American Express Qantas Business Rewards Card

Offers a big 120,000 bonus Qantas Points, no pre-set spending limit and travel perks, with a $450 annual fee.

The American Express Qantas Business Rewards card helps business owners keep track of expenses, earn Qantas Points and get access to other business and travel perks. Right now, it offers 120,000 bonus Qantas Points when you apply for a new Amex Qantas Business Rewards card by 12 January 2022 and spend $3,000 in the first 2 months from card approval.

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Bonus points


Reward points

Per $ spent

$450 p.a.

Annual fee

51 days

Interest free period

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Product NameAmerican Express Qantas Business Rewards Card
Rewards programQantas Business Rewards
Purchase rate0% p.a.
Annual fee$450
Interest-free periodUp to 51 days on purchases
Card typeAmerican Express
Foreign currency conversion fee3%
Available to temporary residentsNo
Joint applicationNo


  • 120,000 bonus Qantas Points
  • No pre-set spending limit and up to 51 days cash flow
  • 2 complimentary domestic Qantas Club lounge passes per card membership year


  • Charges a relatively high annual fee of $450
  • As this is a charge card, you can’t carry a balance from month-to-month
Rewards programQantas Business Rewards
Bonus points120,000
Rewards points per $ spent1.25
Rewards points capUncapped
Annual fee$450
Minimum monthly repayment100% of the closing balance outstanding
Foreign currency conversion fee3%
Additional cardholder fee$0
Number of additional cardholders99

Review by

Amy Bradney-George has been writing about personal finance for more than 13 years – including over 600 articles as a senior writer for Finder. Her work has also appeared in publications including Money Magazine, The Sydney Morning Herald, Financy, ABC News Australia and Equity Magazine. Amy has a Bachelor of Arts in Journalism and Drama from Griffith University.

Expert review

The American Express Qantas Business Rewards card currently offers 120,000 bonus Qantas Points - enough to get 2 return business class flights between Brisbane and Adelaide (55,200 Qantas Points per person) or $575 worth of Woolworths WISH digital gift cards (119,110 points for two $250 cards, one $50 card, and one $25 card).

This charge card gives you a way to manage business spending and collect frequent flyer points through the Qantas Business Rewards program. Its earn rates range from 0.5 to 2 Qantas Points per $1 spent, with triple points offered when you book eligible Qantas flights. Instead of charging interest, this card offers up to 51 days to pay off purchases during your statement period – and you’ll need to pay back all of what you spend by the due date. You can also add up to 99 additional cardholders, set up a transaction feed through MYOB and make payments to merchants that don’t accept Amex directly through American Express AccessLine.

How to apply

If you've decided the American Express Qantas Business Rewards card is the right account for your business, you can apply by clicking through to the secure application form. For quicker processing, make sure you meet the following eligibility criteria and have all the relevant details and documents on hand:

Eligibility criteria

  • Minimum income. Your business must have an annual revenue of at least $75,000.
  • New cardholder. To be eligible for the introductory bonus points offer, you cannot currently hold or have held an American Express card in the last 18 months.

Card benefits

  • Bonus Qantas Points. Earn 120,000 bonus Qantas Points when you apply for this card by 12 January 2022 and spend $3,000 in the first 2 months from card approval. The points will be credited to your Qantas Business Rewards account within 8 to 12 weeks of meeting the spend requirement.
  • Shop Small points offer. Earn an extra 3 Qantas Points per $1 spent and support other small businesses. Just save the American Express Shop Small offer to your card and spend with participating businesses by 31 March 2022. This offer is valid both in store and online and you can earn a maximum total of 40,000 extra points. Check out Finder's news story on Shop Small for a breakdown of how it works.

Rates & fees

  • Annual fee. This card charges an annual fee of $450.
  • Additional cardholders. You can request up to 99 additional cards at no extra cost.

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    Default Gravatar
    March 11, 2020

    is the American Express Qantas Business Rewards Card compatible with Xero accounting software?

      Default Gravatar
      March 13, 2020

      Hi Jack,

      Thanks for your comment and I hope you are well.

      According to the Xero Business Community, Xero accepts all AMEX credit cards.

      Hope this helps and feel free to reach out to us again for further assistance.


    Default Gravatar
    May 19, 2019

    It says here that the minimum income is $24,000, but the AMEX website says minimum $75,000 and needs to be GST registered. can you please clarify which is correct?

      Avatarfinder Customer Care
      May 20, 2019

      Hi Gianni,

      Thank you for reaching out.

      The minimum annual business revenue has been changed from $24,000 to $75,000, hence we have also updated our page to reflect this. And yes, your business must have a valid ABN registered for GST to be eligible.

      Hope this helps! 😊

      Kind Regards,

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