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ANZ Online Saver Account

Take advantage of monthly interest and at-call access to your savings.

The ANZ Online Saver Account offers new account holders an introductory bonus rate of 0.15% p.a. for the first 3 months after opening the account.

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0.15% p.a.

Maximum variable rate


Base interest rate

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Product NameANZ Online Saver
Maximum Variable Rate0.15% p.a.
Standard Variable Rate0.05% p.a.
Monthly Account Fee$0
Minimum Opening Deposit$0
Minimum Age12

Review by

Shirley Liu is Finder's global program manager. She was previously the publisher for banking and investments and has also written comparisons for energy, money transfers, Uber Eats and many other topics. Shirley has a Master of Commerce and a Bachelor of Media, Journalism and Communications from the University of New South Wales. She is passionate about helping people find the best deal for their needs.

Expert review

This account is suited for short-term savings goals.

Key features

Bonus interest of 0.15% p.a. for the first 3 months

New customers are given a bonus rate on top of the variable standard interest rate, just for opening the Online Saver account. This introductory interest rate lasts for 3 months before it will revert back to the standard interest rate. The bonus rate offer is only available to new ANZ Online Saver customers who have not held an ANZ Online Saver account during the last 6 months.

Standard interest rate of 0.05%

After the introductory period, the rate will revert to the standard variable rate.

Launch savings calculator

How to apply


There are some eligibility requirements you should make sure you can meet before proceeding to the application:

  • Minimum age. Applicants for the ANZ Online Saver must be at least 12 years old.
  • Residency requirements. Only Australian residents with a valid Australian address can open an ANZ Online Saver.

Ask an expert

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  1. Default Gravatar
    June 17, 2019

    I’m a current ANZ customer. What is the best term and rate for term deposit or any other type of account?

    • Avatarfinder Customer Care
      June 18, 2019

      Hi Serdal,

      Thank you for getting in touch with Finder.

      If you consider having an ANZ term deposit account, I suggest that you get in touch with ANZ since you’re an existing customer as they may give you better options.

      If you’re still looking around, you can start comparing your term deposit options. Once you’ve chosen the bank to invest with, please click on the ‘Go to site’ button to be redirected to the bank’s website to start your online application.

      Please make sure that you’ve read the relevant T&Cs or PDS of the account to help consider whether the product is right for you.

      I hope this helps.

      Thank you and have a wonderful day!


  2. Default Gravatar
    January 15, 2019

    I’m a current ANZ customer. Can I renew my online save account or not?

    • Avatarfinder Customer Care
      January 17, 2019

      Hi Joe,

      Thanks for reaching out to finder.

      Once you have an ANZ Online Saver account, there is no need to renew the account. The account will just continue to operate along side your other accounts until such time you decide to close or terminate the account.

      I hope this helps.


  3. Default Gravatar
    January 16, 2017

    I am an ANZ customer and I want to save money for holiday like $25 per week.

    Which account is the best for this type of option

    • Avatarfinder Customer Care
      January 16, 2017

      Hi Aneeta,

      Thank you for your inquiry.

      Basically, you can go with a savings account for that purpose. If you’ve already decided to go with ANZ Online Saver, you may open an account by clicking the green “Open” button above.

      Meanwhile, you can also check your other online savings account options featured on our website.

      You can use the calculator above the table on that page to calculate your approximate interest earnings by indicating your initial and monthly deposits as well as term/period of investment.


  4. Default Gravatar
    December 21, 2016

    Please advise if this account is available to business customers

    • Avatarfinder Customer Care
      December 21, 2016

      Hi Michael,

      Thanks for your question.

      The ANZ Online Saver Account is for individuals only.

      You may want to compare business savings accounts featured on our website to explore your other options.


  5. Default Gravatar
    August 31, 2016

    Can I renew the online saver after three months and receive the bonus interest rate again?

    • Avatarfinder Customer Care
      August 31, 2016

      Hi Sarah,

      Thanks for your question.

      Unfortunately, that is not possible. The bonus interest rate offer is only available to new ANZ Online Saver customers who:

      – Have not held an ANZ Online Saver account during the last 6 months
      – Have submitted an application online.

      After 3 months, the interest rate will revert to the standard variable rate.


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