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ANZ Rewards Travel Adventures card

Sally McMullen
Sally McMullen
Last updated:  

Save on travel costs with no foreign transaction fees and a complimentary domestic return flight each year you hold the card.

Take advantage of benefits in the air and on the ground with the ANZ Rewards Travel Adventures card. This card offers up to 1.5 points per $1 spent.

20.24% p.a.

Balance transfer rate

20.24% p.a.

Purchase rate

1.5

Reward points

Per $ spent (Visa/Mastercard)

$225 p.a.

Annual fee

Details

Product NameANZ Rewards Travel Adventures card
Rewards ProgramANZ Rewards Program
Balance Transfer Rate20.24% p.a.
Purchase Rate20.24% p.a.
Annual Fee$225
Interest Free Period55 days
Cash Advance Rate20.24% p.a.
Minimum Credit Limit$6,000
Card TypeVisa
Foreign Currency Conversion Fee (Visa/Mastercard)0%
Complimentary Travel InsuranceYes
Minimum Age18 years of age
Available to Temporary ResidentsYes - Conditions apply
Joint ApplicationNo

Pros

  • Receive a complimentary domestic return flight each year when you meet the minimum spend requirements.
  • This card comes with complimentary international travel and medical insurance.
  • No international transaction fee on purchases
  • Earn up to 1.5 reward points for every dollar spent on eligible purchases.

Cons

  • Virgin Australia lounge passes cannot be used in international lounges, partner airlines or associated lounges.
  • Standard spend cap is relatively low.
Rewards ProgramANZ Rewards Program
Rewards Points per $ spent (Visa/Mastercard)1.5
Annual Fee$225
Minimum Monthly Repayment2% of the closing balance or $25, whichever is greater
Late Payment Fee$20
Foreign Currency Conversion Fee (Visa/Mastercard)0%
Cash Advance Fee2%
Additional Cardholder Fee$65
Number of Additional Cardholders9

Expert review

Sally McMullen

Review by

Sally McMullen is Finder's credit cards and frequent flyer editor by day and a music maven by night. Her byline can be spotted on Yahoo Finance, Dynamic Business, Financy and Mamamia as well as Music Feeds and Rolling Stone.

Expert review

With no foreign transaction fees, a complimentary return flight each year and complimentary travel insurance, the ANZ Rewards Travel Adventures is designed to be your travel card companion.

You can collect ANZ Rewards when you use the card to make eligible purchases. If you prefer frequent flyer points, you can exchange your 2 ANZ Rewards to get 1 Velocity Point.

How to apply

You can apply for the ANZ Rewards Travel Adventures card online in 5 minutes and receive a response within 60 seconds. Before you begin your application, check if you meet the eligibility requirements and have the necessary information ready to go.

Eligibility criteria

  • Residency requirement. Citizens and permanent residents of Australia are eligible to apply. If you are a non-Australian permanent resident, you must have an eligible working or business visa with at least 9 months remaining.
  • Age. You must be at least 18 years old to apply.

Card benefits

  • Complimentary return domestic flight. Spend $500 on eligible purchases in the first 3 months and get a complimentary return domestic flight with Virgin Australia each year you hold the card. You must book the flight more than 60 days prior to the proposed date of your departure. Other terms and conditions may apply.
  • Domestic airport lounge passes. Receive two complimentary Virgin Australia domestic airport lounge passes each year you hold the card when you spend $500 on eligible purchases using the card in the first 3 months. The perks will vary between lounges, but you can usually expect complimentary food and beverages, high-speed Wi-Fi and dedicated check-in at Virgin Australia domestic lounges.

Rates & fees

  • Annual fee. The ANZ Rewards Travel Adventures card charges a $225 p.a. annual fee.
  • Purchase interest rate. This card has a variable purchase rate of 20.24% p.a.

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52 Comments

  1. Default Gravatar
    nicholas
    September 9, 2019

    I have spent more than $250 on my ANZ Travel Rewards card on an international car rental for an upcoming trip.

    My understanding is that this qualifies me for the OS Travel Insurance.

    Will I be covered for the excess payment should I have caused an accident on my trip

    Reply
    • AvatarStaff
      Ash
      September 10, 2019

      Hi Nicholas,

      Thank you for contacting Finder.

      To know the coverage of the ANZ Complimentary Travel Insurance, you may read this page. Indeed, there is a coverage for “Rental excess cover” which will reimburse you for any excess that you will be paying in case that an accident will happen with your rental vehicle.

      I hope this helps.

      Please do not hesitate to reach out again if you have additional questions.

      Cheers,
      Ash

      Reply
  2. Default Gravatar
    Fay
    August 8, 2019

    Is there an age limit on travel insurance and what is covered

    Reply
    • AvatarStaff
      Nikki
      August 8, 2019

      Hi Fay,

      Thanks for your question. The ANZ Rewards Travel Adventures card offers overseas travel and medical insurance when you charge at least $250 of your pre-booked trip to your account. Other terms and conditions are outlined in the ANZ and Allianz Product Disclosure Statement provided with this card.

      Under the ALLIANZ TERMS AND CONDITIONS, the age limit is eighty (80) years of age or under on the day you activated the insurance.

      Hope this was helpful. Don’t hesitate to message us back if you have more questions.

      Best,
      Nikki
      cover;

      Reply
  3. AvatarStaff
    Jeni
    July 20, 2019

    Hi Barbara,

    Thank you for getting in touch with Finder.

