Exclusive Offer

ANZ Rewards Platinum – Exclusive Offer

No longer available

This Finder exclusive offer expired on 30 July 2021. You can compare the current range of ANZ credit cards here.

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21.24% p.a.

Balance transfer rate


Bonus points

20.24% p.a.

Purchase rate


Reward points

Per $ spent

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Product NameANZ Rewards Platinum - Exclusive Offer - DISCONTINUED
Rewards programANZ Rewards Program
Balance transfer rate p.a.21.24%
Balance transfer revert rateCash Advance Rate (21.24% p.a.)
Balance transfer limit95% of available limit
Purchase rate p.a.20.24%
Annual fee$0 for the first year ($95 thereafter)
Interest-free periodUp to 55 days on purchases
Cash advance rate21.24% p.a.
Min credit limit$6,000
Card typeVisa
Foreign currency conversion fee3%
Available to temporary residentsYes - Conditions apply
Joint applicationNo


  • 150,000 bonus Reward Points
  • $0 annual fee in the first year
  • Earn 1.5 Reward Points per $1 spent up to $2,000 per statement period (0.5 per $1 thereafter)
  • Complimentary insurance covers, including international travel insurance, purchase protection insurance and extended warranty insurance


  • Charges a $65 annual fee per additional cardholder
  • $2,000 threshold before lower earn rate kicks in is low
  • Interest rate of 20.24% p.a. is relatively high
Rewards programANZ Rewards Program
Bonus points150,000
Rewards points per $ spent1.5
Annual fee$0 for the first year ($95 thereafter)
Minimum monthly repayment2% of the closing balance or $25, whichever is greater
Late payment fee$20
Foreign currency conversion fee3%
Cash advance fee3%
Overseas cash advance fee3% of the transaction amount or $4 (whichever is greater)
Overseas ATM withdrawal fee$5
Additional cardholder fee$65
Number of additional cardholders9

How to apply

You can apply for the ANZ Rewards Platinum credit card online in around 5 minutes and receive a response in 60 seconds. Before you start your application, make sure that you meet the eligibility requirements and have the necessary information.

Eligibility criteria

  • Residency requirement. Citizens and permanent residents of Australia are eligible to apply. If you are a non-Australian permanent resident, you must have an eligible working or business visa with at least 9 months remaining.
  • Credit history. You must have a good credit score and history. You can get your credit score and comprehensive credit report for free through Finder.

Card benefits

  • 150,000 bonus Reward Points. Receive 150,000 bonus Reward Points when you apply for an ANZ Rewards Platinum Card by 30 July 2021 and spend $1,500 on eligible purchases within the first 3 months from card approval. Your bonus points will be credited to your account within 3 months of meeting the spend requirement. Eligible purchases include most of your everyday spending. Transactions that you won't earn points for include cash advances, balance transfers and payments to the Australian Taxation Office (ATO). While no end date is publicly listed for this offer, it could change at any time.
  • First-year annual fee waiver. Save with a $0 annual fee for the first year (reverting to $95 p.a. thereafter).

Rates & fees

  • Annual fee. Outside of any promotions, this card charges an annual fee of $95 p.a. (which includes a $40 annual fee and a $55 rewards fee).
  • Purchase rate. Purchases will collect interest at 20.24% p.a. (variable).
  • Interest-free days. You can take advantage of up to 55 days interest-free on purchases when you pay your account balance in full each statement period.

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One Comment

  1. Avatarfinder Customer Care
    July 26, 2021

    Hi Jarrod, there is no stipulated minimum income requirement for this card. To give you an idea, the Suncorp Clear Options Platinum, with a similar annual fee, has a minimum income requirement of $35,000.
    In addition to the eligibility criteria below, ANZ will evaluate your income against your expenses.
    – Be 18 years of age or over, and;
    – Be a permanent Australian resident or a non-permanent resident with more than 9 months remaining on your Visa.
    – Have a good credit rating.
    – Ensure if applying for an offer, you don’t currently hold and haven’t opened or closed an ANZ Rewards Black, ANZ Rewards Platinum or an ANZ Rewards credit card in the last 12 months and meet all other offer eligibility criteria.

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