applying for a 3000 loan

Get approved for a $3,000 bad credit loan

$3,000 could be just a few clicks away...

There is no telling when you might need money in a hurry, and luckily, getting a small loan fast can be rather easy. You can find a lender for a $3,000 loan to help pay for car repairs, forgotten bills or even medical expenses. What’s important is that you have some source of regular income and the ability to manage your repayments.

Types of $3,000 loans that you can consider

Swoosh Finance

Swoosh Finance

From

48.00 % p.a.

variable rate

From

66.04 % p.a.

comparison rate

  • Borrow up to $4,600
  • Loan term up to 2 years.
  • Instant online decision
Security Logo

100% confidential application

Swoosh Finance

Swoosh Finance offers fast, reliable and hassle-free secured loans of up to $4,600 for when you're in need of money.

  • Loan amount: $4,600
  • Loan term: 12-24 months
  • Turnaround time: Next business day
  • Fees: $400 + 48% p.a. of borrowed amount
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Promoted
Rates last updated December 14th, 2018
Name Product Product Description Max. Loan Amount Term of Loan Turnaround Time Costs Fortnightly Repayment $5,000
Swoosh Finance
A secured loan up to $4,600 you can apply for in 10 minutes. Have up to 2 years to repay what you borrow.
$4,600
12-24 months
Next business day
$400 + 48% p.a. of borrowed amount
$244
Wallet Wizard Smart Loan
Apply for up to $5,000 and be able to access your approved loan as a convenient line of credit.
$5,000
Up to 2 years
24 hours
47.8%
$243.50
Nimble Medium Loan
Apply for up to $5,000 and have up to 2 years to repay.
$5,000
Up to 2 years
1 hour - conditions apply*
Application fee of $400 + 47.62% p.a.
$262.75
Credit24 Medium Term Loan (Good Credit)
A small loan with long terms: Apply for up to $5,000 and have up to 2 years to repay.
$5,000
12-24 months
Same day
$400 establishment fee + 48% p.a. interest
$263.18
Capfin Direct Medium Amount Loan
A convenient loan up to $5,000. Receive approved funds the next business day.
$5,000
6 to 18 months
Overnight
$400 establishment fee + 48% p.a.
$263.18

Compare up to 4 providers

IMB Secured Personal Loan

IMB Secured Personal Loan

6.89 % p.a.

fixed rate

7.24 % p.a.

comparison rate

  • No monthly account fees
  • Extra repayments OK
  • Borrow up to $60,000
Security Logo

100% confidential application

IMB Secured Personal Loan

A competitive fixed rate loan available from $2,000 that you can use for any worthwile purpose. Security required.

  • Interest rate: 6.89% p.a.
  • Comparison rate: 7.24% p.a.
  • Interest rate type: Fixed
  • Application fee: $250
  • Minimum loan amount: $2,000
  • Maximum loan amount: $60,000
Go to site
Promoted
Rates last updated December 14th, 2018
$
Name Product Interest Rate (p.a.) Comparison Rate (p.a.) Min Loan Amount Loan Term Monthly Service Fee Application Fee Product Description Monthly Repayment
IMB Secured Personal Loan
6.89% (fixed)
7.24%
$2,000
1 to 5 years
$0
$250
You'll receive a fixed rate of 6.89% p.a.
Benefit from this competitive rate by securing the loan with a vehicle up to 6 years old. Use this flexible loan for any purpose.
Latitude Personal Loan (Secured)
From 12.99% (fixed)
14.2%
$3,000
2 to 7 years
$13
$250 (Loans under $4000 - $140)
You'll receive a fixed rate between 12.99% p.a. and 28.99% p.a. based on your risk profile
Lock in a competitive variable rate when you offer security. Loan can be used for any purpose and repayments are flexible.
Stratton Finance New Car Loan
From 5.14% (fixed)
5.8%
$18,000
1 to 7 years
$8.90
$457 (for private seller vehicles this fee is $608)
You'll receive a fixed or variable rate depending on the lender you are approved with
Apply for up to $100,000 and use cash or trade in a vehicle to use as a deposit. Optional balloon payment available.
Beyond Bank Low Rate Car Loan
From 5.69% (fixed)
5.97%
$25,000
1 to 7 years
$0
$175
You'll receive a fixed rate of 5.69% p.a.
Take advantage of a competitive rate, pre-approval and no early repayment fees when you finance a car under two years old.
RACV New Car Loans
From 5.99% (fixed)
6.55%
$15,000
1 to 7 years
$0
$399
You'll receive a fixed rate of 5.99% p.a.
A larger loan of $15,000 or more to help you buy a new or used car. 5-hour pre approval available and no ongoing fees. Note: Product only available to residents of Victoria.
Loans.com.au - New Car Loan
5.44% (fixed)
5.99%
$5,000
3 to 5 years
$0
$400
You'll receive a fixed rate of 5.44% p.a.
Finance a new car and benefit from features such as fast approval, no ongoing fees and an optional balloon payment.
Westpac Car Loan
From 8.49% (fixed)
9.67%
$10,000
1 to 7 years
$12
$250
You'll receive a fixed rate of 8.49% p.a.
Finance a new or used car and benefit from convenient features for car buyers including a car search tool and the option to borrow extra for on-road costs.
St.George Secured Personal Loan - Fixed Rate
From 8.49% (fixed)
9.6%
$3,000
1 to 5 years
$12
$195
You'll receive a fixed rate from 8.49% p.a. based on the value of your car
Get a competitive rate and apply for a larger loan up to $80,000 when you attach a new or used car as security to the loan.
MyState Bank Secured Personal Loan
From 7.99% (variable)
8.96%
$10,000
1 to 10 years
$10
$200
You'll receive a variable rate of 7.99% p.a.
Apply for up to $75,000 and benefit from features such as fast approval, free online redraws and no penalties for early repayment.
Latitude Car Loan
From 6.99% (fixed)
8.1%
$5,000
1 to 7 years
$10
$295
You'll receive a fixed rate between 6.99% p.a. and 14.99% p.a. based on your risk profile
Finance a new or used car up with loans from $5,000 and benefit from flexible repayments.
IMB New Car Loan
5.89% (fixed)
6.24%
$2,000
1 to 7 years
$0
$250
You'll receive a fixed rate of 5.89% p.a.
A low minimum borrowing amount of $2,000 that you can use to purchase a new car or one up to two years old.

