Exclusive Offer

ANZ Rewards Platinum – Exclusive Offer

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This Finder exclusive offer expired on 30 July 2021. You can compare the current range of ANZ credit cards here.

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Amy Bradney-George

Last Updated Jul 19, 2021

21.24% p.a.

Balance transfer rate

150,000

Bonus points

20.24% p.a.

Purchase rate

1.5

Reward points

Per $ spent

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Details

Product Name	ANZ Rewards Platinum - Exclusive Offer - DISCONTINUED
Rewards program	ANZ Rewards Program
Balance transfer rate p.a.	21.24%
Balance transfer revert rate	Cash Advance Rate (21.24% p.a.)
Balance transfer limit	95% of available limit
Purchase rate p.a.	20.24%
Annual fee	$0 for the first year ($95 thereafter)
Interest-free period	Up to 55 days on purchases
Cash advance rate	21.24% p.a.
Min credit limit	$6,000
Card type	Visa
Foreign currency conversion fee	3%

Available to temporary residents	Yes - Conditions apply
Joint application	No

Pros

150,000 bonus Reward Points
$0 annual fee in the first year
Earn 1.5 Reward Points per $1 spent up to $2,000 per statement period (0.5 per $1 thereafter)
Complimentary insurance covers, including international travel insurance, purchase protection insurance and extended warranty insurance

Cons

Charges a $65 annual fee per additional cardholder
$2,000 threshold before lower earn rate kicks in is low
Interest rate of 20.24% p.a. is relatively high

Rewards program	ANZ Rewards Program
Bonus points	150,000
Rewards points per $ spent	1.5

Annual fee	$0 for the first year ($95 thereafter)
Minimum monthly repayment	2% of the closing balance or $25, whichever is greater
Late payment fee	$20
Foreign currency conversion fee	3%
Cash advance fee	3%
Overseas cash advance fee	3% of the transaction amount or $4 (whichever is greater)
Overseas ATM withdrawal fee	$5
Additional cardholder fee	$65
Number of additional cardholders	9

Amy Bradney-George

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Amy has been writing about personal finance for more than 13 years – including over 600 articles as a senior writer for Finder. She is also the editorial lead for Finder Green, covering sustainability across different industries. Her work has appeared in publications including Money Magazine, The Sydney Morning Herald, Financy, ABC News Australia and Equity Magazine. Amy also has a Bachelor of Arts in Journalism and Drama from Griffith University.

How to apply

You can apply for the ANZ Rewards Platinum credit card online in around 5 minutes and receive a response in 60 seconds. Before you start your application, make sure that you meet the eligibility requirements and have the necessary information.

Eligibility criteria

Residency requirement. Citizens and permanent residents of Australia are eligible to apply. If you are a non-Australian permanent resident, you must have an eligible working or business visa with at least 9 months remaining.
Credit history. You must have a good credit score and history. You can get your credit score and comprehensive credit report for free through Finder.

Age. Applicants must be at least 18 years old.
New customer. The bonus points offer is only available to new ANZ Rewards credit card holders who apply via Finder.

Required documents

Personal details. You will need your Australian driver's licence for identification purposes (don't worry if you don't have a licence, you can still apply).
Income and finances. You will need to provide information about your income, expenses, assets and any liabilities. You'll also need to provide two recent pay slips for income verification. If you're a tax resident in another country, you'll need to provide your Foreign Tax Number.
Employment. You'll need to confirm your current employment and provide your employer's contact details. If you're self-employed, you will need to provide your accountant's details.

Card benefits

150,000 bonus Reward Points. Receive 150,000 bonus Reward Points when you apply for an ANZ Rewards Platinum Card by 30 July 2021 and spend $1,500 on eligible purchases within the first 3 months from card approval. Your bonus points will be credited to your account within 3 months of meeting the spend requirement. Eligible purchases include most of your everyday spending. Transactions that you won't earn points for include cash advances, balance transfers and payments to the Australian Taxation Office (ATO). While no end date is publicly listed for this offer, it could change at any time.
First-year annual fee waiver. Save with a $0 annual fee for the first year (reverting to $95 p.a. thereafter).

Rewards points per $1 spent. Earn 1.5 Reward Points per $1 spent on eligible purchases, up to $2,000 per statement period, then 0.5 Reward Points per $1 spent for the rest of that statement period.
ANZ Rewards options. You can redeem your rewards for frequent flyer points with 4 airline loyalty programs including Air New Zealand Airpoints, cashback, gift cards and products from the ANZ Rewards store. See our ANZ Rewards program guide for more information.
Complimentary travel insurance. This card comes with a range of complimentary covers including international travel insurance, interstate flight inconvenience insurance and rental vehicle excess in Australia insurance. Your spouse or children travelling with you may also be covered in the policy. To activate the cover, you'll need to spend at least $250 on eligible overseas travel costs. Eligibility requirements, exclusions and terms and conditions apply.
Purchase insurance cover. Take advantage of extended warranty insurance, guaranteed pricing scheme and purchase protection insurance on eligible purchases made with your card.
Mobile payment technology. You can link your account with Apple Pay, Google Pay and Samsung Pay to make contactless payments with an eligible smartphone or smartwatch. You can also use your fitness tracker via Garmin Pay and Fitbit Pay.
Personal concierge. Your 24/7 personal concierge service can help you with lifestyle and travel tasks including booking travel, organising a gift for a loved one or securing tickets to a concert.
Visa Offers + Perks. You can take advantage of exclusive travel, leisure and dining offers thanks to Visa Offers + Perks.

Rates & fees

Annual fee. Outside of any promotions, this card charges an annual fee of $95 p.a. (which includes a $40 annual fee and a $55 rewards fee).
Purchase rate. Purchases will collect interest at 20.24% p.a. (variable).
Interest-free days. You can take advantage of up to 55 days interest-free on purchases when you pay your account balance in full each statement period.

Cash advances. Cash advances, such as balance transfers and ATM withdrawals, collect an interest rate of 21.24% p.a. You'll also be charged 3% of the transaction amount in Australia or 3% of the transaction amount or $4 (whichever is greater) for overseas transactions..
Foreign currency conversion fee. If you use this card to make purchases overseas or when making foreign transactions online, you'll be charged a currency conversion fee of 3%.
Additional cardholders. You can request up to 9 additional cardholders, which can help you earn more reward points while you manage your family or business expenses. However, there is an additional $65 annual fee for each cardholder.

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One Comment

finder Customer Care

Alanna
July 26, 2021

Hi Jarrod, there is no stipulated minimum income requirement for this card. To give you an idea, the Suncorp Clear Options Platinum, with a similar annual fee, has a minimum income requirement of $35,000.
In addition to the eligibility criteria below, ANZ will evaluate your income against your expenses.
– Be 18 years of age or over, and;
– Be a permanent Australian resident or a non-permanent resident with more than 9 months remaining on your Visa.
– Have a good credit rating.
– Ensure if applying for an offer, you don’t currently hold and haven’t opened or closed an ANZ Rewards Black, ANZ Rewards Platinum or an ANZ Rewards credit card in the last 12 months and meet all other offer eligibility criteria.

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