Australian Dollar to UAE Dirham Exchange Rate

Whether you need to transfer money from Australia to family, friends, business contacts or investment accounts in the United Arab Emirates (UAE), there are important factors that always influence how much of your money makes it to its destination.

  • Compare money transfer services: Each company does business in its own way, so the rate at which your money is exchanged, the fees you’ll be charged and the rules you’ll have to follow can vary from one provider to the next. Take a look at the highlights of some of the major money transfer services below.
  • Send money when exchange rates are in your favour: While the dirham (AED) has been one of the world’s 25 most stable and 5 most competitive currencies, exchange rates still change constantly. Timing your transfer right can save you a lot of money.

This guide highlights money transfer services you can use and explains how to get the best AUD to AED exchange rates.

Compare AUD/AED exchange rates

This international money transfer comparison tool uses current base exchange rates. Simply fill in your desired transfer amount and see approximately how much money will arrive in the UAE if you were to send it right now. Note that the actual rate from each provider will vary.

Live Rate

= د.إ 2.5178

Refreshing in: 60s | Sun, Oct 20, 07:40AM GMT

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Historical Rate chart of AUD and AED

Updated: 20 Oct 2019 07:40:03 UTC

Australian Dollar

The Australian dollar is the fifth most traded currency in the world. When it was first created, suggestions for its name included the koala, the royal and the austral. Even so, it's commonly referred to as the "Aussie" in forex markets.
Currency:Australian Dollar
Currency Symbol:$
Sub unit:cents
Bank notes:$5, $10, $20, $50, $100
Coins:5c, 10c, 20c, 50c, $1, $2

UAE Dirham

The dirham is the official currency of the United Arab Emirates, replacing the Bahraini dinar. In 1997, the dirham was pegged to the US dollar. Experts now consider the dirham among the world's most stable currencies.
Currency:UAE Dirham
Currency Symbol:د.إ
Sub unit:fils
Bank notes:5, 10, 20, 50, 100, 1000 dirhams
Coins:1, 5, 10, 25 fils

How to get the best exchange rates

Choosing the money transfer service with the lowest fees and best exchange rate is the first step toward getting the most out of the money you send overseas.

After that, timing is everything. Knowing what to expect from the AUD versus the AED and learning how their rates move can add up to money in your pocket. You don’t have become an expert or predict exactly what the exchange rate will do next, either. You just have to decide whether it would be better to make the transfer now or wait until later.

To put things in context, let’s look at where the AUD/AED rate has been in the past.

AUD/AED exchange rate history

The UAE dirham was first introduced in 1973, replacing the Qatar and Dubai riyal. Originally, the dirham was pegged to the Special Drawing Rights (SDR) of the International Monetary Fund (IMF), which is a basket of major world currencies. In practice, though, it was pegged to the US dollar most of the time. In 1997, the UAE dirham became officially pegged to the US dollar at a rate of AED3.67 to US$1. Like the US dollar, the dirham fluctuates based on a number of factors.

Australian Dollar to the United Arab Emirates dirham for the last 10 years

Oct 2009 Oct 2010 Oct 2011 Oct 2012 Oct 2013 Oct 2014 Oct 2015 Oct 2016 Oct 2017 Oct 2018
1 AUD = 3.3968 Inverse: 0.2944 3.5785 Inverse: 0.2794 3.7722 Inverse: 0.2651 3.8131 Inverse: 0.2623 3.5522 Inverse: 0.2815 3.2123 Inverse: 0.3113 2.6673 Inverse: 0.3749 2.8034 Inverse: 0.3567 2.8829 Inverse: 0.3469 2.6118 Inverse: 0.3829

Find the best AUD/AED exchange rate and enjoy great value for money when you send money to the United Arab Emirates.

Sending an international money transfer can be costly, so it’s vital to find the best available exchange rate for your transaction. When you send the transfer and which transfer provider handles the transaction can both have a huge bearing on the exchange rate you receive, so let’s look at how you can lock in the best AUD/AED exchange rate for your international money transfer.

AUD/AED: How to get value for money

There are two factors that affect the AUD/AED exchange rate that you lock in when you send money to the United Arab Emirates:

  • The current mid-market exchange rate. You can get much better value for money if you send your transfer when the AUD is valued high compared to the AED.
  • The money transfer provider. You need to compare money transfer providers to find the company that offers the highest AUD/AED exchange rate for international transactions.