Compare up to 4 providers

Harmoney Unsecured Personal Loan

Harmoney Unsecured Personal Loan

From

6.99 % p.a.

fixed rate

From

7.69 % p.a.

comparison rate

  • Borrow up to $70,000
  • 3 and 5 years terms
  • No hidden fees
Security Logo

100% confidential application

Harmoney Unsecured Personal Loan

An unsecured personal loan up to $70,000. You'll receive a tailored interest rate between 6.99% p.a. and based on your risk profile.

  • Interest rate from: 6.99% p.a.
  • Comparison rate: 7.69% p.a.
  • Interest rate type: Fixed
  • Application fee: $500 (Upfront fee)
  • Minimum loan amount: $5,000
  • Maximum loan amount: $70,000
Go to site
Promoted
Rates last updated December 14th, 2018
$
Name Product Interest Rate (p.a.) Comparison Rate (p.a.) Min Loan Amount Loan Term Monthly Service Fee Application Fee Product Description Monthly Repayment
Harmoney Unsecured Personal Loan
From 6.99% (fixed)
7.69%
$5,000
3 to 5 years
$0
$500 (Upfront fee)
You'll receive a fixed rate between 6.99% p.a. and 28.69% p.a. based on your risk profile.
Apply for a loan up to $70,000 and repay your loan over 3 or 5 years terms.
Citi Personal Loan Plus
From 8.99% (variable)
9.96%
$5,000
3 to 5 years
$10
$199
You'll receive a variable rate between 8.99% p.a. and 17.99% p.a. (9.96% p.a. to 18.91% p.a. comparison rate) based on your risk profile
A credit limit up to $75,000 that you can continue to draw down over terms up to 5 years.
ANZ Fixed Rate Personal Loan
12.45% (fixed)
13.32%
$5,000
1 to 7 years
$10
$150
You'll receive a fixed rate of 12.45% p.a.
Apply for up to $50,000 to use for a variety of purposes without needing to add security. Available to self-employed applicants.
RateSetter Unsecured Personal Loan - 3yr Fixed
From 8.11% (fixed)
8.71%
$2,001
0.5 to 5 years
$0
$89
You'll receive a fixed rate from 8.11% p.a. based on your risk profile
A flexible loan with amounts from $2,001 and terms starting from 6 months. Interest and comparison rates calculated for a loan term of 3 years.
Latitude Personal Loan (Unsecured)
From 13.99% (fixed)
15.19%
$3,000
2 to 7 years
$13
$250 (Loans under $4000 - $140)
You'll receive a fixed rate between 13.99% p.a. and 29.99% p.a. based on your risk profile
Apply for what you need from $3,000 and use it for a range of purposes. Flexible repayments options.
HSBC Personal Loan
From 8.5% (fixed)
9.06%
$5,000
1 to 5 years
$5
$150
You'll receive a fixed rate between 8.5% p.a. and 16.99% p.a. based on your risk profile
An unsecured personal loan with a tailored, fixed rate where you can make additional and early repayments without penalty.
ING Personal Loan
8.99% (fixed)
9.13%
$5,000
2 to 5 years
$0
$100
You'll receive a fixed rate of 8.99% p.a.
Benefit from no ongoing fees, no early repayment fees and flexible loan terms on amounts up to $30,000.
Westpac Unsecured Personal Loan
12.99% (fixed)
14.14%
$4,000
1 to 7 years
$12
$0
You'll receive a fixed rate of 12.99% p.a.
Benefit from the security of a fixed rate with the flexibility of additional repayments. Existing Westpac customers may qualify for discounts. Note: $250 establishment fee waived if you apply before 20 December 2018.
Latitude Low Rate Personal Loan (Unsecured)
10.99% (fixed)
12.21%
$20,000
2 to 7 years
$13
$250
You'll receive a fixed rate of 10.99% p.a.
A secured or unsecured loan available to homeowners with a large minimum borrowing amount of $20,000. Benefit from flexible repayments and fast approval.
Pepper Money Unsecured Fixed Rate Personal Loan
From 9.99% (fixed)
9.99%
$5,000
1 to 7 years
$0
$0
You'll receive a fixed rate between 9.99% p.a. and 27.99% p.a. based on your risk profile
A loan from $5,000 to use for a range of purposes. Benefit from no monthly or application fees.
NAB Personal Loan Unsecured Fixed
Headline rate 13.49% (fixed)
14.36%
$5,000
1 to 7 years
$10
$150
You'll receive a fixed rate between 11.49% p.a. and 18.99% p.a. based on your risk profile
An unsecured loan up to $55,000 you can use for a range of purposes and pay off over up to 7 years.
