ANZ Platinum Credit Card – Exclusive Offer

ANZ Platinum Credit Card - Exclusive Offer Find out more Go to site

Don't worry, by clicking "Go to site" this won't leave a mark on your credit file. An enquiry will only appear on your file once you have submitted a credit card application.

What happens when I click Go to site?
  • Clicking Go to site will take you to your Online Application on the bank's website. You do not need to be an existing customer of this bank to apply.
  • Your application will typically take you no more than 10-15 minutes to complete
  • Once approved, you will typically receive your credit card within 1-2 weeks
Click here to start your application >>

Enjoy an annual fee waiver in the first year, introductory rates of 0% p.a. on purchases and balance transfers, and receive platinum perks including complimentary travel and purchase insurance.

This low fee card also offers additional benefits such as overseas travel and medical insurance as well as extended warranty and purchase security insurance. Enjoy further savings with a $0 annual fee in the first year and 0% p.a. interest for 3 months on purchases and 0% p.a. interest for 12 months on balance transfers (reverts to the standard balance transfer rate of 21.49% p.a. after the 0% promotion has ended).

This offer is exclusive to finder.com.au only

As you know, it’s part of our on-going mission to find you a better deal as we continuously seek to provide you with the most competitive offers. Our exclusive offers are unique to the market and are only available if you apply online through finder.com.au

For more information about the application process and to see whether you’re eligible for this offer, see below.

Product NameANZ Platinum Credit Card - Exclusive Offer
Balance transfer rate (p.a.)0% p.a. for 12 months
Balance Transfer Revert Rate
The interest rate after the balance transfer ends.
Standard Balance Transfer Revert Rate (21.49% p.a.)
Balance Transfer Limit95% of available credit limit
Purchase rate (p.a.)0% p.a. for 3 months (reverts to 19.74% p.a.)
Annual fee$0 p.a. annual fee for the first year ($87 p.a. thereafter)
Interest Free Period
The interest-free period on purchases is the period or number of days you do not have to pay interest on your card purchases. You will be charged interest either from the day you make a purchase or from the statement date, unless you pay the closing balance in full by the due date (or within the interest-free period) on your statement.
Up to 55 days on purchases
Cash advance rate (p.a.)21.49% p.a.
Min credit limit
This is the lowest credit card limit that you can request. It is possible to apply for a higher credit card limit but not a lower one than this figure.
$6,000
Minimum Monthly Repayment2%
Minimum Income$35,000
Card TypeVisa
Late Payment Fee$20
Foreign Currency Conversion Fee (VISA)
Foreign currency conversion fees are charged when you make a transaction that is converted by a credit card network, such as MasterCard, Visa or American Express, from Australian dollars to a foreign currency. You’ll also incur a currency conversion fee if you make a purchase or obtain a cash advance in Australian dollars while overseas or shopping online with a foreign merchant or financial institution.
3% of transaction value
Complimentary Travel InsuranceYes
Available To Temporary ResidentsYes - Conditions apply
Joint ApplicationNo
Minimum Income$35,000
Minimum Age18 years of age
Available to Temporary ResidentsYes - Conditions apply
Credit Rating Requirement
Credit rating requirement is provided only as a guide. Understanding your credit file helps you make more informed decisions in regards to your finances. Learn more about what this means here.
Good
Min Credit Limit
This is the lowest credit card limit that you can request. It is possible to apply for a higher credit card limit but not a lower one than this figure.
$6,000
Annual Fee$0 p.a. annual fee for the first year ($87 p.a. thereafter)
Minimum Repayment2%
Late Payment Fee$20
Over Limit Fee$20
Cash Advance FeeThe greater of 2% of the cash advance amount or minimum $0
Overseas Cash Advance FeeThe greater of 2% of the cash advance amount or minimum $4.00
Overseas ATM Withdrawal Fee$5
Foreign Currency Conversion Fee (VISA)
Foreign currency conversion fees are charged when you make a transaction that is converted by a credit card network, such as MasterCard, Visa or American Express, from Australian dollars to a foreign currency. You’ll also incur a currency conversion fee if you make a purchase or obtain a cash advance in Australian dollars while overseas or shopping online with a foreign merchant or financial institution.
3% of transaction value
Gambling Transactions AllowedYes
Gambling Transactions Interest RateCash Advance Rate
Additional Cardholder Fee$0 p.a.
Number of Additional Cardholders9
BPAYYes
ChequeYes
Direct DebitYes
Australia PostNo
Phone BankingYes
Internet Banking TransfersYes
In BranchYes
MailYes

