|
|
|
2.64%
|
2.66%
|
$0
|
$0 p.a.
|
80%
|
|
Up to $4,000 refinance cashback.
A competitive variable rate loan from St.George. Refinancers borrowing $250,000 or more can get up $4,000 cashback for their first application (Other terms, conditions and exclusions apply).
|
|
|
|
|
|
|
2.29%
|
2.72%
|
$0
|
$8 monthly ($96 p.a.)
|
95%
|
|
Up to $3,000 refinance cashback.
A flexible and competitive variable rate loan. Eligible borrowers refinancing $250,000 or more can get $2,000 cashback per property plus a bonus $1,000 for their first application. Other conditions apply.
|
|
|
|
|
|
|
2.49%
|
2.49%
|
$0
|
$0 p.a.
|
80%
|
|
Enjoy flexible repayments, a redraw facility and the ability to split your loan. Plus, pay no application or ongoing fees.
|
|
|
|
|
|
|
2.34%
|
2.34%
|
$0
|
$0 p.a.
|
60%
|
|
Owner occupiers with 40% deposits or equity can get this competitive variable rate loan. No upfront or ongoing fees.
|
|
|
|
|
|
|
2.68%
|
2.69%
|
$0
|
$0 p.a.
|
80%
|
|
$2,000 to $3,000 refinance cashback.
Get a competitive variable interest rate with no application fee or ongoing fees. Refinance to an eligible Suncorp loan and get a cashback of $2,000 or $3,000, depending on your loan amount. Other conditions apply.
|
|
|
|
|
|
|
2.59%
|
2.60%
|
$0
|
$0 p.a.
|
80%
|
|
Get a low interest rate loan with no ongoing fees. Plus you can make extra repayments and free redraw online.
|
|
|
|
|
|
|
2.44%
|
2.46%
|
$0
|
$0 p.a.
|
60%
|
|
A competitive rate with no application or ongoing fee. This loan is not available for construction.
|
|
|
|
|
|
|
2.39%
|
2.40%
|
$0
|
$0 p.a.
|
90%
|
|
Get a very low interest rate and pay no application, settlement or valuation fees. Apply online for full approval in real time and add a 100% offset account for $10 a month.
|
|
|
|
|
|
|
2.39%
|
2.42%
|
$0
|
$0 p.a.
|
80%
|
|
A very low variable rate loan for home buyers with an optional offset account ($10 monthly fee). 20% deposit required.
|
|
|
|
|
|
|
2.17%
|
2.20%
|
$250
|
$0 p.a.
|
80%
|
|
A very low interest rate for home buyers with 20% deposits saved. Add an offset account for a small fee. This special discount rate is available for new borrowers who apply and get approved by 30 November 2020. Not available for construction purposes.
|
|
|
|
|
|
|
2.55%
|
2.72%
|
$300
|
$10 monthly ($120 p.a.)
|
60%
|
|
$2,500 refinance cashback
Buy your home and lock in a low rate for the first two years. Get a $2,500 cashback when you switch to Virgin Money with a loan amount of $300,000 or more with an LVR up to 80%. You must apply by 28 August and settle by 30 October 2020.
|
|
|
|
|
|
|
2.61%
|
2.67%
|
$449
|
$0 p.a.
|
80%
|
|
A competitive variable rate for borrowers with 20% deposits saved. Available for NSW and ACT borrowers only.
|
|
|
|
|
|
|
2.59%
|
2.59%
|
$0
|
$0 p.a.
|
60%
|
|
A competitive variable rate home loan for owner-occupiers. Requires a 40% deposit.
|
|
|
|
|
|
|
2.39%
|
2.36%
|
$0
|
$0 p.a.
|
70%
|
|
A low variable rate for owner occupiers with 30% deposits. No upfront or ongoing fees.
|
|
|
|
|
|
|
2.59%
|
3.00%
|
$0
|
$349 p.a.
|
80%
|
|
Get a sharp rate with no application or settlement fee, a redraw facility and 100% offset account. Other fees and charges apply.
|
|
|
|
|
|
|
2.44%
|
2.38%
|
$0
|
$0 p.a.
|
80%
|
|
A competitive variable rate mortgage for owner occupiers $0 application and $0 ongoing fees. This interest rate falls over time as you pay off the loan.
