Exclusive Offer

ANZ Rewards Platinum Credit Card – Exclusive Offer

Last updated: Dec 14, 2020

No longer available

This Finder exclusive offer expired on 23 December 2020. You can compare the current range of platinum credit cards here.

0% p.a.

Balance transfer rate

for 20 months with 1.5% balance transfer fee

20.24% p.a.

Purchase rate

1.5

Reward points

Per $ spent

$0 p.a.

Annual fee

for the first year ($95 p.a. thereafter)

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Details

Product Name	ANZ Rewards Platinum Credit Card - Exclusive Offer - DISCONTINUED
Rewards program	ANZ Rewards Program
Balance transfer rate	0% p.a. for 20 months with 1.5% balance transfer fee
Balance transfer revert rate	Cash Advance Rate (20.24% p.a.)
Balance transfer limit	95% of available limit
Purchase rate	20.24% p.a.
Annual fee	$0 annual fee for the first year ($95 p.a. thereafter)
Interest-free period	Up to 55 days on purchases
Cash advance rate	20.24% p.a.
Min credit limit	$6,000
Card type	Visa
Foreign currency conversion fee	3%

Available to temporary residents	Yes - Conditions apply
Joint application	No

Pros

0% p.a. on balance transfers for 20 months
$500 gift card
$0 first-year annual fee
Offers complimentary travel and purchase insurance covers

Cons

Balance transfer charges a one-time 1.5% fee
Charges a $65 annual fee per additional cardholder
$2,000 threshold before lower earn rate kicks in is low

Rewards program	ANZ Rewards Program
Bonus points	N/A
Rewards points per $ spent	1.5

Annual fee	$0 annual fee for the first year ($95 p.a. thereafter)
Minimum monthly repayment	2% of the closing balance or $25, whichever is greater
Late payment fee	$20
Foreign currency conversion fee	3%
Cash advance fee	2% or $4, whichever is greater
Overseas cash advance fee	2% or $4, whichever is greater
Overseas ATM withdrawal fee	$5
Additional cardholder fee	$65
Number of additional cardholders	9

Amy Bradney-George

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Amy Bradney-George has been writing about personal finance for more than 13 years – including over 600 articles as a senior writer for Finder. Her work has also appeared in publications including Money Magazine, The Sydney Morning Herald, Financy, ABC News Australia and Equity Magazine. Amy has a Bachelor of Arts in Journalism and Drama from Griffith University.

How to apply

You can apply for the ANZ Rewards Platinum credit card online in around 5 minutes and receive a response in 60 seconds. Before you start your application, make sure that you meet the eligibility requirements and have the necessary information.

Eligibility criteria

New customer applying via Finder. This offer is only available for a limited time to new ANZ Rewards Platinum credit cardholders who apply via Finder. You must not currently hold and haven't opened or closed an ANZ Rewards Black, ANZ Rewards Platinum or an ANZ Rewards credit card in the last 12 months.
Residency requirement. Citizens and permanent residents of Australia are eligible to apply. If you are a non-Australian permanent resident, you must have an eligible working or business visa with at least 9 months remaining.

Credit history. You must have a good credit score and history. You can get your credit score and comprehensive credit report for free through Finder.
Age. Applicants must be at least 18 years old.

Required documents

Personal details. Your Australian driver's licence for identification purposes (don't worry if you don't have a licence, you can still apply).
Income and finances. You will need to provide information about your income, your expenses, assets and any liabilities. You'll also need to provide two recent payslips for income verification. If you're a tax resident in another country, you'll need to provide your Foreign Tax Number.
Employment. You'll need to confirm your current employment and provide your employer's contact details. If you're self-employed, you will need to provide your accountant's details.

Card benefits

First-year annual fee waiver. Save on card costs with a $0 annual fee for the first year ($95 p.a. thereafter). This offer is only available when you apply through Finder.
$500 gift card. Receive a $500 gift card with the ANZ Rewards Platinum card when you apply via Finder, are approved and spend $1,500 on eligible purchases within 3 months from approval. Gift cards can be redeemed at: JB HiFi, Myer, Woolworths Supermarket, Amazon, The Iconic, Uber Eats, Caltex Woolworths and Appliances Online.

Balance transfer offer. Get 0% p.a. interest on balance transfers for the first 20 months when you apply via Finder. Note that this offer has a one-off balance transfer fee worth 1.5% of the debt that's transferred to your new card. At the end of the introductory period, any unpaid balance will be charged at the variable cash advance rate, currently 20.24% p.a.
Rewards program. You'll earn 1.5 Reward Points per $1 spent up to $2,000 and then 0.5 Reward Points per $1 spent on eligible purchases above $2,000 per statement period. You can redeem your rewards for frequent flyer points with four airline loyalty programs including Air New Zealand Airpoints, cashback, gift cards and products from the ANZ Rewards store. See our ANZ Rewards program guide for more information.
Complimentary travel insurance. This card comes with complimentary covers including international travel insurance, interstate flight inconvenience insurance and rental vehicle excess in Australia insurance. You'll need to spend at least $250 on prepaid travel costs with the card to activate the cover. The policy also covers your spouse or any dependent children travelling with you. Eligibility requirements, exclusions and terms and conditions apply.
Purchase insurance cover. Take advantage of extended warranty insurance, guaranteed pricing scheme and purchase protection insurance on eligible purchases made with your card.
Mobile payment technology. You can link your account with Apple Pay, Google Pay and Samsung Pay to make contactless payments with an eligible smartphone or smartwatch. You can also use your fitness tracker via Garmin Pay and Fitbit Pay.
Personal concierge. Your 24/7 personal concierge service can help you with lifestyle and travel tasks including booking travel, organising a gift for a loved one or securing tickets to a concert.
Visa Offers + Perks. You can take advantage of exclusive travel, leisure and dining offers thanks to Visa Offers + Perks.

Rates & fees

Annual fee. Outside of any promotions, this card charges a $95 annual fee.
Purchase rate. Purchases will collect interest at 20.24% p.a. (variable).

Interest-free days. You can take advantage of up to 55 days interest-free on purchases when you pay the required closing balance in full by the due date on each statement. Note that this will be shown as the Adjusted Closing Balance if you have promotional balances from relevant balance transfer plans, instalment plans and buy now pay later plans. When that's the case, the Adjusted Closing Balance is calculated as your closing balance less the sum of any relevant promotional plans.
Cash advances. Cash advances, such as balance transfers and ATM withdrawals, collect an interest rate of 20.24% p.a. You'll also be charged a cash advance fee of 2% of the cash advance amount or a minimum of $4 (whichever is greater).
Foreign currency conversion fee. If you use this card to make purchases overseas or when making foreign transactions online, you'll be charged a currency conversion fee of 3%.
Additional cardholders. You can request up to 9 additional cardholders, which can help you earn more reward points while you manage your family or business expenses. However, there is an additional $65 annual fee for each cardholder.

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ANZ Rewards Platinum Credit Card – Exclusive Offer