Pros

  • Enjoy 0% p.a. on purchases for 3 months.
  • A long-term balance transfer offer of 0% p.a. for 12 months (reverts to the standard balance transfer rate of 21.49% p.a. thereafter)
  • There is $0 annual fee charged for the first year you have this card. It then reverts to a competitive $87 every year thereafter, except if you spend over $20,000 then the annual fee is waived.
  • Take advantage of the flexible repayment options offering discounted rates of interest for set periods of time. This is a great way to plan, budget and save.

Cons

  • There is no rewards program that comes with this card.

ANZ Platinum Credit Card review

Pay $0 annual fee in the first year you own the ANZ Platinum Credit Card. The annual fee is waived after that if you spend more than $20,000 on the card each year.

There are benefits for the traveller too. This card offers complimentary international travel and medical insurance, as well as flexible payment options for purchases like flights and holiday bookings. Plus, with up to 55 interest-free days on purchases, Apple Pay and Android Pay facilities and global acceptance with Visa, there are plenty of ways to use the card and save with convenience.

Benefits of the ANZ Platinum Credit Card

  • Long-term balance transfer offer. The ANZ Platinum credit card lets you repay your existing debts with 0% p.a. on balance transfers for the first 12 months without paying any balance transfer fee. After the introductory period, the interest rate will revert to the standard balance transfer rate of 21.49% p.a.
  • Introductory interest rate on purchases. Enjoy 0% p.a. on purchases for 3 months.
  • $0 annual fee in the first year. All new ANZ Platinum Credit Card holders get the annual fee waived in the first year, and $87 thereafter. You can also enjoy no annual fee in following years if your annual spend exceeds $20,000 on the ANZ Platinum Credit Card. The annual spend is calculated 12 months following your account’s ‘fee date’.
  • Complimentary insurance. ANZ Platinum credit card customers are covered under QBE complimentary overseas medical and travel insurance. There’s comprehensive cover for a range of events, including an unlimited benefit payable for overseas medical and dental. If you already have an ANZ Platinum Credit Card, you’re eligible for the insurance when you hold a return ticket to Australia and have purchased at least $250 of your prepaid travel expenses using the ANZ Platinum Credit Card. See the insurance terms and conditions for confirmation on the available cover.
  • Mobile payment technology. Apple Pay, Android Pay and ANZ Mobile Pay let you use your Apple or Android device to tap and pay with your eligible ANZ credit card.

Features of the ANZ Platinum Credit Card

  • $0 annual fee in the first year. The annual fee is waived in the first year. To continue receiving the annual fee waiver in each subsequent year, all you need to do is make purchases of $20,000 or more annually using your ANZ Platinum account. The annual fee is $87 thereafter if you don’t qualify for the waiver.
  • Up to 55 days interest-free on purchases. Pay your balance in full when your statement comes and you get up to 55 days interest-free on purchases made with the card. Interest-free days do not apply you’re carrying a balance from month to month (a balance transfer).
  • Insurance benefits. Complimentary international travel insurance is a benefit available to ANZ Platinum credit card holders who meet the policy activation requirements. This account also features car rental excess insurance, extended warranty insurance, 90-day purchase security insurance, best price guarantee insurance and interstate flight inconvenience insurance.
  • Additional cardholders. Up to 9 additional cardholders can be added to the account for $0.
  • Anti-fraud. ANZ credit cards are protected by ANZ Falcon, the anti-fraud monitoring system, which will monitor any suspicious activity on your account. Just be sure to let ANZ know if you plan to travel abroad. The Visa no liability guarantee will also apply if you’re a victim of fraud.
  • Visa card. As this is a Visa card, you can use this card wherever Visa is accepted, which is at millions of ATMs and merchants across the globe.

How to apply for the ANZ Platinum Credit Card

If you think this exclusive offer with ANZ Platinum Credit Card suits you, you can apply for the card online. Before you apply, though, make sure you've met the eligibility criteria and organised the necessary documents:

Eligibility criteria

  • Be 18 years of age or over
  • Have a good credit rating
  • A permanent resident earning over $35,000 p.a.
  • Temporary residents can apply for the ANZ Platinum Credit Card. Special Category Visa holders — New Zealand citizens — can apply as well as business, investor or student Visa holders. More than nine months must be remaining on the Visa.