|
|
|
|
|
|
|
2.54%
|
2.56%
|
$0
|
$0 p.a.
|
90%
|
|
This loan offers a competitive variable rate and a 100% offset account to help save you on interest repayments. This loan is not available for construction.
|
|
|
|
|
|
|
2.29%
|
2.87%
|
$300
|
$10 monthly ($120 p.a.)
|
80%
|
|
$2,500 refinance cashback
Buy your home and lock in a low rate for the first two years. Get a $2,500 cashback when you switch to Virgin Money with a loan amount of $300,000 or more with an LVR up to 80%. You must apply by 29 August and settle by 28 February 2021.
|
|
|
|
|
|
|
2.78%
|
2.84%
|
$449
|
$0 p.a.
|
90%
|
|
NSW and ACT customers only. You can get an interest rate discount for a limited time with this competitive variable mortgage.
|
|
|
|
|
|
|
2.74%
|
2.76%
|
$0
|
$0 p.a.
|
90%
|
|
Save on interest with a free 100% offset account and buy your property with just a 10% deposit. This loan is not available for construction.
|
|
|
|
|
|
|
2.22%
|
2.21%
|
$250
|
$0 p.a.
|
90%
|
|
A low fixed mortgage with an optional 100% offset account. Not available for construction purposes.
|
|
|
|
|
|
|
2.74%
|
2.74%
|
$0
|
$0 p.a.
|
80%
|
|
Pay no application and ongoing fees and take advantage of split and redraw options.
|
|
|
|
|
|
|
2.55%
|
2.57%
|
$0
|
$0 p.a.
|
|
|
A variable rate loan for owner-occupiers looking to refinance. This loan has low fees and a 100% offset account.
|
|
|
|
|
|
|
2.64%
|
2.66%
|
$0
|
$0 p.a.
|
80%
|
|
Up to $4,000 refinance cashback
A competitive variable rate loan from Bank of Melbourne. Refinancers borrowing $250,000 or more can get up $4,000 cashback for their first application (Other terms, conditions and exclusions apply).
|
|
|
|
|
|
|
2.52%
|
2.55%
|
$250
|
$0 p.a.
|
90%
|
|
A very low variable interest rate for borrowers with a 10% deposit. Add a 100% offset account for $10 a month. Not available for construction purposes.
|
|
|
|
|
|
|
2.73%
|
3.18%
|
$0
|
$395 p.a.
|
80%
|
|
A low variable rate loan with a 100% offset account and package discounts.
|
|
|
|
|
|
|
2.69%
|
2.70%
|
$0
|
$0 p.a.
|
90%
|
|
A competitive value home loan with no ongoing fee.
|
|
|
|
|
|
|
3.14%
|
3.14%
|
$0
|
$0 p.a.
|
90%
|
|
Borrow up to $750K with an LVR ≤ 90% and pay no application fee.
|
|
|
|
|
|
|
2.27%
|
2.23%
|
$250
|
$0 p.a.
|
90%
|
|
A low 3 year fixed rate for home buyers. Add a 100% offset account with a $10 monthly fee. Not available for construction purposes.
|
|
|
|
|
|
|
2.14%
|
2.46%
|
$395
|
$0 p.a.
|
80%
|
|
Fix your mortgage for 1 year with a very competitive rate and no ongoing fees.
|
|
|
|
|
|
|
2.49%
|
2.51%
|
$0
|
$0 p.a.
|
70%
|
|
Bluestone's Prime Direct is a competitive variable rate home loan for borrowers with 30% deposits.
|
|
|
|
|
|
|
2.59%
|
2.63%
|
$595
|
$0 p.a.
|
80%
|
|
$2,000 refinance cashback
$2,000 cashback for eligible refinancers borrowing $250,000 or more.
|
|
|
|
|
|
|
2.64%
|
2.66%
|
$0
|
$0 p.a.
|
80%
|
|
Up to $4,000 refinance cashback
A competitive variable rate loan from BankSA. Refinancers borrowing $200,000 or more can get up $4,000 cashback for their first application (Other terms, conditions and exclusions apply).
|
|
|
|
|
|
|
2.49%
|
4.12%
|
$595
|
$0 p.a.
