ANZ Visa Debit Card Review & Apply | Finder

ANZ Visa debit card

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An ANZ Visa debit card gives you the benefit of shopping with Visa without the expense of interest.

With select Australian and New Zealand Banking Group (ANZ) transaction accounts, your money is directly linked to a convenient Visa debit card. This card replaces cash in your wallet, allowing you to make your everyday shopping transactions using money that is withdrawn straight out of your account.


Account keeping fee


ATM withdrawal fee


Overseas ATM withdrawal fee


Overseas transaction fee

of transaction value

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Product NameANZ Visa Debit Card
Monthly account fee$0
Card accessVisa
ATM Withdrawal Fee$0
Internatonal ATM Fee$5
International transaction fee3%
Monthly deposit required to waive account feeN/A
Contactless PaymentsGoogle Pay, Apple Pay, Samsung Pay, Fitbit Pay, Garmin Pay

Expert review


Review by

Alison Banney is the banking and investments editor at Finder. She has written about finance for over six years with her work featured on sites including Yahoo Finance, Money Magazine and Dynamic Business.

Expert review

You can link an ANZ Visa Debit Card to a range of ANZ everyday transaction accounts. It’s not a prepaid card that you need to load with money, the card allows you to make purchases in stores and online all around the world with your own money directly from your linked ANZ bank account. You can also use the card to make cash withdrawals from ATMs.

The ANZ Visa Debit Card comes with Visa payWave, so you can tap and go for purchases less than $100 without entering your PIN. You can also link the card to digital wallets like Apple Pay, Google Pay and Samsung Pay and use your phone to make purchases, instead of the actual plastic debit card.

The fees charged depend on the ANZ account that you’re linking the card to. A few ANZ accounts you can link your debit card with include the ANZ Access Advantage Account for personal customers, or the the ANZ Access Basic Account for concession card holders.

Key features

No annual fees

Unlike a Visa credit card, you are not charged an annual or monthly fee for the ANZ Visa debit card.

Use wherever Visa is accepted

This debit card can be used wherever Visa is already accepted. That includes for purchases made online and over the phone. It also lets you shop and make withdrawals securely when travelling overseas.

Compare other ANZ products

How to apply

The ANZ Visa debit card is a feature of their Everyday bank account and Concession account. For the Concession account you will need to visit a local branch to complete the application, but click "Go to Site" if you wish to apply for the Everyday account online.The following eligibility criteria need to be met to receive a Visa debit card, and the below documentation is needed.


  • Minimum age. Even with an account that allows for holders who are as young as 12, the Visa debit card is only available if you are 14 years old or older.
  • Residency requirements. ANZ requires account holders to be Australian residents with an Australian residential address.

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