Australian Lender’s Standard Variable Interest Rates

Rates and fees last updated on

Information about Australian lender's standard variable interest rates

The following table shows the current standard variable interest rates for the major Australian lenders.

This page is kept up to date when a lender adjusts their standard variable rate of interest. Check this page for information on whether a lender has moved their standard variable rate in line with the market.

Compare Lender's Standard Variable Rates

Rates last updated October 20th, 2017
$
Loan purpose
Offset account
Loan type
Your filter criteria do not match any product
Name Product Interest Rate (p.a.) Comp Rate^ (p.a.) Application Fee Ongoing Fees Max LVR Monthly Payment Short Description
5.50%
5.67%
$350
$10 monthly ($120 p.a.)
90%
Enjoy a 100% offset account, redraw facility, and up to 10 splits.
5.20%
5.30%
$600
$5 monthly ($60 p.a.)
90%
Make additional repayments and use your 100% offset to pay off your loan sooner.
3.79%
3.98%
$0
$15 monthly ($180 p.a.)
80%
Borrow up to 95% LVR with no application fee and low ongoing fee.
5.61%
5.77%
$495
$10 monthly ($120 p.a.)
95%
A no frills variable rate home loan with mortgage offset account.
5.42%
5.44%
$695
$0 p.a.
95%
Enjoy 100% offset account with no annual fee.
5.67%
5.81%
$399
$8 monthly ($96 p.a.)
80%
A no-frills home loan that offers only the features you need.
5.22%
5.36%
$600
$8 monthly ($96 p.a.)
80%
Standard variable home loan with a low doc option for self-employed borrowers.
3.54%
3.58%
$0
$0 p.a.
70%
5.23%
5.29%
$600
$0 p.a.
90%
Enjoy a low interest rate and flexible features such as redraw and offset facility.
4.29%
4.31%
$0
$0 p.a.
80%
Pay the one-off 'Smart Pack' fee and receive a discount for the life of the loan.
4.09%
4.11%
$0
$0 p.a.
80%
A low variable rate loan with no application or ongoing fees.
4.05%
4.05%
$0
$0 p.a.
80%
5.24%
5.37%
$600
$8 monthly ($96 p.a.)
95%
Tailor your home loan to suit your needs and pay a competitive rate.
$595
$0 p.a.
95%
No ongoing fees, unlimited extra repayments and a 100% offset account all help to pay off a home loan sooner.
5.81%
5.97%
$600
$10 monthly ($120 p.a.)
95%
A no frills home loan with a 100% offset account and high maximum LVR.
$600
$8 monthly ($96 p.a.)
95%
An option to link a 100% offset account to save on interest.

Have we missed anything in the comparison table? Tell us

Compare up to 4 providers

Marc Terrano

A passionate publisher who loves to tell a story. Learning and teaching personal finance is his main lot at finder.com.au. Talk to him to find out more about home loans.

Was this content helpful to you? No  Yes

Related Posts

Bank Australia Basic Home Loan - Variable (Owner Occupier)

Pay no ongoing fees on a competitive variable rate home loan.

NAB Choice Package Home Loan - 2 Year Fixed (Owner Occupier P&I)

A fixed rate package with flexible repayment options. 350K NAB Rewards Points offer available. Terms and conditions apply.

Greater Bank Ultimate Home Loan - Discounted 1 Year Fixed LVR ≤90% ($150K+ Owner Occupier)

Discount off an already competitive interest rate for loans over $150k. NSW, QLD and ACT residents only.

IMB Budget Home Loan - LVR <=90% (Owner Occupier, P&I)

Get a competitive rate without features you may not use.

Ask an Expert

You are about to post a question on finder.com.au:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, read the PDS or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms and Conditions and Privacy Policy.
Ask a question