 18 years old
  • Be an Australian citizen or permanent resident

The online application will take approximately 20 minutes and you will need to complete an Australia Post ID verification form.

An Auswide Personal Loan lets you borrow up to $50,000 for any worthwhile purpose, with the ability to redraw on your additional repayments. You should always compare a range of options to find the loan that is right for you.

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Personal Loan Offers

Important Information*
Logo for Citi Personal Loan Plus
Citi Personal Loan Plus

You'll receive a variable rate between 8.99% p.a. and 17.99% p.a. (9.67% p.a. to 18.6% p.a. comparison rate) based on your risk profile
A credit limit up to $75,000 that you can continue to draw down over terms up to 5 years.

Logo for NOW FINANCE Personal Loans
NOW FINANCE Personal Loans

You'll receive a fixed rate between 8.95% p.a. and 16.95% p.a. based on your risk profile
Apply for loans from $5,000 and get a dedicated loan manager. No security required.

Logo for NAB Personal Loan Unsecured Fixed
NAB Personal Loan Unsecured Fixed

You'll receive a fixed rate between 10.69% p.a. and 18.69% p.a. ( 11.58% p.a. to 19.53% p.a. comparison rate) based on your risk profile
An unsecured loan up to $55,000 you can use for a range of purposes and pay off over up to 7 years. Note: Majority of customers will get the headline rate of 12.69% p.a. (13.56% p.a. comparison rate) or less. See Comparison rate warning in (i) above.

Logo for Westpac Unsecured Personal Loan
Westpac Unsecured Personal Loan

You'll receive a fixed rate of 12.99% p.a.
Benefit from the security of a fixed rate with the flexibility of additional repayments. Existing Westpac customers may qualify for discounts.

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