SocietyOne Unsecured Personal Loan
From 7.5% (fixed)
9.51%
$5,000
2 to 5 years
$0
3% (of loan amount)
You'll receive a fixed rate between 7.5% p.a. and 19.99% p.a. based on your risk profile
A loan from $5,000 to use for a range of purposes. Benefit from no ongoing fees and no early repayment fee.
NOW FINANCE Personal Loans
From 8.95% (fixed)
10.56%
$5,000
1.5 to 7 years
$13
$495 (Based on $10,000)
You'll receive a fixed rate between 8.95% p.a. and 16.95% p.a. based on your risk profile
Apply for loans from $5,000 and get a dedicated loan manager. No security required.
Australian Military Bank Fixed Rate Personal Loan
From 7.93% (fixed)
8.77%
$1,000
1 to 5 years
$10
from $100 to $500
You'll receive a fixed rate between 7.93% p.a. and 18.87% p.a. based on your risk profile
An unsecured loan with a low minimum borrowing amount and flexible repayment options.
CUA Unsecured Fixed Rate Personal Loan
11.99% (fixed)
12.25%
$5,000
1 to 7 years
$0
$175
You'll receive a fixed rate of 11.99% p.a.
An unsecured loan from $5,000 with no monthly or establishment fees and flexible repayments.
CUA Discount Fixed Personal Loan (Loans over $30,000)
10.99% (fixed)
11.25%
$30,000
1 to 7 years
$0
$175
You'll receive a discounted fixed rate of 10.99% p.a.
Receive a discounted rate for borrowing over $30,000 and benefit from features such as no monthly fees and flexible repayments.
St.George Unsecured Personal Loan - Fixed Rate
From 12.99% (fixed)
14.06%
$2,000
1 to 5 years
$12
$0
You'll receive a fixed rate between 12.99% p.a. and 19.99% p.a. based on your risk profile
A low minimum borrowing amount of $2,000 to fund a range of purposes. Note: $195 establishment fee waived if you apply before 20 December 2018.
RACQ Bank Unsecured Personal Loan
12.95% (variable)
13.25%
$3,000
5 years
$0
$200
You'll receive a variable rate of 12.95% p.a.
A low minimum borrowing amount of $3,000 that you can use for a range of purposes. Benefit from member discounts and flexible repayments. Only available to QLD residents
MyState Bank Unsecured Personal Loan
12.99% (variable)
16.42%
$3,000
1 to 7 years
$10
$200
You'll receive a variable rate of 12.99% p.a.
Apply for up to $50,000 and benefit from features such as fast approval, free online redraws and no penalties for early repayment.
ANZ Variable Rate Personal Loan
15.99% (variable)
16.84%
$5,000
1 to 7 years
$10
$150
You'll receive a variable rate of 15.99% p.a.
A flexible loan with amounts starting $5,000 that offers flexible repayments and a redraw facility.
CUA Unsecured Variable Personal Loan
11.89% (variable)
12.15%
$5,000
1 to 7 years
$0
$175
You'll receive a variable rate of 11.89% p.a.
Borrow from $5,000 with the option for flexible repayments and no monthly fees.
NAB Personal Loan Unsecured Variable Rate
Headline rate 12.69% (variable)
13.56%
$5,000
1 to 7 years
$10
$150
You'll receive a variable rate based on your risk profile. The headline rate is 12.69% p.a.
An unsecured loan up to $55,000 you can use for a range of purposes. Benefit from fee-free additional repayments and a redraw facility.
CUA Discount Variable Personal Loan (Loans over $30,000)
10.89% (variable)
11.15%
$30,000
1 to 7 years
$0
$175
You'll receive a discounted variable rate of 10.89% p.a.
Borrow over $30,000 and receive a discounted interest rate. No monthly fees and a redraw facility also available.
Australian Military Bank Variable Rate Personal Loan
From 7.88% (variable)
8.72%
$1,000
1 to 7 years
$10
from $100 to $500
You'll receive a variable rate between 7.88% p.a. and 18.82% p.a. based on your risk profile
An unsecured loan with flexible repayment options and a low minimum borrowing amount.
Pepper Money Unsecured Variable Personal Loan
From 9.99% (variable)
9.99%
$5,000
1 to 7 years
$0
$0
You'll receive a variable rate between 9.99% p.a. and 27.99% p.a. based on your risk profile
A loan from $5,000 to use for a range of purposes. Make extra repayments and repay early at any time.

