Allianz travel insurance coupons, discounts, promo codes and deals September 2017

Save on your travel insurance with these Allianz travel insurance coupons

Allianz Insurance underwrites travel and other insurance policies of many Australian providers. Allianz Travel Insurance provides travellers with a range of products to keep you safe on your travels.

Depending on where you’re going and who you're going with, it's important to have the right cover. Compare your options and save on cover with coupon codes.

Allianz travel insurance coupons and discount codes

finder.com.au does not currently have access to this travel insurance brand. You may wish to compare other offers currently available on the finder.com.au deals and discount page.

What policies are available from Allianz?

This plan offers the most extensive cover and is available to all Australian residents regardless of age. The Comprehensive option covers you for:

  • Unlimited overseas medical assistance and hospitalisation expenses
  • Accidental death and disability
  • Cancellation fees and lost deposits
  • Travel delays and alternative transport costs
  • Luggage, personal effects and travel documents
  • Car hire excess
  • Personal liability up to $5 million

This simple policy provides the essential cover you’d need during a holiday emergency, including:

  • Unlimited cover for medical assistance and hospitalisation
  • Personal liability

Get cover for an unlimited number of trips during a 12-month period. You need to choose a maximum journey period of 15, 30 or 45 days. The Multi-Trip option provides the following cover:

  • Unlimited overseas medical assistance and hospitalisation expenses
  • Accidental death and disability
  • Cancellation fees and lost deposits
  • Travel delays and alternative transport costs
  • Luggage, personal effects and travel documents
  • Car hire excess
  • Personal liability up to $5 million

This plan provides only medical or hospital cover, since your private health insurance will cover expenses if you require medical assistance or hospitalisation. You are covered for the following:

  • Accidental death
  • Cancellation fees and lost deposits
  • Travel delays
  • Luggage and personal effects
  • Car hire excess
  • Personal liability up to $5 million

Benefits and drawbacks of Allianz travel insurance

Pros

  • Allianz underwrites other insurance providers
  • Four policies plus a non-medical option
  • Option to upgrade your policy with additional packs (Snow, Cruise and Adventure)
  • Additional cover for pre-existing medical conditions
  • Apply via telephone or email
  • 24/7 access to Allianz Global Assistance

Cons

  • Some pre-existing medical conditions are not covered. Consult the list before purchasing the policy since you might be liable for additional premiums to cover your pre-existing illness or condition.
  • No option to apply for cover online

How do I apply for travel insurance?

  • Compare the plans. Each plan offers different benefits, so select the one that best suits the kind of holiday you’re planning.
  • Get an online quote. Enter details about your trip as well as personal details into the website’s calculator for a quote.
  • Find out exactly what’s covered. Read the product disclosure statement (PDS) to make sure the policy suits your needs, such as cover for pre-existing medical conditions.
  • Check out any additional options. If you’re planning to ski, go on a cruise or engage in extreme sports, Allianz has additional packs to upgrade your chosen policy. These extras incur an additional premium.

How do I make a claim with Allianz?

Submit a claim by taking the following steps:

  1. Notify Allianz. Give notice of your claim as quickly as possible. Delays can result in a reduced benefit.
  2. Get the claim form. Download the claim form, fill it out and send it to Allianz. You can also call the global assistance line to submit a claim.
  3. Provide documentation. Depending on the claim, you’ll be asked to submit documentation to prove theft, loss, damage or ownership of goods, as well as medical reports and written statements.
  4. Cooperate. Be honest in your declarations, but avoid admitting fault in the event of an accident, loss or damage.

FAQs about Allianz travel insurance

Q. When is the best time to purchase travel insurance?

  • A. The best time to buy travel insurance is as soon as you’ve booked your trip.

Q. How will the 24-hour hotline help me?

  • A. In the event of an emergency, the Allianz hotline can help you replace travel documents, organise evacuations, put you in touch with legal professionals and guarantee admission to a hospital.

Q. How do I cancel my policy?

  • A. Go to the website’s “Manage my policy” page and follow the instructions. You must cancel your policy within 14 days of purchase to be eligible for a full refund.

Q. What is the excess?

  • A. This is the sum that you will have to pay if you need to make a claim.

Q. How do I check the status of a filed claim?

  • A. Click on the website’s “Claim status” icon to check the progress on your submitted claim.

Q. Can I cancel my policy if I’m not happy with it?

  • A. Allianz allows for a 14-day cooling-off period (following the issuing of your Certificate of Insurance) during which you can cancel your policy.

Q. Who underwrites Allianz?

  • A. These travel insurance plans are underwritten by Allianz Australia Insurance Limited. In the case of an unforeseen event during your holiday and a subsequent claim, you will be assisted by Allianz Global Assistance.

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