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Adelaide Bank Visa credit card

No longer offered in the market

The Adelaide Bank Visa credit card is no longer available for new applications. However, we've kept the information online for the benefit of existing customers and for those who are interested.

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Amy Bradney-George
Last Updated

19.24% p.a.

Purchase rate

$30 p.a.

Annual fee

55 days

Interest free period

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Details

Product NameAdelaide Bank Visa Card - DISCONTINUED
Purchase rate19.24% p.a.
Annual fee$30
Interest-free periodUp to 55 days on purchases
Cash advance rate19.24% p.a.
Min credit limit$500
Max credit limit$20,000
Card typeVisa
Foreign currency conversion fee2%
Available to temporary residentsNo
Joint applicationNo

Pros

  • Get up to 55 days interest-free on purchases

Cons

  • No rewards program or travel insurance
Bonus pointsN/A
Annual fee$30
Minimum monthly repayment3% of the closing balance or $5, whichever is greater
Late payment fee$35
Foreign currency conversion fee2%
Overseas cash advance fee$4
Overseas ATM withdrawal fee$4

How to apply

You can apply for the Adelaide Bank Visa credit card by filling out an enquiry form on the bank's website. Alternatively, you can call Adelaide Bank on 1300 652 220 from 8am to 8pm (CST) Monday to Friday and 9am to 4pm on weekends and public holidays. To get started, make sure you have the required documents and details on hand for your application.

Eligibility criteria

  • Personal information. This includes your full name, date of birth, residential address and Australian residency status. You also need to provide a valid form of ID such as your driver's licence, passport or Medicare card details.
  • Employment. This covers your current role, salary, employer's name and contact details. You may also need to submit recent payslips to confirm these details.

Card benefits

  • Interest-free days on purchases. If you pay your statement balance in full by the due date, you'll be able to make interest-free purchases for up to 55 days in the next statement period.
  • Visa benefits. As well as worldwide acceptance through the Visa network, this card gives you access to exclusive shopping, entertainment and experience deals through Visa Offers + Perks.

Rates and fees

  • Annual fee. The $30 annual fee on this card will be charged when you first open the account, then once every 12 months on that anniversary.
  • Purchase rate. This card has a 19.24% p.a. interest rate for purchases, which will apply when your purchases are not eligible for interest-free days. For example, if you don't pay the total owed on a statement by the due date, any remaining balance will begin accruing interest at this rate.

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