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ANZ Rewards Travel Adventures card

Sally McMullen
Sally McMullen
Last updated:  

Due to Virgin Australia entering into voluntary administration, the ANZ Rewards Travel Adventures Card is not currently available for new applications. We will update this page with more information as it becomes available. We've left the current review up for those who may already own this card.

20.24% p.a.

Purchase rate

1.5

Reward points

Per $ spent (Visa/Mastercard)

$225 p.a.

Annual fee

55 days

Interest free period

Details

Product NameANZ Rewards Travel Adventures card
Rewards programANZ Rewards Program
Balance transfer rate20.24% p.a.
Balance Transfer Limit95% of available limit
Purchase rate (p.a.)20.24% p.a.
Annual fee$225 p.a.
Interest free period55 days
Cash advance rate (p.a.)20.24% p.a.
Min credit limit$6,000
Card typeVisa
Foreign currency conversion fee (Visa/Mastercard)0%
Complimentary travel insuranceYes
Minimum age18 years of age
Available to temporary residentsYes - Conditions apply
Joint applicationNo

Pros

  • Two complimentary lounge passes each year when you meet the spend requirement
  • Complimentary international travel insurance
  • 0% international transaction fee on purchases
  • Up to 1.5 ANZ Reward points per $1 spent on eligible purchases

Cons

  • Virgin Australia lounge passes cannot be used in international lounges, partner airlines or associated lounges.
  • The spend cap of 2,000 / statement period before the lower earn rate kicks in is low.
Rewards programANZ Rewards Program
Rewards Points per $ spent (Visa/Mastercard)1.5
Annual fee$225 p.a.
Minimum monthly repayment2% of the closing balance or $25, whichever is greater
Late payment fee$20
Foreign currency conversion fee (Visa/Mastercard)0%
Cash Advance Fee2%
Additional cardholder fee$65
Number of Additional Cardholders9

Expert review

Sally McMullen

Review by

Sally McMullen is a creative content producer at Finder, co-hosts our Pocket Money podcast and wrote about credit cards for almost five years. Her byline can be spotted on Yahoo Finance, Dynamic Business, Financy and Mamamia as well as Music Feeds and Rolling Stone. She has a Bachelor of Communication and Media Studies majoring in Journalism (Hons) from the University of Wollongong.

Expert review

With no foreign transaction fees and complimentary international travel insurance, the ANZ Rewards Travel Adventures credit card is designed to be your travel companion.

You will earn uncapped ANZ Reward Points when you use the card to make eligible purchases. If you prefer frequent flyer points, you can exchange 2 Reward Points to get 1 Velocity Point. Other options include Air New Zealand Airpoints Dollars, Singapore Airlines KrisFlyer miles and Asia Miles.

How to apply

You can apply for the ANZ Rewards Travel Adventures card online in 5 minutes and receive a response within 60 seconds. Before you begin your application, check if you meet the eligibility requirements and have the necessary information ready to go.

Eligibility criteria

  • Residency requirement. Citizens and permanent residents of Australia are eligible to apply. If you are a non-Australian permanent resident, you must have an eligible working or business visa with at least 9 months remaining.
  • New cardholder. To be eligible for the offer, you must not hold or have held an ANZ Travel Rewards Adventures card in the previous 12 months.

Card benefits

  • ANZ Reward points. Earn 1.5 Reward Points per $1 spent on eligible purchases up to $2,000 per statement period, then 0.5 Reward Points per $1 spent on eligible purchases above $2,000 per statement period. You can redeem your ANZ Rewards travel, gift cards, merchandise or exchange them for frequent flyer points with Velocity, Air New Zealand Airpoints, Singapore Airlines KrisFlyer and Asia Miles.
  • 0% overseas transaction fee. There is no fee for purchases made in an international currency. This includes transactions made in person when you are overseas and online shopping with an international retailer.

Rates & fees

  • Annual fee. The ANZ Rewards Travel Adventures card charges a $225 annual fee.
  • Interest rates. This card charges a purchase rate of 20.24% p.a. and cash advance rate of 20.24% p.a. (variable).

