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ANZ American Express Credit Cards

As of 2017, ANZ and American Express credit cards are no longer available for use or application.

Updated

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Previously ANZ and American Express had a partnership that allowed ANZ to offer dual credit cards that came with both a Visa card and an American Express card. You can compare current options here.

Data indicated here is updated regularly
Name Product Bonus points Rewards program Rewards points per $ spent Purchase rate Annual fee
Qantas American Express Premium Card
100,000
Qantas Frequent Flyer
1
20.74% p.a.
$249
Enjoy 100,000 bonus Qantas Points, 50 bonus Status Credits and 2 complimentary Qantas Club lounge invitations per year. Ends 4 November 2020.
American Express Qantas Business Rewards Card
120,000
Qantas Business Rewards
1.25
N/A
$450
ABN holders w/ $75,000 revenue. Get 120,000 bonus points, 3x points on eligible Qantas flights & 2 lounge passes per year. Ends 4 November 2020.
American Express Platinum Edge Credit Card
N/A
Membership Rewards Ascent
1
20.74% p.a.
$195
Get $150 back when you spend at least $1,500 within the first 3 months. Plus, receive $200 Travel Credit each year. Ends 2 November 2020.
Qantas American Express Ultimate Card
55,000
Qantas Frequent Flyer
1.25
20.74% p.a.
$450
Get 55,000 bonus Qantas Points, a $450 Qantas Travel Credit and 2 yearly complimentary Qantas Club lounge invitations.
Qantas American Express Discovery Card
N/A
Qantas Frequent Flyer
0.75
20.74% p.a.
$0
Earn 0.75 Qantas Points for your everyday purchases, uncapped, and pay $0 annual fee for the life of the card on this no-frills frequent flyer card.
American Express Explorer Credit Card
50,000
Membership Rewards
2
20.74% p.a.
$395
Get 50,000 bonus points when you spend $3,000 in the first 3 months, a yearly $400 Travel Credit and 2 entries per year to the Amex Lounge.
David Jones American Express Platinum Card
30,000
Membership Rewards
1
20.74% p.a.
$295
DJ's shoppers and Qantas travellers earn 30,000 bonus Membership Rewards Points or 15,000 Qantas Points on eligible spend.
David Jones American Express Card
45,000
Membership Rewards
1
20.74% p.a.
$99
Not just for David Jones shoppers, receive 45,000 bonus Membership Rewards Points or 22,500 Qantas Points on eligible spend. Ends 1 Nov 2020.
American Express Business Card
N/A
Membership Rewards Ascent
1.5
N/A
$109
ABN holders w/ $75,000 revenue. Up to 1.5 points/ $1 spent and extended cashflow with up to 51 days interest-free on business purchases.
American Express Platinum Card
80,000
Membership Rewards Ascent Premium
2.25
N/A
$1,450
Receive 80,000 bonus Membership Rewards Points, a $450 annual Platinum Travel Credit, dedicated personal service and luxury travel perks.
American Express Gold Business Card
100,000
Membership Rewards Ascent
1.5
N/A
$169
ABN holders w/ $75,000 revenue. Get 100,000 bonus Membership Rewards Points and up to 51 days to pay for purchases.
American Express Business Explorer Credit Card
100,000
Membership Rewards Gateway
2
16.99% p.a.
$395
ABN holders w/ $75,000 revenue. Get 100,000 bonus points. Plus, 2 airport lounge passes.
American Express Platinum Business Card
150,000
Membership Rewards
2.25
N/A
$1,750
ABN holders w/ $75,000 revenue. Get 150,000 bonus points and up to 2.25 points/ $1 spent on eligible business purchases.
American Express Velocity Escape Card
N/A
Velocity Frequent Flyer
0.75
20.74% p.a.
$0
Earn 0.75 Velocity Points on your everyday purchases, uncapped, and pay $0 annual fee for the life of the card with this no-frills frequent flyer card.
American Express Velocity Platinum Card
50,000
Velocity Frequent Flyer
1.25
20.74% p.a.
$375
Get 50,000 bonus Velocity Points when you spend $3,000 for the first 3 months. Plus, 100 Status Credits and luxury travel perks.
