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Auswide Bank Platinum Rewards Mastercard
Last updated:
Earn 20,000 bonus reward points when you meet the spend requirement and get 0% p.a. for up to 14 months on balance transfers.
The Auswide Bank Platinum Rewards Mastercard offers 20,000 bonus reward points when you apply by 31 December 2020 and spend $3,000 in the first 90 days. If you want to pay off existing credit card debt, you will get a 0% p.a. interest rate on balance transfers for the first 14 when you request a balance transfer at the time of your application.
0% p.a.
Balance transfer rate
for 14 months
20,000
Bonus points
20.24% p.a.
Purchase rate
1
Reward point
Per $ spent
Details
| Product Name | Auswide Bank Platinum Rewards Mastercard |
|---|---|
| Rewards program | Card Services Rewards Program |
| Balance transfer rate | 0% p.a. for 14 months |
| Balance transfer revert rate | Cash Advance Rate (21.74% p.a.) |
| Balance transfer limit | 80% of available limit |
| Purchase rate | 20.24% p.a. |
| Annual fee | $99 annual fee for the first year ($129 p.a. thereafter) |
| Interest-free period | 55 days |
| Cash advance rate | 21.74% p.a. |
| Min credit limit | $6,000 |
| Card type | Mastercard |
| Foreign currency conversion fee | 3.4% |
| Minimum income | $35,000 |
|---|---|
| Available to temporary residents | No |
| Joint application | No |
Pros
- 20,000 bonus reward points when you meet the spend requirements
- Discounted annual fee of $99 in the first year
- 0% p.a. for 14 months on balance transfers, with no balance transfer fee
- Six complimentary insurance covers and a 24/7 concierge service
Cons
- The standard purchase and cash advance rates are relatively high.
| Rewards program | Card Services Rewards Program |
|---|---|
| Bonus points | 20,000 |
| Rewards points per $ spent | 1 |
| Annual fee | $99 annual fee for the first year ($129 p.a. thereafter) |
|---|---|
| Late payment fee | $30 |
| Foreign currency conversion fee | 3.4% |
| Cash advance fee | 3.5% or $3.50, whichever is greater |
| Overseas cash advance fee | $5 |
| Additional cardholder fee | $0 |
| Number of additional cardholders | 4 |
Expert review
Review by
Amy Bradney-George
amy.bradney-george@finder.comAmy Bradney-George is the acting editor for Finder X and a senior writer for credit cards and Finder Green. She has more than 13 years' experience as a journalist and writer, with bylines in publications including The Equity Magazine, The Sydney Morning Herald, ABC News and produce industry website FreshPlaza. Amy has a Bachelor of Arts in Journalism and Drama from Griffith University, and when she’s not putting (virtual) pen to paper, she spends her time as an actress.
Expert review
The Auswide Bank Platinum Rewards Mastercard has a mix of platinum features and rewards. To give you an idea of the value of the 20,000 bonus points, that is the minimum amount for many of the $100 digital gift cards listed on the Card Services Rewards website. Actual point requirements do vary though, so you’d need to log into your account to get full details.