Required documents

  • Your Australian drivers licence (if applicable)
  • Details about your finances which include information about your income, expenses, assets and liabilities
  • You will need to provide your accountant’s details if you’re self-employed.

Within a few minutes of completing the application, ANZ will be in contact (via email generally) to confirm whether your application has been approved, conditionally approved or declined.

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515 Responses to ANZ Platinum Credit Card – Exclusive Offer

  1. Default Gravatar
    Kate | May 20, 2017

    Hi,

    I’ve been told by ANZ that all their balance transfer offer have 2% balance transfer fee for doing it.
    I asked about applying from this website if this 2% fee still applies or not, I was told it still applies. however I can’t see it in anywhere on your website or while applying this Card about this 2% charge.
    Will they charge this 2% fee or not?

    Thanks

    • Staff
      Jason | May 21, 2017

      Hi Kate,

      Thank you for your enquiry.

      As a general rule of thumb, a fee may apply to balances transferred from a non-ANZ credit, charge or store card to an ANZ credit card as part of a promotional offer. The applicable fee would be advised in the terms and conditions of the promotional offer.

      For the current offer in question, there is no balance transfer fee applicable.

      We would always encourage the same diligence as you have applied here to check. Thanks for your question!

      Kind regards,
      Jason

  2. Default Gravatar
    Russell | May 19, 2017

    I just submitted an application but failed to write down the application number

    • Staff
      May | May 19, 2017

      Hi Russell,

      Thanks for reaching out.

      Just to confirm though that finder.com.au is not affiliated with ANZ, so we do not have the copy of your application. You’d be best to contact ANZ directly or visit their website by clicking on the green ‘Go to site’ button above to get your application number.

      Cheers,
      May

  3. Default Gravatar
    Michael | May 9, 2017

    What exactly does flexible payment options for flights & holidays constitute?

    • Staff
      Anndy | May 11, 2017

      Hi Michael,

      Thanks for your questions.

      In out review above, we mentioned that this card allows ‘flexible payment options for purchases like flights and holiday booking.”

      This credit card offers the following features that allow for repayment flexibility:

      0% purchase rate p.a. for 3 months – within the 3-month promo period, you have the flexibility as to how much and when you are going to pay for your purchases.
      Up to 55 interest-free days on purchases – You can learn more how this feature gives you repayment flexibility through this link.

      Cheers,
      Anndy

  4. Default Gravatar
    Will | May 8, 2017

    My wife and I are about to go on a cruise around the Baltic. I have been the holder of an ANZ Platinum credit card for about 10 years. I have used this card to pay for our cruise and air fares to Copenhagen and return.
    I am just checking that our journey is insured under the fact of just being the holder of an ANZ Platinum card or whether there is something else that I need to do to inform ANZ or QBE that we are departing on this holiday.

    • Staff
      Harold | May 8, 2017

      Hi Will,

      Thank you for your inquiry.

      ANZ Platinum credit card customers are covered under QBE complimentary overseas medical and travel insurance. There’s comprehensive cover for a range of events, including an unlimited benefit payable for overseas medical and dental. If you already have an ANZ Platinum Credit Card, you’re eligible for the insurance when you hold a return ticket to Australia and have purchased at least $250 of your prepaid travel expenses using the ANZ Platinum Credit Card. See the insurance terms and conditions for confirmation on the available cover.

      I hope this information has helped.

      Cheers,
      Harold

  5. Default Gravatar
    Peter | April 30, 2017

    Hi, my partner and I a looking at getting a balance transfer on both of our accounts ( we each have seperate cards and would like to transfer to the one card) is this possible? We would like the best transfer rate and then the best purchase rate we can get as well, what would you recommend?

    • Staff
      Anndy | April 30, 2017

      Hi Peter,

      Thanks for your question.

      Yes, it is possible to transfer a balance between two people’s names to an individual or joint balance transfer credit card account. You can check this page to compare your options.

      Cheers,
      Anndy

  6. Default Gravatar
    Marissa | April 21, 2017

    Hi. Are their any costs associated if I were to close/cancel this card down within or oftener 12 months?
    Thank you

    • Staff
      Anndy | April 21, 2017

      Hi Marissa,

      Thanks for your question.