|
90%
|
|
$2,000 refinance cashback
Investors can take advantage of a short term fixed rate with no ongoing fees. $2,000 cashback for eligible refinancers borrowing $250,000 or more.
|
|
|
|
|
|
|
2.73%
|
2.78%
|
$600
|
$0 p.a.
|
95%
|
|
Home buyers can get a competitive, low-fee variable rate plus a 100% offset account. Low deposit option available. Eligible new home buyers with low deposits can apply for the First Home Loan Deposit Scheme with this lender and avoid LMI costs. Eligible refinancers can get a $2,000 pre-paid credit card when they switch to CUA.
|
|
|
|
|
|
|
2.44%
|
3.76%
|
$0
|
$395 p.a.
|
95%
|
|
$2,000 refinance cashback
Enjoy a discounted fixed rate and the ability to package the loan with other financial products. $2,000 cashback for eligible refinancers borrowing $250,000 or more.
|
|
|
|
|
|
|
2.29%
|
2.84%
|
$395
|
$0 p.a.
|
80%
|
|
Investors can enjoy flexible repayments and an easy application process with this pioneering online lender.
|
|
|
|
|
|
|
2.29%
|
2.47%
|
$395
|
$0 p.a.
|
80%
|
|
A one year fixed rate offer with no ongoing bank fees.
|
|
|
|
|
|
|
2.69%
|
2.86%
|
$300
|
$10 monthly ($120 p.a.)
|
80%
|
|
This flexible, competitive variable rate mortgage comes with a 100% offset account and redraw facility.
|
|
|
|
|
|
|
2.14%
|
2.41%
|
$395
|
$0 p.a.
|
80%
|
|
A competitive fixed interest rate loan with no ongoing fees. Requires a 20% deposit.
|
|
|
|
|
|
|
2.99%
|
2.59%
|
$0
|
$0 p.a.
|
80%
|
|
Owner occupiers can refinance to one of the most competitive interest-only rates in the market. No application fee and no ongoing fees.
|
|
|
|
|
|
|
2.49%
|
3.99%
|
$600
|
$0 p.a.
|
95%
|
|
Pay no ongoing fees and lock in your rate for 3 years to organise your budget. Eligible new home buyers with low deposits can apply for the First Home Loan Deposit Scheme with this lender and avoid LMI costs. Eligible refinancers can get a $2,000 pre-paid credit card when they switch to CUA.
|
|
|
|
|
|
|
2.29%
|
3.28%
|
$0
|
$375 p.a.
|
90%
|
|
A low fixed rate loan available for borrowers with 10% deposits. Refinance to an eligible Suncorp loan and get a cashback of $2,000 or $3,000, depending on your loan amount. Other conditions apply.
|
|
|
|
|
|
|
2.44%
|
2.85%
|
$395
|
$0 p.a.
|
80%
|
|
Investors can enjoy flexible repayments and an easy application process with this pioneering online lender.
|
|
|
|
|
|
|
2.94%
|
3.34%
|
$0
|
$395 p.a.
|
95%
|
|
$2,000 refinance cashback
New borrowers or refinancers can get a discounted rate with this package loan. $2,000 cashback for eligible refinancers borrowing $250,000 or more.
|
|
|
|
|
|
|
2.29%
|
2.83%
|
$300
|
$10 monthly ($120 p.a.)
|
80%
|
|
A competitive fixed rate mortgage available with a 10% deposit.
|
|
|
|
|
|
|
2.29%
|
2.44%
|
$395
|
$0 p.a.
|
80%
|
|
A competitive 3 year fixed rate with no ongoing bank fees.
|
|
|
|
|
|
|
2.54%
|
3.98%
|
$595
|
$0 p.a.
|
95%
|
|
$2,000 refinance cashback
Borrow up to 95% LVR of the value of the property you're buying and pay no ongoing fees. $2,000 cashback for eligible refinancers borrowing $250,000 or more.
|
|
|
|
|
|
|
2.69%
|
2.86%
|
$300
|
$10 monthly ($120 p.a.)
|
80%
|
|
Get this loan with a 20% deposit and access a 100% offset account to save on interest.
|
|
|
|
Has your lender moved on rates outside of the RBA? Find out here.
Has your lender moved on rates outside of the RBA? Find out here.
