Australian Seniors travel insurance deals, discount codes and coupons February 2019

Compare policies from Australian Seniors and save with the help of these discount codes and coupons.

Australian Seniors Insurance Agency offers a range of insurance products specifically designed for seniors and offers single-trip and annual cover for domestic and international trips.

Want to find discounts from Australians Seniors Travel Insurance? Keep reading to find any active Australian Seniors Travel Insurance deals, active discount codes and more information about the policies on offer.

Australian Seniors discount codes and coupons

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Up to $50 off annual multi-trip policies

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What policies does Australian Seniors offer?

Australian Seniors Travel Insurance offers both a worldwide and a domestic policy, which are available as single or joint plans, that are specifically designed for senior travellers looking for cover.

Worldwide

This policy is ideal for international travel and offers cover for all destinations except Cuba. You are covered for the following:

  • Medical and dental expenses overseas
  • Additional expenses and (limited) cash in hospital
  • Loss of deposit and cancellation charges
  • Luggage and travel documents cover
  • Replacement of money
  • Car hire excess
  • Travel and flight delays
  • Hijacking of public transport
  • Personal liability
  • Accidental death or disability

Domestic

This plan is suited to local travel in Australia. Any medical or dental claims will have to be filed with your personal health insurance. The cover provided includes:

  • Additional expenses and ability to resume an interrupted journey
  • Loss of deposit and cancellation charges
  • Luggage and travel documents
  • Car hire excess
  • Travel and flight delays
  • Personal liability
  • Accidental death and disability

Australian Seniors benefits and drawbacks

Pros

  • Underwritten by Chubb Insurance Limited based in Sydney
  • Offers two policies - single trip or annual
  • Ability to apply over the phone or online
  • 10% discount when you apply online
  • 24/7 assistance from ChubbAssistance
  • Covers dependent children or grandchildren
  • Ability to claim online

Cons

  • No option for unlimited overseas medical and dental in South East Asia, New Zealand or the Pacific Islands
  • No mention of cruise cover

How do I apply for Australian Seniors Travel Insurance?

If you’re interested in applying for an Australian Seniors Travel Insurance policy, you can apply online or by phone. Here are a few things to keep in mind:

  • Peruse the policy options. Australian Seniors offers single-trip and multi-trip policies, ideal for those taking more than one trip in a year.
  • Get a quote online. The online calculator will use trip details and some personal information to work out a quote for your premium.
  • Check out any additional options available. If you require additional options to cover activities or valuable items, make sure that the policy offers extra cover before agreeing to purchase it.

How do I make a claim with Australian Seniors?

If you need to file a claim, take the following steps to ensure a speedy resolution.

  • Complete a claims form. Fill out claims form from the website within 30 days of the event.
  • Gather and include supporting documents. You'll need to supply items like medical reports, police reports, receipts, valuations and anything else that can substantiate your claim.
  • Be cooperative. Besides being as truthful as possible when answering questions and supplying information about in the incident, you must also do your best to help Chubb (who processes the claims) recover money payable to the policy. Be sure not to admit liability or promise to make payments without consulting with the insurer first.

Your questions about Australian Seniors answered

Question: Why the premiums so low?

  • Answer: Australian Seniors Travel Insurance is sold online, which means that administration costs are low.

Question: Will grandchildren be covered under the policy terms?

  • Answer: Yes. As long as they are dependent and named in the contract, children and grandchildren under 21 years of age are covered by these policies.

Question: What is the age cut-off for these policies?

  • Answer: Australian Seniors policies will cover you up to 89 years of age.

Question: How does ACE Assistance work?

  • Answer: Chubb Assistance is a 24-hour global helpline that you need to call in the event of a medical or other emergency.

Question: Can I cancel my Australian Seniors policy if I’m not happy with it?

  • Answer: Australian Seniors allows a 14-day cooling-off period during which you can change your mind and cancel the policy. If you haven’t yet left on your journey or filed a claim, you will receive a full refund of all premiums paid within that period.

Question: Who underwrites Australian Seniors Travel Insurance?

  • Answer: Australian Seniors Travel Insurance is underwritten by Chubb.

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