
Gold hospital cover
Gold-tier hospital insurance covers all 38 treatments outline by the Australian government. This includes joint replacements, pregnancy, insulin pumps and other treatments, as well as all services covered by silver-tier policies.
Average premium: $250.49
a month for a single policy.*
Lowest premium: $186.31
a month for a single policy.*

Silver hospital cover
Silver-tier hospital insurance covers at least 26 treatments outlined by the Australian government. This includes treatments such as dental, lung and chest and podiatric surgeries, as well as all services covered by bronze-tier policies.
Average cost: $153.83
a month for a single policy.*
Lowest premium: $112.24
a month for a single policy.*

Bronze hospital cover
Bronze-tier hospital insurance covers at least 18 treatments outlined by the Australian government. This includes joint reconstructions, ear, nose and throat as well as gynaecology treatments, plus all services covered by basic-tier policies.
Average cost: $100.04
a month for a single policy.*
Lowest premium: $88.7
a month for a single policy.*

Basic hospital cover
Basic-tier hospital insurance isn't required to fully cover any treatments outlined by the Australian government, but it needs to have restricted cover for rehabilitation, hospital psychiatric services and palliative care. Basic cover is primarily used to avoid the Medicare levy surcharge (MLS) and lifetime health cover (LHC) loading.
Average cost: $85.35
a month for a single policy.*
Lowest premium: $76.15
a month for a single policy.*
*Average prices are updated monthly, in line with Finder's database of health insurance policies. Prices are based on a single individual with less than $93,000 income and living in Sydney with a $750 excess.
Single // Hostpital // 750 excess // National:
Average premium: $129.64 a month for a single policy.*
Lowest premium: $28.65 a month for a single policy.* MARck THIS NUMBER IS MISLEADING BECVAUSE IT IS AN OUTLIER IN THE NORTHERN TERRITORY DONT USE IT
*Prices are nationally representative, based on a single individual with less than $93,000 income with a $750 excess.
Couple // Hostpital // 750 excess // National:
Average premium: $255.7 a month for a couple policy.*
Lowest premium: $57.3 a month for a couple policy.* MARck THIS NUMBER IS MISLEADING BECVAUSE IT IS AN OUTLIER IN THE NORTHERN TERRITORY DONT USE IT
*Prices are nationally representative, based on a couple with less than $186,000 income with a $750 excess.
Family // Hostpital // 750 excess // National:
Average premium: $263.96 a month for a Family policy.*
Lowest premium: $57.3 a month for a Family policy.* MARck THIS NUMBER IS MISLEADING BECVAUSE IT IS AN OUTLIER IN THE NORTHERN TERRITORY DONT USE IT
*Prices are nationally representative, based on a Family with less than $186,000 income with a $750 excess.
Single parent family // Hostpital // 750 excess // National:
Average premium: $217.47 a month for a single Parent Family policy.*
Lowest premium: $48.41 a month for a single Parent Family policy.* MARck THIS NUMBER IS MISLEADING BECVAUSE IT IS AN OUTLIER IN THE NORTHERN TERRITORY DONT USE IT
*Prices are nationally representative, based on a single Parent Family with less than $186,000 income with a $750 excess.
Average price of extras (single, all products)
NSW: $59.87
NT: $50.66
QLD: $58.2
SA: $58.45
TAS: $53.87
VIC: $58.71
WA: $56.11
more stuff
THE FOLLOWING IS ALL THE PARTIALS REQUIRED TO UPDATE THIS PAGE RELATIVELY SIMPLY.
Hospital
Extras by state:
Weekly multiplier with rebate: 0.18848
Monthly multiplier with rebate: 0.75392
Minimum: minimum="yes"
Ask a question
More guides on Finder
-
General Competition Terms and Conditions
These General Terms and Conditions ("General Terms") apply to the game of chance identified as the "Competition" in the schedule of particulars for the Competition that explicitly references the General Terms ("Competition Schedule").
-
Leave a Product Review review terms and conditions
Finder is giving away a $200 Mastercard gift card to one Finder member who writes a review on Product Review.
-
Finder’s Financial Fitness Challenge Terms & Conditions
Finder's New Year Financial Fitness Challenge Terms & Conditions
-
Finder’s Editorial Review Board
Our editorial review board and expert contributors are a key part of Finder's content. Here are the opportunities for experts who work with us.
-
Leave a Review Terms and Conditions
Finder is giving away a $200 Mastercard gift card to one Finder member who writes a review on reviews.io during the month of November.
-
Score with your Credit Score Terms and Conditions
Finder is giving away a $250.00 Mastercard Gift Card on the first Monday of each month to one lucky member who checked their credit score in the prior month.
-
Finder Fridays Terms and Conditions
Finder is giving away a $100.00 Mastercard Gift Card every Friday to one lucky member who enters the Finder Fridays draw.
-
2. Finder App Terms
The Finder App is designed and owned by Finder Ventures Pty Ltd (“Finder Ventures”). The Finder App is operated by Hive Empire Pty Ltd (trading as finder.com.au) (“Finder”).
-
Give your vintage car the love it deserves
Guide to getting car insurance for your vintage vehicle including what to look for in a policy and what won't be covered.