Send money from Australia to United Arab Emirates

Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
AUD 2,000 1 day AUD 0.00 2.508 AED
TorFX guarantees to match any competitor's exchange rate. Conditions apply.
Send money overseas in 30+ currencies with competitive rates for transfer amounts over $2,000.
Go to site Show details
AUD 2,000 1 day AUD 0.00 2.508 AED
Better exchange rates for Finder customers.
Send 60+ currencies at competitive rates and no fees. If you find a better eligible quote, WorldFirst will beat it.
Go to site Show details
AUD 250 1 - 2 days AUD 0.00 2.508 AED
$0 transfer fees for Finder customers.
No-maximum limit transfers with competitive exchange rates for 100+ currencies. No transfer fee over AUD$10,000.
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AUD 1 Within an hour AUD 3.99 2.488 AED
An online money transfer service with cash pickup, bank account to bank account and airtime transfers available. Go to site Show details
AUD 2,000 1 day AUD 0.00 2.508 AED
SendFX guarantees to match any competitor's exchange rate. T&Cs apply.
Fee-free transfers in 30+ currencies to over 200 countries.
Go to site Show details
AUD 5 1 - 2 days EUR 3.00 2.493 AED
Special offer: Pay zero fees on your first 5 transfers.
Get bank-beating exchange rates and fast transfer times on 15+ popular currencies.
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AUD 2,000 1 day AUD 0.00 2.508 AED
BFX can help you send fee-free transfers to 30+ currencies. Go to site Show details

Compare up to 4 providers

The "Rate" and "Amount Received" displayed are indicative rates that have been supplied by each brand or gathered by Finder.

Exchange rates are volatile and change often. As a result, the exchange rate listed on Finder may vary to the actual exchange rate quoted for the brand. Please confirm the actual exchange rate and mention "Finder" before you commit to a brand.

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Australian Dollar to the UAE dirham for the last 10 months

Dec 2018 Jan 2019 Feb 2019 Mar 2019 Apr 2019 May 2019 Jun 2019 Jul 2019 Aug 2019 Sep 2019
1 AUD = 2.6126 Inverse: 0.3828 2.6328 Inverse: 0.3798 2.6326 Inverse: 0.3798 2.6012 Inverse: 0.3844 2.6200 Inverse: 0.3817 2.5341 Inverse: 0.3946 2.5514 Inverse: 0.3919 2.5631 Inverse: 0.3902 2.4801 Inverse: 0.4032 2.4967 Inverse: 0.4005

Australian Dollar to the UAE dirham for the last 10 days

Oct 10 Oct 11 Oct 12 Oct 13 Oct 14 Oct 15 Oct 16 Oct 17 Oct 18 Oct 19
1 AUD = 2.4839 Inverse: 0.4026 2.4950 Inverse: 0.4008 2.4950 Inverse: 0.4008 2.4965 Inverse: 0.4006 2.4887 Inverse: 0.4018 2.4805 Inverse: 0.4031 2.4816 Inverse: 0.4030 2.5069 Inverse: 0.3989 2.5178 Inverse: 0.3972 2.5178 Inverse: 0.3972

Over the past decade, each Australian dollar has been worth between 2.21 and 4.07 dirhams – a difference of nearly two times. The range in a recent six-month period, however, varied just 0.25.

Take July to October 2017 as an example. At its highest point (8-9 September), AUD$1 was worth AED2.96. At its lowest (9 May), AUD$1 was worth AED2.70.

Let’s look at how much of a difference this would make if you were sending $1,000 to the UAE.

8 May 20178 September 2017
Transfer amount (in AUD)$1,000$1,000
Exchange rateAUD$1 = AED2.70AUD$1 = AED2.96
Amount received (in AED)2,7002,960

In this example, you could have sent an extra AED260 to the UAE by transferring money in September rather than May.

This gives you an idea of how much exchange rates can vary over time. Compare this to today’s AUD/AED exchange rate.

Market rate for common transfer amounts AUD to AED

Australian Dollars (AUD) UAE dirham (AED)
$1 0
$100 0
$500 0
$1000 0
$1500 0
$2500 0
$5000 0

How to understand how the AUD/AED exchange rate fluctuates

The exchange rate will remain at AED3.67 US$1 as long as the UAE Central Bank maintains its current exchange rate policy. Although there are no signs that this policy may be changing, it could still happen in the future. Anyone looking to make big transactions in AED should therefore watch out for potential changes in UAE Central Bank policies.

To help you anticipate which direction the AUD/AED exchange rate may be headed, it’s helpful to understand the economic factors that affect each currency. This can be explained in terms of strength.

  • When AUD is strong or AED is weak: This is a good time to transfer money.
  • When AUD is weak or AED is strong: This is a bad time to transfer money.

While you can’t hope to analyse all the factors that influence these currencies in your spare time, news reports can give you an indication of the most influential ones. The three main factors to watch are:

  • Interest rates
  • Economic policies
  • Stability

These factors are not only influential but easily tracked and widely reported.

Interest rates

Just like the rates you earn from your savings account at a bank or pay for your mortgage, interest rates influence the supply and demand of a currency.

  • High interest rates: More money flows into the currency and strengthens it.
  • Low interest rates: Money flows elsewhere for better returns and weakens the currency.

The specific rates you should monitor are the official cash rates set by each country – Australia and the UAE – by their own central banks. However, in this case, whether the current rate is high or low compared with its own history is less important than whether it’s higher or lower than similar interest rates in other countries around the world.

Economic policies

Governments and central banks play key roles in setting economic policies and steering their economies in certain directions. While central banks target interest rates, governments often encourage or discourage trade with other countries through trade deals, tariffs, sanctions and more. When watching economic policies, the balance of trade is an important measurement.

