August’s cheapest investor home loans
Property investment may be falling, but wise investors are hanging on.
Recent figures from the Australian Bureau of Statistics show that property investor participation has fallen to a five-year low. It's easy to see why, with house prices falling, and cost of funding pressures moving lenders to raise their interest rates.
But as house prices fall, the entry point to the housing market is moving closer to being in reach of everyday investors. If you're willing to ride out the lows, property can still be a solid asset class to build wealth.
And despite recent rate rises, there are still great deals available for property investment home loans. We've searched the finder.com.au database to find August's cheapest investment loans, and applied the following criteria:
- All loans have a minimum loan amount of $250,000 or less and a maximum loan amount of $500,000 or higher.
- All six mortgages have maximum loan-to-value ratios of 80%, requiring a 20% deposit.
- We've also excluded lines of credit and construction loans.
- All product information is correct as of 13 August 2018.
You can find our six cheapest loans in the table below. To learn more about investing strategies, read our in-depth guide.*Our cheapest investment home loans round-up is a monthly article that features the cheapest loans in finder.com.au's database. The rates and other information in this page are correct at the time of publication and are subject to change. There may be cheaper loans on the market than the ones listed here. The home loans in the table above were taken from finder.com.au's database on 13 August 2018.