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Auswide Bank Platinum Rewards Mastercard
Earn 20,000 bonus reward points when you meet the spend requirement and get 0% p.a. for up to 24 months on balance transfers.
The Auswide Bank Platinum Rewards Mastercard offers 20,000 bonus reward points when you apply by 30 June 2022 and spend $3,000 in the first 90 days. If you want to pay off existing credit card debt, you will get a 0% p.a. interest rate on balance transfers for the first 24 when you request a balance transfer at the time of your application.
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0% p.a.
Balance transfer rate
for 24 months
20,000
Bonus points
20.24% p.a.
Purchase rate
1
Reward point
Per $ spent
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Details
| Product Name | Auswide Bank Platinum Rewards Mastercard |
|---|---|
| Rewards program | Card Services Rewards Program |
| Balance transfer rate | 0% p.a. for 24 months |
| Balance transfer revert rate | Cash Advance Rate (21.74% p.a.) |
| Balance transfer limit | 80% of available limit |
| Purchase rate | 20.24% p.a. |
| Annual fee | $99 annual fee for the first year ($129 p.a. thereafter) |
| Interest-free period | Up to 55 days on purchases |
| Cash advance rate | 21.74% p.a. |
| Min credit limit | $6,000 |
| Card type | Mastercard |
| Foreign currency conversion fee | 3.4% |
| Minimum income | $35,000 |
|---|---|
| Available to temporary residents | No |
| Joint application | No |
Pros
- 20,000 bonus reward points when you meet the spend requirements
- Discounted annual fee of $99 in the first year
- 0% p.a. for 24 months on balance transfers, with no balance transfer fee
- Six complimentary insurance covers and a 24/7 concierge service
Cons
- The standard purchase and cash advance rates are relatively high.
| Rewards program | Card Services Rewards Program |
|---|---|
| Bonus points | 20,000 |
| Rewards points per $ spent | 1 |
| Annual fee | $99 annual fee for the first year ($129 p.a. thereafter) |
|---|---|
| Late payment fee | $30 |
| Foreign currency conversion fee | 3.4% |
| Cash advance fee | 3.5% or $3.50, whichever is greater |
| Overseas cash advance fee | $5 |
| Additional cardholder fee | $0 |
| Number of additional cardholders | 4 |
Review by
Amy Bradney-George
amy.bradney-george@finder.comAmy Bradney-George has been writing about personal finance for more than 13 years – including over 600 articles as a senior writer for Finder. Her work has also appeared in publications including Money Magazine, The Sydney Morning Herald, Financy, ABC News Australia and Equity Magazine. Amy has a Bachelor of Arts in Journalism and Drama from Griffith University.
Expert review
The Auswide Bank Platinum Rewards Mastercard has a mix of platinum features and rewards. To give you an idea of the value of the 20,000 bonus points, that is the minimum amount for many of the $100 digital gift cards listed on the Card Services Rewards website. Actual point requirements do vary though, so you’d need to log into your account to get full details.