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60 Comments

  1. Default Gravatar
    Meghen
    January 23, 2020

    I’m just wondering with the ANZ Rewards Travel Adventures card, is the free domestic flight per year based from Jan-Dec, or do you get a free flight after the anniversary of your credit card start date?

    Reply
    • Default Gravatar
      Ash
      January 24, 2020

      Hi Meghen,

      Thank you for contacting Finder.

      The Complimentary Domestic Flight can be redeemed each year until you cancel your card. The year will begin on the day that your account was open and ends 365 days later. Remember that if were not able to claim your return domestic flight for the year, it will not be carried over for the next year.

      Please do not hesitate to reach out again if you have additional enquiries.

      Cheers,
      Ash

      Reply
  2. Default Gravatar
    Louie
    October 30, 2019

    I am an ANZ Travel Adventures cardholder. I would like to avail of the complimentary annual domestic flight. I’ve had the card for more than a year and in good credit standing. Is the 60 days prior to a return departure domestic travel advance booking a strict rule? This is not practical as these days, people usually book for travel on a short notice. Please advise.

    Reply
    • Default Gravatar
      Nikki
      October 31, 2019

      Hi Louie,

      Thanks for your comment and I hope you are doing well.

      According to the terms and conditions of this card:
      – One complimentary flight is available to the primary cardholder each year until the card is cancelled.
      – Complimentary flights are restricted to selected economy fare class on flights operated by Virgin Australia to selected domestic destinations.
      – Bookings are subject to availability and some flights may not have complimentary seats available.
      – Flights must be booked at least 60 days in advance.
      – Not to be combined with any other offer, discount or cabin class upgrades.
      – Fees may apply for excess baggage, booking changes and cancellations.
      – The complimentary flight is not eligible for Velocity Points and/or Status Credits earn.

      Hope this helps and feel free to reach out to us again for further assistance.

      Best,
      Nikki

      Reply
  3. Default Gravatar
    Elena
    October 22, 2019

    Hi, does the Rewards Travel Adventures Visa Platinum credit card cover domestic family travel insurance?

    Reply
    • Default Gravatar
      Nikki
      October 23, 2019

      Hi Elena,

      Thanks for getting in touch!

      Upon checking the terms and conditions of this card, only international travel insurance covers family members (each of the spouse and/or dependants) They must also be travelling with the cardholder for at least fifty per cent (50%) of the period of cover provided to the cardholder for the cardholder’s overseas journey and other rules set by this card.

      As a friendly reminder, check the eligibility requirements of the card before proceeding with your application. Also, read about its features and benefits and see how it fits your financial needs. Additionally, it’s helpful to review the PDS and Terms & Conditions of the card before fully committing to the card. You may also reach out to the bank if you have any clarifications.

      Hope this helps and feel free to reach out to us again for further assistance.

      Best,
      Nikki

      Reply
  4. Default Gravatar
    Jack
    September 20, 2019

    Hi,
    Are there restrictions as to what constitutes an “eligible purchase”? E.g what does and doesn’t count as an eligible purchase on this card?
    Regards

    Reply
    • Avatarfinder Customer Care
      Jeni
      September 22, 2019

      Hi Jack,

      Thank you for getting in touch with Finder.

      For your reference on transactions that will not earn Rewards Points from this card or “eligible purchases”, “You will not earn Rewards Points on interest charges, premiums paid for ANZ Credit Card Insurance, government charges, bank fees, payments made to the Australian Taxation Office or other taxation payments or duties, card account adjustments resulting from disputed transactions or otherwise, balance transfers or cash advances (as defined in the ANZ Credit Cards Conditions of Use) or transactions which are identified to ANZ by the relevant merchant or any intermediary financial institution as falling into one of these categories. Bonus Reward Points will not be earned in the Bonus Points Mall on the purchase of gift cards, GST or delivery and shipping charges.”

      I hope this helps.

      Thank you and have a wonderful day!

      Cheers,
      Jeni

      Reply
  5. Default Gravatar
    nicholas
    September 9, 2019

    I have spent more than $250 on my ANZ Travel Rewards card on an international car rental for an upcoming trip.

    My understanding is that this qualifies me for the OS Travel Insurance.

