Android Pay launches with 28 Australian banks
Android users can now use their mobile phones to make contactless mobile payments.
Google has jumped on the mobile contactless payments bandwagon today with the launch of Android Pay with more than 25 Australian banks. Whether you're paying for your morning coffee or picking up groceries, Android users who are customers of the eligible banks will now be able to use their mobile phones to make contactless payments of up to $100. All you need to do is download the app, wake your phone and tap it against the contactless payment terminal in the same way you would use your card.
Android Pay can be used wherever contactless payments are accepted, including major retailers and supermarkets such as Coles and 7-Eleven. Google has also announced that customers will also be able to use Android Pay to checkout with popular apps including Catch.com.au, Deliveroo, Domino's, Kogan.com and more.
To start using Android Pay, you'll need to download the Android Pay app via Google Pay and have an eligible American Express or Visa (MasterCard is due to join the ranks in a few days) debit or credit card with one of the 25+ supported banks, including ANZ, American Express, Macquarie, MyState Bank and Teachers Mutual Bank. If your bank isn't on the list of supported banks, keep your eye out as Android Pay is due to launch with a number of other Aussie institutions in the coming weeks and months. For example, the Internet giant has already announced that cards from Bendigo Bank and ING Direct will be supported soon.
This number of partnered banks easily outruns Android competitors Apple Pay and Samsung Pay. Apple Pay can currently be used by ANZ and American Express customers, while Samsung Pay is on offer for Citi and American Express cardholders.
Similar to Apple Pay and Samsung Pay, Android Pay doesn't use your actual credit or debit card number to make the payment. Instead, the technology uses a virtual account number to represent your account information to protect your details. If your phone is lost or stolen, you can use Android Device Manager to instantly lock your device from everywhere, secure it with a new password or wipe it clean of your personal information.
With all of the major smartphone providers now offering contactless payments, the idea of a cashless and cardless society is becoming more of a reality. You can compare the full list of banks and institutions offering Android Pay with our comparison guide.
Pictures: Android Pay