Finder makes money from featured partners, but editorial opinions are our own.

How to use Afterpay at Amazon Australia

Amazon doesn't yet support Afterpay, but you can still use it with this clever workaround.

As the world's largest online retailer, Amazon is a go-to for all your shopping needs. If you're looking to split the cost of your purchases though, working out how to do so can be a little tricky.

To help you navigate buy now pay later on Amazon Australia, we've broken down the available options below.

Does Amazon accept Afterpay?

Amazon Australia does not accept Afterpay, though it does support buy now pay later through Zip. However, you are able to use Afterpay in another way.

  • First, visit the Afterpay site. On the dedicated Amazon Australia page, you'll find the option to purchase an Amazon Australia gift card. You can choose a card with an amount ranging from $5 to $500 or you can purchase multiple cards. Your gift card will be sent to you via email shortly after you place an order.
  • Head to Amazon Australia. You can now choose from millions of items sold on Amazon and add your desired items to cart.
  • Check out using your gift card. Once you are ready to order, head to the checkout page and choose "Enter a gift card or promotional code" under the payment method. Enter your gift card number and check out as usual.

Screenshot of Amazon checkout page

How do I pay off my Amazon Australia gift card with Afterpay?

Once you have purchased an Amazon gift card with Afterpay, the service will split the total cost of your order into four equal instalments.

These instalments are paid off in two-week intervals and are processed automatically. You will receive reminders via email or text before each payment is due.

As long as you pay the required amount on your scheduled day, Afterpay's service is completely interest-free.

Bear in mind it will be the gift card you're paying off with Afterpay, not your Amazon purchase. Even if you don't use your gift card straight away, you will still need to start making payments on it.

To find out more, see our full guide to Afterpay.

Does Amazon have any buy now pay later services?

Yes, Amazon Australia does offer buy now pay later service Zip.

How to use Zip on Amazon Australia

Amazon Australia supports both Zip Money and Zip Pay.

Zip Pay offers interest-free credit for purchases of up to $1,500 while Zip Money offers credit for purchases of up to $3,000 with an interest-free period of six months.

To link your Zip account on Amazon Australia, you will need to:

  • Select "Pay At Your Pace" under the payment method section of the checkout. Then click "Add your Zip account".
  • Enter the mobile number associated with your Zip account. Click "Get verification code". Your code will be valid for five minutes.
  • Enter the verification code. Click "Verify".

Amazon checkout screenshot

Once your account is successfully verified, Zip will be displayed as an available payment option whenever you go to checkout.

The type of Zip account (e.g. Zip Money or Zip Pay) will also be displayed, along with the available balance in your Zip account.

To find out more, see our full guide to Zip Pay or our full guide to Zip Money.

More ways to save at Amazon Australia

If you're looking to save on future purchases, you may want to consider signing up for an Amazon Prime membership.

Membership gets you a range of perks, including:

  • Access to exclusive deals, discounts and sales events
  • Free delivery on millions of eligible items
  • Unlimited access to over 1,000 books and magazines with Prime Reading
  • Unlimited access to movies and TV episodes with Prime Video
  • Access to 2 million ad-free songs
  • Free games and in-game loot

Amazon Prime membership also comes with a free trial period, after which it costs $6.99 per month.

You can sign up for an Amazon Prime account here or see our full guide to Amazon Prime to find out more.

Current Amazon Australia deals


Up to 52% off selected Samsung devices and accessories

Verified 4 days ago Expires 30 Nov 2023

Up to 63% off Amazon devices


Up to 80% off: Today's Deals


Up to 60% off kitchen appliances at Amazon

Expires 30 Nov 2023

Up to 80% off PlayStation 5 games


Up to 56% off Philips kitchen and home appliances

Verified Today Expires 30 Nov 2023

Amazon: Up to 52% off select Sony devices

Verified 2 days ago Expires 29 Nov 2023

40% off Apple Watch Series 6

Verified 5 days ago Expires 30 Nov 2023

More from Amazon

Main image credit: Instagram user Amazon

More guides on Finder

Ask an Expert

You are about to post a question on

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms of Use, Disclaimer & Privacy Policy and 6. Finder Group Privacy & Cookies Policy.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
Go to site