Auswide Bank Platinum Rewards Mastercard

Earn 20,000 bonus reward points when you meet the spend requirement and get 0% p.a. for up to 24 months on balance transfers.

The Auswide Bank Platinum Rewards Mastercard offers 20,000 bonus reward points when you apply by 30 June 2022 and spend $3,000 in the first 90 days. If you want to pay off existing credit card debt, you will get a 0% p.a. interest rate on balance transfers for the first 24 when you request a balance transfer at the time of your application.

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0% p.a.

Balance transfer rate

for 24 months


Bonus points

20.24% p.a.

Purchase rate


Reward point

Per $ spent

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Product NameAuswide Bank Platinum Rewards Mastercard
Rewards programCard Services Rewards Program
Balance transfer rate0% p.a. for 24 months
Balance transfer revert rateCash Advance Rate (21.74% p.a.)
Balance transfer limit80% of available limit
Purchase rate20.24% p.a.
Annual fee$99 annual fee for the first year ($129 p.a. thereafter)
Interest-free periodUp to 55 days on purchases
Cash advance rate21.74% p.a.
Min credit limit$6,000
Card typeMastercard
Foreign currency conversion fee3.4%
Minimum income$35,000
Available to temporary residentsNo
Joint applicationNo


  • 20,000 bonus reward points when you meet the spend requirements
  • Discounted annual fee of $99 in the first year
  • 0% p.a. for 24 months on balance transfers, with no balance transfer fee
  • Six complimentary insurance covers and a 24/7 concierge service


  • The standard purchase and cash advance rates are relatively high.
Rewards programCard Services Rewards Program
Bonus points20,000
Rewards points per $ spent1
Annual fee$99 annual fee for the first year ($129 p.a. thereafter)
Late payment fee$30
Foreign currency conversion fee3.4%
Cash advance fee3.5% or $3.50, whichever is greater
Overseas cash advance fee$5
Additional cardholder fee$0
Number of additional cardholders4

Review by

Amy Bradney-George has been writing about personal finance for more than 13 years – including over 600 articles as a senior writer for Finder. Her work has also appeared in publications including Money Magazine, The Sydney Morning Herald, Financy, ABC News Australia and Equity Magazine. Amy has a Bachelor of Arts in Journalism and Drama from Griffith University.

Expert review

The Auswide Bank Platinum Rewards Mastercard has a mix of platinum features and rewards. To give you an idea of the value of the 20,000 bonus points, that is the minimum amount for many of the $100 digital gift cards listed on the Card Services Rewards website. Actual point requirements do vary though, so you’d need to log into your account to get full details.

How to apply

You can visit any Auswide Bank branch to apply, you can get started over the phone, or you can submit your application online. Before you apply, make sure you meet the following eligibility requirements and have the required documents handy:

Eligibility criteria

  • Age. You must be at least 18 years old.
  • Residency. You must be a permanent resident of Australia.

Card benefits

  • Annual fee. If you apply before 30 June 2022, you'll pay a discounted annual fee of $99 for the first year, saving you $30.
  • Bonus points. Receive 20,000 bonus reward points when you apply by 30 June 2022 and spend $3,000 in the first 90 days.

Rates & fees

  • Annual fee. Outside of any promotions, this card charges an annual fee of $129.
  • Interest rates. This card has a 20.24% p.a. interest rate for purchases. It charges 21.74% p.a. for cash advances.

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