    Will I be covered for the excess payment should I have caused an accident on my trip

    Reply
    • Default Gravatar
      Ash
      September 10, 2019

      Hi Nicholas,

      Thank you for contacting Finder.

      To know the coverage of the ANZ Complimentary Travel Insurance, you may read this page. Indeed, there is a coverage for “Rental excess cover” which will reimburse you for any excess that you will be paying in case that an accident will happen with your rental vehicle.

      I hope this helps.

      Please do not hesitate to reach out again if you have additional questions.

      Cheers,
      Ash

      Reply
  6. Default Gravatar
    Fay
    August 8, 2019

    Is there an age limit on travel insurance and what is covered

    Reply
    • Default Gravatar
      Nikki
      August 8, 2019

      Hi Fay,

      Thanks for your question. The ANZ Rewards Travel Adventures card offers overseas travel and medical insurance when you charge at least $250 of your pre-booked trip to your account. Other terms and conditions are outlined in the ANZ and Allianz Product Disclosure Statement provided with this card.

      Under the ALLIANZ TERMS AND CONDITIONS, the age limit is eighty (80) years of age or under on the day you activated the insurance.

      Hope this was helpful. Don’t hesitate to message us back if you have more questions.

      Best,
      Nikki
      cover;

      Reply
  7. Avatarfinder Customer Care
    Jeni
    July 20, 2019

    Hi Barbara,

    Thank you for getting in touch with Finder.

    I’m afraid you’re no longer eligible for the bonus points as it is not available in conjunction with other offers, packages or promotions, when transferring from an existing ANZ credit card or where you currently hold or have closed an ANZ Rewards Travel Adventures credit card within the previous 12 months.

    I hope this helps.

    Thank you and have a wonderful day!

    Cheers,
    Jeni

    Reply
  8. Default Gravatar
    John
    July 14, 2019

    Hi, can you waive the annual fee for the first year?

    Reply
    • Default Gravatar
      Nikki
      July 15, 2019

      Hi John,

      Thanks for your question.

      Normally, cards with annual fees are set in the schedule of card fees and cannot be waived. Nontheless, you may reach out to ANZ to request.

      If you are furthere checking for credit cards with 0$ annual fees, please review the page here.

      As a friendly reminder, review the eligibility requirements before proceeding with your application. Also, read about its features and benefits and see how it fits your financial needs. Additionally, it’s helpful to review the PDS and Terms & Conditions of the card before fully committing to the card. You may also reach out to the bank if you have any clarifications.

      Hope this helps! For any further questions, feel free to reach out to us again, we’re here to help.

      Best, Nikki

      Reply
  9. Default Gravatar
    Pat
    May 10, 2019

    Looking for a credit card with travel insurance that would cover my husband who is 80. His birthday is in September and we will be traveling in November to the USA. He would be 80 when we activate the insurance, but 81 when we travel. Suggestions?

    Reply
    • Avatarfinder Customer Care
      Mai
      May 11, 2019

      Hi Pat,

      Thank you for reaching out.

      To view credit cards with complimentary travel insurance, you can refer to our article Credit card travel insurance options if you’re over 65. Look for the Compare credit card complimentary travel insurance age limits table to check on credit cards who offer such as well as the age conditions. Please see below to name a few that you can consider.

      * ANZ- To be eligible you must be 80 years of age or under on the day you activated cover
      * NAB – up to 90 years of age

      For the other cards where age limit and restriction are not indicated, you can contact the bank directly to check.

      Hope this helps! 😊

      Kind Regards,
      Mai

      Reply
  10. Default Gravatar
    Gerard
    April 5, 2019

    I want a card that earns frequent flyer points and no foreign transaction fees.

    Reply
    • Avatarfinder Customer Care
      Joshua
      April 7, 2019

      Hi Gerard,

      Thanks for getting in touch with Finder. I hope all is well with you. 😃

      Please go to this page.

      On that page, you will see a table that allows you to conveniently compare frequent flyer credit cards with no foreign transaction fees. You can compare your options based on bonus points, reward program, and purchase rate, to name a few. Once you found the right one for you, click on the “Go to site” green button to learn more or initiate your application.

      I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.

      Have a wonderful day!

      Cheers,
      Joshua

      Reply
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