  • More exports: Money generated from sales of goods flows into the currency and strengthens it.
  • More imports: Money flows out to other countries in order to buy foreign goods, weakening the currency.

Greater demand for a country to export its goods translates to greater demand for its currency, therefore pushing its value higher. Likewise, imports force buyers to turn in the home currency in exchange for the foreign currency in order to pay, causing supply to rise and value to fall.

This balance of trade changes exchange rates the most when imports and exports occur directly between the two currencies. Because the UAE’s dirham is pegged to the US dollar, however, the AUD/AED exchange rate rises and falls according to the trade balance between Australia and the United States.


The degree of stability in a country and its currency affects how safely and efficiently its economy can operate. While too much currency strength may make a country’s goods too expensive, too much weakness may create unwelcome inflation – your money buys you less than it used to.

  • Low inflation: Money buys more, creating more demand and strengthening the currency.
  • High inflation: Money buys less, decreasing demand and weakening the currency.

The more stable a currency is, the more investment it will attract, which increases its value. Again, because the dirham is pegged to the US dollar, it borrows the stability of the US dollar, which is so trustworthy that it serves as the world’s leading reserve currency. That means that instead of settling imports and exports in smaller currencies, some countries deal in US dollars instead.

When is the best time to send AED?

To put those three factors together in a meaningful way in order to forecast which direction the AUD/AED exchange rate will go in the future, you can list each currency’s trending strengths and weaknesses, then compare them. At a minimum, compare the inflation trends and cash rate forecasts of Australia and the US.

A currency’s stability doesn’t change quickly. While the US has one of the most stable currencies in the world, Australia’s economic independence and abundant resources subject it to commodities-related volatility.

What to look for in the news

  • Changes in trade demand or prices: Australia’s leading exports include iron ore, coal, petroleum gases, gold and agricultural products. Its imports are predominantly vehicles, petroleum, data processing equipment, food and alcohol.
  • Investor confidence: Major trends or political changes can increase or decrease the confidence investors have in Australia or the United States, causing them to invest more money or pull their money out of the respective currency.

Ready to send your money? Know your money transfer options.

There are three main options when sending an international money transfer from Australia to the UAE, each of which has its own pros and cons.

Bank transfersFamiliarity ConvenienceHigher fees Lower exchange rates Longer timeframes for transfers to clear
Cash pickup transfersVery fast transfers, sometimes in minutes Versatility of cashHigher fees Lower exchange rates Requires physical pick-up
Online money transfersLow or no fees Higher exchange ratesTransfers can take several days to complete

If you’re trying to save money by transferring dollars to dirhams at the best time, it also makes sense to streamline the process by selecting the most efficient provider.

Bank vs money transfer provider vs cash pickup provider

Omar recently moved to Australia and has been working for a few months. Meanwhile, his brother is starting a new business in the UAE, and Omar wants to help get it up and running by sending AUD$1,000.
To maximise his investment in the family business, Omar compares his money transfer options.
BankCash transfer companyOnline transfer company
Exchange rateAUD$1 = AED2.681AUD$1 = AED2.711AUD$1 = AED2.826
Transfer fee$10$9$0
Transfer methodBank transferCash pickupOnline transfer
Processing time1-3 days10 minutes1-2 days
Amount sent (in AUD)$1,000$1,000$1,000
Amount received (in AED)2,654.192,711.152,826.00

When you’re transferring larger amounts, even a small variation in exchange rates can make a major difference.
For Omar’s transfer, the online transfer provider sent AED114.85 more than the cash pickup provider and AED171.81 more than the bank. It also saved at least $9 in fees compared to the other options.

Tips for better AUD/AED exchange rates

Consider the following tips when making a money transfer to the UAE:

  • Check the current market rate. The official market rate sits between the current buy and sell prices, so the exchange rate you get for your transfer will likely be lower. However, check where the market rate is at the moment so you can compare it to the different offers from international money transfer services.
  • Send a single large transfer instead of multiple smaller ones. Some companies may offer higher exchange rates and lower fees when you send a large transfer with them, so you may be better off sending a single large transfer than multiple smaller amounts.
  • Consider forward contracts or limit orders. Using these buying techniques can help ensure you get an exchange rate at a price you want.

Forward contracts: Select a future date to transfer your money and get the current exchange rate. If you suspect rates will decline as time goes on, this could help you save money without draining your bank account today.

Limit orders: Select the minimum exchange rate at which you’d be willing to transfer your money, then sit back and wait. If the rate rises and meets your threshold, the transfer will go through. If it drops, you’ll keep your money until it does rise to that level.

Forward contracts and limit orders are generally not available for smaller transfers, and you will typically need to send large amounts all at once, such as tens of thousands of dollars, in order to use them.

International Money Transfer Offers

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Send money overseas in 30+ currencies with competitive rates for transfer amounts over $2,000.

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Global Reach (formerly FC Exchange) International Money Transfers

Global Reach will match any competitor's exchange rates. Conditions apply.
No transfer fee when transferring more than £10,000 or equivalent. Send money in over 130 currencies. No maximum transfer amount.

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