American Express Business Accelerator Credit Card – Rates and Fees

Save with up to 55 interest-free days, earn up to 2 Membership Rewards points per $1 spent and keep track of business expenditure with the American Express Business Accelerator Credit Card.

No longer offered in the market

The American Express Business Accelerator Credit Card is no longer available for new applications. However, we've kept the information online for the benefit of existing customers and for those who are interested.

You can compare the current range of American Express credit cards here.

The American Express Business Accelerator Credit Card could be a competitive option for organisations looking to save on interest while earning rewards for their business expenses. When you pay your balance in full, you can take advantage of up to 55 days interest-free on purchases. Cardholders are also automatically enrolled into the Membership Rewards Ascent Program, allowing you to earn up to 2 Membership Rewards Points for every dollar spent on eligible purchases. With access to business expenditure tracking programs, additional cardholders for no extra cost and an Online Fraud Protection Guarantee, the American Express Business Accelerator credit card offers a number of benefits to applicants looking for a versatile business credit card.

Benefits of the American Express Business Accelerator Credit Card

  • Earn 2 Membership Rewards Points for every $1 spent. You can earn 2 points with the Membership Rewards Ascent program for each dollar spent on purchases. Likewise, you gain 0.5 points per dollar with purchases on insurance products that are not offered by AMEX, and other Australian government bodies and utilities as well. You can accumulate as many rewards points as you wish as they do not expire. When you reach the 100,000 cap on rewards points, your earnings reduce by 50% to 1 point for every dollar spent. The categories above remain unaffected and you will continue to gain 0.5 point per $1.
  • Earn more rewards points with additional cards. If you have additional cards that are linked to your account, you get to earn more points and at a faster rate as your points are all awarded to the one rewards account. Additional cards are also an effective way to monitor and manage employee expenditure.
  • Transfer points to two frequent flyers partner programs and 9 airline partners. You can transfer your rewards points to any of the airline rewards partners listed with the credit card or the two leading partner programs. Airline partners include:
  • 24-hour access to your account. You can access your account using your internet-enabled phone, a computer, or laptop any time or day.
  • Keep track of your credit card expenditure. You can easily manage your expenditure using this credit card by downloading your transaction details and statements. This can be done using Microsoft Excel, MYOB, and Quicken.
  • Online fraud protection guarantee. The American Express Business Accelerator credit card protects you against losses arising from unauthorised online transactions using your credit card. Under this protection, the cardholder will not be held liable for any online fraudulent activities.
  • Manage your credit card with monthly statements. Access to monthly statements can help you monitor your account and manage your expenses, especially when preparing for tax season.
  • Eligible for mobile contactless payments. Whether you're a Samsung, Apple or Android smartphone user, you can use the card to make contactless mobile payments with Apple Pay, Samsung Pay and Google Pay.

American Express Business Accelerator Credit Card features

  • Annual fee. Cardholders will be charged an annual fee of $160 each year.
  • Up to 55 interest-free days. Applicants of the credit card get to enjoy savings on their purchases with up to 55 interest-free days on purchases.
  • Currency conversion fee. If you use your card to make a foreign transaction (whether overseas or online), you'll incur a currency conversion fee of 3%.
  • Additional cards. You can get additional cards for your employees, making it easier to manage your business expenses under one account.
  • Emergency card replacement. Your credit card can be replaced fast regardless of where you are. AMEX has a global network which makes it possible for you to acquire an emergency replacement of your credit card anywhere in Australia and abroad.
  • Online fraud protection guarantee. The American Express Business Accelerator credit card protects you against losses arising from unauthorised online transactions using your credit card. Under this protection, the cardholder will not be held liable for any online fraudulent activities.
  • Card security. You have enhanced security with your credit card, thanks to the microchip feature which gives you additional fraud protection.

The American Express Business Accelerator Credit Card offers cardholders a number of ways to manage their business expenses conveniently while saving on standard card costs and earning rewards points. As this isn't the only business credit card on the market, though, it's important to compare your options before you apply.

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2 Responses

  1. Default Gravatar
    WolftalkerMarch 20, 2015

    A Platinum card with no points cap, and no points expire – any contenders?

    • finder Customer Care
      JonathanMarch 20, 2015Staff

      Hi Wolftalker, thanks for your inquiry.

      Typically Platinum credit cards offer uncapped points and no points expiry. For a list of these cards please see this page.

      Cheers,

      Jonathan

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