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The David Jones American Express card lets you choose between earning Membership Rewards Points or Qantas Points for your spending – with up to 3 Membership Rewards points or 1.5 Qantas Points per $1 depending on the purchase. And if you’re a new card member, you'll receive $200 credit when you apply online by 13 July 2022 and spend $1,500 on eligible purchases in the first 3 months from approval.
20.74% p.a.
Purchase rate
1
Reward point
Per $ spent
$99 p.a.
Annual fee
44 days
Interest free period
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Product Name | David Jones American Express Card |
---|---|
Rewards program | Membership Rewards |
Purchase rate p.a. | 20.74% |
Annual fee | $99 |
Interest-free period | Up to 44 days on purchases |
Min credit limit | $2,000 |
Card type | American Express |
Foreign currency conversion fee | 3% |
Minimum income | $40,000 |
---|---|
Available to temporary residents | Yes - Conditions apply |
Joint application | No |
Rewards program | Membership Rewards |
---|---|
Bonus points | N/A |
Rewards points per $ spent | 1 |
Rewards points cap | Uncapped |
Annual fee | $99 |
---|---|
Minimum monthly repayment | 2.5% of the closing balance or $30, whichever is greater |
Late payment fee | $30 |
Foreign currency conversion fee | 3% |
Review by
Amy has been writing about personal finance for more than 13 years – including over 600 articles as a senior writer for Finder. She is also the editorial lead for Finder Green, covering sustainability across different industries. Her work has appeared in publications including Money Magazine, The Sydney Morning Herald, Financy, ABC News Australia and Equity Magazine. Amy also has a Bachelor of Arts in Journalism and Drama from Griffith University.
May 8, 2018
Can I opt to change my arrangement re points after I’ve already had the card a couple of years? That is, can I opt to change my current points over to Qantas points, and to apply all future DJs points to my Qantas FF account?
May 8, 2018
Hi Angela,
Thank you for contacting Finder.
Yes, you may change your Reward Option to the Qantas Frequent Flyer Program though you will not be able to convert your current Membership Rewards Points to Qantas Points. You will need to redeem Membership Rewards Points 30 days within your notification of changing your rewards program. Once you have made the switch, you will now earn Qantas points given that you have provided your Qantas Frequent Flyer number.
You can learn more about the Qantas Frequent Flyer Program.
You may only change your rewards program once every year.
I hope this helps.
Let us know if there is anything else that we may assist you with.
Cheers,
Ash
May 2, 2018
Can I use points to pay for the annual fee?
May 2, 2018
Hello Tanvir,
Thank you for your comment.
According to David Jones Storecard and David Jones American Express Reward Points Terms and Conditions, Membership Rewards points can be redeemed for David Jones Gift Cards, Frequent Traveller Rewards, Non-Frequent Traveller Rewards, Points for Travel, to Shop with Points, or Points + Pay online at David Jones, and Credit on the Card, provided your account and all your other accounts with us are kept in good standing and not overdue.
Unfortunately, points cannot be used to pay for annual fee.
Regards,
Jhezelyn
February 18, 2018
It’s a white.David jones card from Heritage
March 7, 2018
Hi Heritage David Jones,
Can you please clarify what help you need with your David Jones card?
Best,
Jonathan
May 6, 2017
How many point is allocated for every dollar spent with government agencies and if there is an annual or monthly limit on David Jones American Express Card?
May 7, 2017
Hi Piotr,
Thank you for your enquiry.
There is no monthly or annual limit or cap to the earned points of Jones American Express Card. You can earn 0.5 rewards point per dollar paid to the ATO using this credit card. You may also check out credit cards that earn rewards points on ATO payments.
I hope this helps.
Kind regards,
Jason
April 20, 2017
Hi, Presuming there’s no cost if cancelling the credit card, but wanted to know if cancellation would bring down credit score? Or any penalty should put into consideration?
How long would be able to receive the bonus Qantas point after meet the purchase?
Thanks
April 25, 2017
Hi Jul,
Thanks for your question.
Each time you apply for credit or close a credit account, it shows on your credit file. While lenders might view too many listings as a risk, closing accounts to minimise available credit should not affect your credit score negatively. Just remember to close your credit card properly so that you’ll not leave outstanding debts.
Generally, there are no penalties for closing a card.
It would take 8 to 10 weeks after you have made the eligible spend for the points to be credited to your account.
Cheers,
Anndy