American Express Velocity Business Card
N/A
Velocity Frequent Flyer
1
N/A
$249
ABN holders w/ $75,000 revenue. A business charge card offering Velocity Points per $1 spent and up to 51 days interest-free on purchases.
American Express Essential Credit Card
N/A
Membership Rewards
1.25
14.99% p.a.
$0
Get Smartphone Screen Insurance of up to $500 when you pay for your phone or contract with this card. Plus, a $0 annual fee for life.
American Express Qantas Corporate Card
N/A
Membership Rewards
1.5
N/A
$70
Earn triple Qantas Points on eligible business flights, plus, receive complimentary travel accident insurance.
American Express Low Rate Credit Card
N/A
8.99% p.a.
$0
Get up to 55 days interest-free on purchases, a $0 annual fee for life and global card support on this low rate, no annual fee credit card.
Qantas American Express Business Credit Card
N/A
Qantas Frequent Flyer
1
20.49% p.a.
$160
ABN holders w/ $75,000 revenue. Earn up to 2 Qantas Points per $1 spent on eligible purchases and enjoy up to 55 days interest-free on purchases.
American Express Qantas Corporate Platinum Card
150,000
Membership Rewards
2
N/A
$1,200
Earn 150,000 bonus Membership Rewards points and triple Qantas points for eligible business flights. Plus, complimentary lounge passes.
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Data indicated here is updated regularly
$
% p.a.
Name Product Balance transfer rate Purchase rate Bonus points Annual fee Amount saved
ANZ Platinum Credit Card
20.24% p.a.
0% for 17 months, reverts to 20.24% p.a.
N/A
$0 annual fee for the first year ($87 p.a. thereafter)
Receive a 0% purchase rate offer for 17 months and a $0 first-year annual fee. Plus, complimentary overseas travel and medical insurance.
ANZ Low Rate
0% p.a. for 25 months with 1.5% balance transfer fee
12.49% p.a.
N/A
$0 annual fee for the first year ($58 p.a. thereafter)
Save with 0% p.a on balance transfers for 25 months (with a 1.5% BT fee) and $0 first year annual fee. Plus a 12.49% p.a. purchase interest rate.
ANZ Frequent Flyer Black
20.24% p.a.
20.24% p.a.
120,000
$425
Collect 120,000 bonus Qantas Points and $200 back when you spend $3,000 in the first 3 months. Plus, complimentary lounge passes.
ANZ First
0% p.a. for 18 months with 2% balance transfer fee
20.24% p.a.
N/A
$30
Get up to 18 months interest-free on balance transfers and save with a low $30 annual fee. Plus, up to 55 days interest-free on purchases.
ANZ First for Students
20.24% p.a.
20.24% p.a.
N/A
$0 annual fee for the first year ($30 p.a. thereafter)
An ideal, low limit credit card for full-time tertiary students with up to 55 days interest-free on purchases and a $0 annual fee for the first year.
ANZ Rewards Black Credit Card
20.24% p.a.
20.24% p.a.
130,000
$375
130,000 bonus Reward Points and $150 back when you spend $2,000 in the first 3 months.
ANZ Frequent Flyer Platinum
20.24% p.a.
20.24% p.a.
75,000
$295
Receive 75,000 bonus Qantas Points & $150 back when you spend $2,500 on eligible purchases within 3 months.
ANZ Rewards Platinum
20.24% p.a.
20.24% p.a.
100,000
$95
Receive 100,000 bonus Reward Points and $50 back when you spend $1,500 on eligible purchases in the first 3 months.
ANZ Frequent Flyer
20.24% p.a.
20.24% p.a.
25,000
$95
Receive 25,000 bonus Qantas Points when you spend $1,000 within the first 3 months. Plus, enjoy uncapped Qantas Points earning potential.
ANZ Rewards Credit Card
20.24% p.a.
20.24% p.a.
50,000
$80
Earn uncapped Reward Points and get 50,000 bonus points when you spend $1,000 within the first 3 months from approval.
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If you already had an ANZ credit card account that included an Amex and a Visa, as of 5 August 2017, you could only use the Visa card as the Amex was deactivated. Although no longer relevant, we've kept the information below for those who may be interested.

