Applying for a balance transfer promotion after application & receiving the card
Compare which banks will let you transfer a balance at a low promotional rate of interest after you’ve applied for the card.
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Many banks offer new cardholders 0% on balance transfers to help them pay off their debt with no interest for a promotional period. Usually you have to request the balance transfer at the time of application to take advantage of the interest-free offer.
Some financial institutions allow cardholders to request a balance transfer after they’ve already applied for and activated their card. However, there may be time limits or other restrictions involved. You can use this guide to compare which financial institutions let you do this and the terms and conditions you should watch out for.
Card issuers that offer promotional balance transfers after application
While there are a handful of banks that offer 0% balance transfer requests after approval, usually you still need to do so within a certain time period. Otherwise, you may have to settle with a different low rate balance transfer offer instead.
If you want to get your debt under control and cut your interest costs, it’s wise to compare your options and request the transfer at the time of application to make the most of it. To compare your options and understand how they work, check out our guide to balance transfer credit cards.
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Credit Cards Comparison
* The credit card offers compared on this page are chosen from a range of credit cards finder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.