Finder makes money from featured partners, but editorial opinions are our own.

ANZ launches Apple Pay for customers


If you’re an ANZ cardholder with an iPhone, you can now use Apple Pay to tap and pay at the checkout.

Although American Express rolled out Apple Pay in 2015, ANZ is the first Australian bank to offer Apple Pay to its' customers. Increasing the convenience of contactless payments, Apple’s tap-and-pay service uses the NFC chip in iPhones to let customers make payments through their phone. All you need to do is load your eligible credit card or debit card details, hold your iPhone up to the contactless payment terminal and use Apple’s TouchID fingerprint recognition to secure the transaction.

Where and how can I use Apple Pay?

You can use Apple Pay on any register or EFTPOS terminal that accepts contactless payments, just like you can with regular PayWave or PayPass payments. You don’t need to unlock your phone to make a transaction, you’ll just be asked to confirm your identity with your Touch ID. You can also use Apple Pay to make purchases online through participating apps.

Setting up Apple Pay is easy, too. If you’re an ANZ customer, you can follow the steps below:

  1. Open the Wallet app on your iPhone
  2. Tap the plus sign to add a new card
  3. Take a picture of your card or enter the card details
  4. Submit the three-digit card security number on the back
  5. Read and accept the ANZ with Apple Pay Terms and Conditions

For security purposes ANZ may also send you a verification code via SMS or ask you to call before Apple Pay is enabled.

Which Apple devices are compatible with Apple Pay?

If you have an iPhone 7, iPhone SE, iPhone 6s, iPhone 6s Plus, iPhone 6, iPhone 6 Plus or Apple Watch, you can link your phone or Apple Watch to Apple Pay and start spending without getting your card out.

Is it secure?

As well as Apple’s TouchID fingerprint recognition, a unique device code is used for every transaction. Your credit card or debit card details are not stored on your Apple device or in the cloud, so if your phone is lost or stolen, no one can use your Apple Pay function on your phone without knowing your passcode or using your fingerprint to unlock your phone. So long as you’ve kept your phone secure, so are your finances.

As more than 60% of card transactions in Australia involve contactless payments, ANZ is unlikely to be the last cab off the rank to welcome Apple Pay. If you’re an Android user, contactless phone payments aren’t out of reach, with Google launching the similar Android Pay service in Australia this year.

Get more from Finder

Ask an Expert

You are about to post a question on

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms of Use, Disclaimer & Privacy Policy and 6. Finder Group Privacy & Cookies Policy.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
Go to site