ANZ American Express credit cards review

anz logo horizontal

ANZ offered cardholders the option of Visa and American Express with their dual-branded cards. With seven different cards available, each allowed you to spend on both a Visa or an American Express card. While Visa may have wider acceptance in Australia, the American Express card had a higher earn rate when earning rewards per dollar spent and gave you access to exclusive AMEX benefits.

Just like any other card, your purchases on either your Visa or American Express card will all come under the one account. This means that you'll have one statement that'll detail all of the purchases and transactions you've made on both of the payment networks.

How did ANZ American Express credit cards work?

amex logo square

Some of the features and benefits you could have expected from using an ANZ American Express credit card include:

  • One annual fee. As both of your credit cards are on the same account, you will only have to pay one annual fee for the two cards. This will save you money in the long run, as you are essentially getting two credit cards but only paying the fees for one account.
  • Combined account statement. While you'll be given one card, you will not have to deal with having multiple bank statements. Any transactions that are made on either credit card will be shown on one account statement. You will not have the stress of sorting through multiple statements, as everything will be clearly listed on a single statement.
  • Single credit limit. While you'll have the option to pay with two different payment networks, you'll still have on credit limit under the single account, which will make it easier to track your budget and keep your finances in control.
  • A primary account for your rewards. Generally, American Express credit cards earn more points per dollar than Visa or Mastercard products. However, with the flexibility of both Visa and American Express, you can enjoy both accessibility and high earn rates and pool all of your points in one account. So if you see that American Express is accepted somewhere, you might want to use that card to make a purchase and leave the other card for where AMEX is excluded.
  • Premium perks. From the Visa part of your card, you can take advantage of perks from Visa Entertainment. From access to pre-sale concert tickets, exclusive competitions and discounted prices, you'll enjoy VIP benefits that are only available to Visa cardholders. Meanwhile, with access to an American Express, you can also take advantage of lounge invites, competitions and reserved tickets for concerts and other entertainment events with American Express Experiences. Some ANZ American Express credit cards also offer complimentary domestic flights and exclusive lounge access, which could come in handy for frequent flyers.

Learn more about ANZ Credit Cards

How to apply for an ANZ American Express credit card

If you find an ANZ credit card that suits your finances, you can apply by clicking on the green 'Go to Site' button on finder. While each card will have its own eligibility requirements, you'll need to make sure you meet the following criteria and organise the necessary documents before you apply:

Eligibility requirements

  • Age. Cardholders must be at least 18 years of age.
  • Residential status. Depending on the card, you'll either have to be a permanent resident of Australia or hold a 457 working visa to apply.
  • Credit history. You'll need to have a healthy credit history to receive approval.
  • Minimum income. You'll need to meet a minimum annual income to apply.

Necessary information and documents

  • Proof of identification. You'll need to provide proof of identification such as your passport, drivers licence or medicare card.
  • Income information. To prove you meet the minimum income requirement, you'll need to provide copies of payslips, bank statements and any information regarding assets or other forms of income.
  • Self-employed. If you're self-employed, you'll need to provide your accountant's contact details and information.

ANZ and American Express credit cards offered competitive rewards options and the convenience of both a Visa and Amex card linked to the one account. With the ending of this partnership, ANZ has updated it's range of rewards cards. So make sure you consider the current options from ANZ and compare them to a variety of other reward and frequent flyer card offers to find the right fit for your needs.

Frequently asked questions

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10 Responses

  1. Default Gravatar
    ChrisOctober 21, 2015

    Can you tell me what fees are charged each time I use the card?

    • Avatarfinder Customer Care
      YsaOctober 22, 2015Staff

      Hi Chris,

      Thanks for your inquiry.

      Generally, there are certain fees charged on ANZ American Express credit cards whenever you use your card to make a purchase, such as ATM withdrawal fee and foreign currency conversion fee (when making a purchase in a foreign country using foreign currency).

      To allow me to assist you further, could you please specify which credit card you are inquiring about today?

      Cheers,
      Ysa

  2. Default Gravatar
    SUJuly 15, 2015

    I just start using Amex credit card and realized my ANZ Amex credit card can’t be linked to my ANZ bank account.