      You can cancel your card at any time without a fee as long as you cancel it properly. You can check this page for our guide on how to properly cancel a card.

      Cheers,
      Anndy

  7. Default Gravatar
    Ling | April 7, 2017

    I had an ANZ credit card before in the last 12 months. Am I still eligible for this offer?

    • Staff
      May | April 7, 2017

      Hi Ling,

      Thank you for your inquiry.

      Are you applying for the ANZ Platinum Credit Card to take advantage of the balance transfer and purchase rate promo? If so, I’m afraid that this exclusive offer is only available to new and approved credit card applicants who apply through finder.com.au. with the balance transfer.

      Meantime, the balance transfer and purchase rate offer is not available in conjunction with other offers or packages or in respect of balances transferred from an existing ANZ account.

      Cheers,
      May

  8. Default Gravatar
    Stuart | February 22, 2017

    I am already a customer of ANZ and have a credit card with ANZ [but not an ANZ Platinum Credit Card] am I still eligible for the 0% and no fee balance transfer if transferring a balance from another banks credit card?

    “Offer only available to new and approved credit card applicants who apply through finder.com.au. for an ANZ Platinum credit card account with the balance transfer.”

    • Staff
      May | February 22, 2017

      Hi Stuart,

      Thank you for your inquiry.

      If you are transferring a balance from a non-ANZ credit card, then you may be able to apply for this card. Please make sure though to read the eligibility criteria, features and details of the card, as well as the relevant PDS/ T&Cs of the card before making a decision and consider whether the product is right for you.

      Cheers,
      May

  9. Default Gravatar
    | February 15, 2017

    Hi I was wondering if I take up this offer and I have a balance transferred and then I make purchases on the card as well which gets paid first when I make a payment into this card e.g. I make the minimum balance payment does this payment get deducted from my purchases or from my balance transfer amount?

    • Staff
      May | February 16, 2017

      Hi Tee,

      Thank you for your question and for contacting finder.com.au – we are a financial comparison website and general information service designed to help consumers make better decisions. Please note that we are not affiliated with any company we feature on our site.

      Basically, if you have multiple transactions made on your credit card, the transaction that attracts the highest rate of interest will be paid off first. Additionally, you have the option of directing your repayments towards a particular transaction on your credit card. You may contact your bank if you need more assistance in your repayments.

      You may also like to read our article about the allocation of credit card repayments on this page, which you might find useful.

      Cheers,
      May

  10. Default Gravatar
    | February 10, 2017

    Do you have a cap on the number of points that can be earned?
    What points ratio are you offering – $1 per point or higher?
    Thank You

    • Staff
      Anndy | February 10, 2017

      Hi Steve,

      Thanks for your question.

      Unfortunately, there is no rewards program that comes with the ANZ Platinum Credit Card.

      If you are looking for a card that lets you earn rewards points, you can visit this page to compare your options.

      Cheers,
      Anndy

Credit Cards Comparison

Rates last updated May 29th, 2017
Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee
Virgin Australia Velocity Flyer Card - Exclusive Offer
Earn 2 Velocity Points on top of the standard earn rate per $1 spent within the first 3 months, plus a $129 Virgin Australia Gift Voucher each year.
20.74% p.a. 0% p.a. for 18 months $64 p.a. annual fee for the first year ($129 p.a. thereafter) Go to site More info
HSBC Platinum Credit Card
Earn 1 Reward Point per $1 spent and receive an annual fee refund with minimum spend.
19.99% p.a. 0% p.a. for 22 months with 2% balance transfer fee $99 p.a. Go to site More info
ANZ Platinum Credit Card - Exclusive Offer
Receive a low introductory offer of 0% p.a. on purchases for 3 months and 0% p.a. on balance transfers for 12 months. Also, enjoy an annual fee waiver in the first year.
0% p.a. for 3 months (reverts to 19.74% p.a.) 0% p.a. for 12 months $0 p.a. annual fee for the first year ($87 p.a. thereafter) Go to site More info
NAB Premium Card
An introductory rate of 0% p.a. for 24 months on balance transfers combined with premium benefits such as travel insurance covers.
19.74% p.a. 0% p.a. for 24 months with 3% balance transfer fee $90 p.a. Go to site More info

* The credit card offers compared on this page are chosen from a range of credit cards finder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.

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