The American Express Essential Card gives you a combination of perks and money-saving features. It earns 1.25 Membership Rewards points per $1 on eligible spending, including supermarket shopping, dining, fuel and travel bookings. With government bodies, you’ll earn 1 point per $1 spent.
As well as an ongoing $0 annual fee, it has a 18.99% p.a. interest rate for purchases that is low for a rewards card.