    Q1. Please let me know how I can pay for my Amex credit card?
    Q2. Please let me know how I can check my earning points on line?

    Note: I haven’t received any statement for ANZ Amex credit card

    Regards

    • Avatarfinder Customer Care
      SallyJuly 16, 2015Staff

      Hi SU,

      Thank you for your inquiry.

      You can have different options on paying your Amex credit card such as thru online, direct debit, BPAY or Australia Post. You can also make payment by mail, a phone call or pay in person with cash or cheque at Australia Post Offices or American Express Foreign Exchange Offices in Australia.

      To check your rewards points, you can sign up or login to Amex website. You can also enquire via the automated call or speak to Amex Customer Care Professional. I have emailed you the related links where you can login to check your points and where you can speak to their customer service.

      I hope these answer your questions.

      Cheers,

      Sally

  3. Default Gravatar
    andreaAugust 11, 2014

    I am trying to fax thru a remit to AMEX but the line has been busy for 3 days
    is there another fax number or email that we can use so that the monies get allocated to the correct company cards
    thank you

    • Avatarfinder Customer Care
      ShirleyAugust 11, 2014Staff

      Hi Andrea,

      Please contact the customer service centre at American Express regarding this, they may be able to provide an alternative email or number for you.

      All the best,
      Shirley

  4. Default Gravatar
    ernieFebruary 26, 2014

    Today I received among my post a letter from yourselves, though the letter I had been opened before I received, it was addressed to myself. within the envelope was a letter from your company. whilst the letter itself was to another person and along with this was a credit card with the. same name. the person concerned lives in redwood park, letter dated 18/02/2014. What do you wish me to do with this card? I myself live in the UK. I look forward to your reply.

    • Avatarfinder Customer Care
      JacobFebruary 26, 2014Staff

      Hi, Erine.

      Thanks for getting in touch with us (finder.com.au). Although I can’t speak on behalf of ANZ or the person who the card was supposed to be send to, you should cut the card up.

      If you feel you would like to take the matter further, please contact ANZ over the phone or through one of their social media channels. Twitter is a good option. Please let them know what you’ve told us.

  5. Default Gravatar
    CherylOctober 24, 2013

    Recently I purchased flights from our travel agent, paid by our ANZ/American Express card. I am on the understanding that by using this card I have automatic travel insurance and there is no need to purchase separate travel insurance for our two week holiday. Can you please confirm.

    • Avatarfinder Customer Care
      ShirleyOctober 25, 2013Staff

      Hi Cheryl,

      Thanks for your comment.

      You need to have spent $250 of your travel expenses on your eligible ANZ credit card.

      I’ve emailed you a PDF of the t&cs, please refer to page 15.

      Hope this helps,
      Shirley

Credit Cards Comparison

Data indicated here is updated regularly
Name Product Purchase rate Balance transfer rate Annual fee
Citi Rewards Card - Exclusive Offer
21.49% p.a.
0% p.a. for 30 months
$49 annual fee for the first year ($149 p.a. thereafter)
Finder Exclusive
Save on interest with 0% p.a. on balance transfers for 30 months with no balance transfer fee. Plus, a $49 first-year annual fee and Citi Rewards.
Coles No Annual Fee Mastercard
0% for 12 months, reverts to 19.99% p.a.
0% p.a. for 12 months
$0
Save on new and existing interest charges with 0% p.a. on balance transfers and purchases for 12 months.
Qantas American Express Premium Card
20.74% p.a.
$249
Enjoy 100,000 bonus Qantas Points, 50 bonus Status Credits and 2 complimentary Qantas Club lounge invitations per year. Ends 4 November 2020.
Citi Rewards Card - $500 Voucher Offer
21.49% p.a.
0% p.a. for 12 months
$99 annual fee for the first year ($199 p.a. thereafter)
Get a $500 e-voucher to spend at Myer, JB Hi-Fi or Coles when you spend $3,000 in the first 90 days. Plus, earn points with the Citi Rewards Program.
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* The credit card offers compared on this page are chosen from a range of credit cards finder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.

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