    I’m afraid you’re no longer eligible for the bonus points as it is not available in conjunction with other offers, packages or promotions, when transferring from an existing ANZ credit card or where you currently hold or have closed an ANZ Rewards Travel Adventures credit card within the previous 12 months.

    I hope this helps.

    Thank you and have a wonderful day!

    Cheers,
    Jeni

    Reply
  4. Default Gravatar
    John
    July 14, 2019

    Hi, can you waive the annual fee for the first year?

    Reply
    • AvatarStaff
      Nikki
      July 15, 2019

      Hi John,

      Thanks for your question.

      Normally, cards with annual fees are set in the schedule of card fees and cannot be waived. Nontheless, you may reach out to ANZ to request.

      If you are furthere checking for credit cards with 0$ annual fees, please review the page here.

      As a friendly reminder, review the eligibility requirements before proceeding with your application. Also, read about its features and benefits and see how it fits your financial needs. Additionally, it’s helpful to review the PDS and Terms & Conditions of the card before fully committing to the card. You may also reach out to the bank if you have any clarifications.

      Hope this helps! For any further questions, feel free to reach out to us again, we’re here to help.

      Best, Nikki

      Reply
  5. Default Gravatar
    Pat
    May 10, 2019

    Looking for a credit card with travel insurance that would cover my husband who is 80. His birthday is in September and we will be traveling in November to the USA. He would be 80 when we activate the insurance, but 81 when we travel. Suggestions?

    Reply
    • AvatarStaff
      Mai
      May 11, 2019

      Hi Pat,

      Thank you for reaching out.

      To view credit cards with complimentary travel insurance, you can refer to our article Credit card travel insurance options if you’re over 65. Look for the Compare credit card complimentary travel insurance age limits table to check on credit cards who offer such as well as the age conditions. Please see below to name a few that you can consider.

      * ANZ- To be eligible you must be 80 years of age or under on the day you activated cover
      * NAB – up to 90 years of age

      For the other cards where age limit and restriction are not indicated, you can contact the bank directly to check.

      Hope this helps! 😊

      Kind Regards,
      Mai

      Reply
  6. Default Gravatar
    Gerard
    April 5, 2019

    I want a card that earns frequent flyer points and no foreign transaction fees.

    Reply
    • AvatarStaff
      Joshua
      April 7, 2019

      Hi Gerard,

      Thanks for getting in touch with Finder. I hope all is well with you. 😃

      Please go to this page.

      On that page, you will see a table that allows you to conveniently compare frequent flyer credit cards with no foreign transaction fees. You can compare your options based on bonus points, reward program, and purchase rate, to name a few. Once you found the right one for you, click on the “Go to site” green button to learn more or initiate your application.

      I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.

      Have a wonderful day!

      Cheers,
      Joshua

      Reply
  7. Default Gravatar
    Robyn
    March 28, 2019

    Does ANZ Reward Travel Adventure credit card provide trip-interruption-trip-cancellation insurance? What travel insurance is NOT covered by ANZ Rewards Travel adventures travel card? I’m paying one way to UK, taking a cruise to NZ and flying NZ to Perth using my Virgin points. Does that cover a return ticket if I use points?

    Reply
    • AvatarStaff
      Jeni
      March 30, 2019

      Hi Robyn,

      Thank you for getting in touch with Finder.

      Please note that you do need to spend $250 before the insurance kicks in. One of the requirements is having a valid return ticket to Australia. Using points, you will need to speak to the insurance company directly as I’m afraid we do not have further info on that matter. As per this page, ANZ credit card complimentary travel insurance is a comprehensive international travel insurance policy that includes medical expenses, cancellations, damage or loss of luggage and other personal items, rental vehicle expenses and loss of life or income. Cover begins on the day you depart your home in Australia and ends on your return or after six months of travel, whichever happens first.

      I hope this helps.

      Thank you and have a wonderful day!

      Cheers,
      Jeni

      Reply
  8. Default Gravatar
    Matt
    March 25, 2019

    Hi,

    If I am in credit on my card and I make a cash withdrawal from ATM overseas, but remain in credit, are there any additional costs besides conversion fees?

    Reply
    • AvatarStaff
      Jeni
      March 26, 2019

      Hi Matt,

      Thank you for getting in touch with Finder.

      This card has a cash advance fee of 2% of the transaction amount. You may reach out with ANZ directly for further info on fees of your ANZ Rewards Travel Adventure card.

      I hope this helps.

      Thank you and have a wonderful day!

      Cheers,
      Jeni

      Reply
  9. Default Gravatar
    Jenna
    February 24, 2019

    In regards to the 40,000 bonus points, if I am an ANZ customer already does this make me ineligible?

    Reply
    • AvatarStaff
      John
      February 25, 2019

      Hi Jenna,

      Thank you for reaching out to finder.

      Bonus Velocity Point offer available to new and approved applicants who apply for an ANZ Rewards Travel Adventures account and who make $500 of net eligible purchases within three months of approval. This is not available for Existing users. Hope this helps!

      Cheers,
      Reggie

      Reply
  10. Default Gravatar
    Mike
    January 10, 2019

    Can the domestic return flight in Australia be transferred to another person such as a spouse?

    Reply
    • AvatarStaff
      Charisse
      January 11, 2019

      Hi Mike,

      Thanks for reaching out to finder.

      Unfortunately, ANZ’s complimentary return domestic flight is only available to the primary cardholder each year until the card is cancelled.

      I hope this helps.

      Cheers,
      Charisse

      Reply
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