Compare up to 4 providers

NAB QuickBiz Loan Offer

NAB QuickBiz Loan Offer

From

12.95 % p.a.

fixed rate

  • Borrow up to $100,000
  • Fast application and turnaround
  • Sole traders, partnerships and companies can apply
Security Logo

100% confidential application

NAB QuickBiz Loan Offer

An unsecured business loan up to $100,000 you can apply for in minutes.

  • Interest rate from: 12.95% p.a.
  • Interest rate type: Fixed
  • Application fee: $0
  • Minimum loan amount: $5,000
  • Maximum loan amount: $100,000
Go to site
Promoted
Rates last updated December 14th, 2018
Name Product Min Loan Amount Max. Loan Amount Loan Term Application Fee Product Description
NAB QuickBiz Loan
$5,000
$100,000
1 to 3 years
$0
Apply for up to $100,000 and get a response within 60 seconds. No upfront or ongoing fees and a transparent fixed rate.
Lending Express Business Loans
$5,000
$500,000
0.25 to 2 years
$0
Apply online for up to $500,000 and get access to over 25 lenders through Lending Express.
Prospa Business Loan
$5,000
$250,000
0.25 to 2 years
$0
A business loan available up to $250,000 that can be funded in 1 business day. Must have a turnover of $6,000+ per month and provide 6 months of trading history, 3 months history for existing business purchases. Note: Businesses taking a loan out will have no repayments until 6th January, 2019
Valiant Finance Business Loan Broker
$5,000
$1,000,000
0.25 to 5 years
$0
A Small Business Lending Specialist from Valiant Finance can give you access to competitive business loans from over 60 lenders. Loans between $5,000 and $1 million are available. Request a call – your loan can be funded in 1 business day.
Moula Business Loan
$5,000
$250,000
0.5 to 2 years
$0
A loan of up to $250,000 that can be approved and funded within 24 hours. Available to businesses with 6+ months operating history and $5,000+ monthly sales.
GetCapital Flexible Business Loan
$5,000
$500,000
0.5 to 2 years
Initial draw down fee
A flexible business loan up to $500,000 with convenient top up and redraw facilities. Business must have been operating for 9 months+ and have monthly sales of $10,000+
businessloans.com.au Flexible Business Loan
$5,000
$500,000
0.5 to 2 years
Initial draw down fee
A business loan up to $100,000 for unsecured loans, or $500,000 for secured loans that you can use for any business purpose. Transparent costs and redraw facility available.
OnDeck Business Loans
$10,000
$250,000
0.5 to 2 years
2.5% origination fee
Apply for up to $250,000 and receive your approved funds in one business day. Minimum annual turnover of $100,000 and 1 year of trading history required.
Spotcap Loans
$10,000
$400,000
0.25 to 2 years
$0
Benefit from a fixed interest rate and no upfront fees with a loan available up to $400,000. Must have been operating for at least 18 months and have turnover over $200,000.

Compare up to 4 providers

Am I eligible for a $3,000 loan?

The eligibility criteria differ between lenders, but you can be eligible if you:

  • Have bad credit. Short-term lenders offer loans of up to $3,000 and most will accept applicants that have bad credit. This can include if you are bankrupt.
  • Are on a low income. As long as you have the means to repay the loan, you can be eligible for a loan. When you apply, lenders will ask your income and your employment situation and will check the last 90 days of your bank statements.
  • Receive Centrelink payments. Many lenders accept those receiving Centrelink as income, even if that is the only income you receive. There may be criteria you need to meet, such as 50% or more of your Centrelink payments not going towards your repayments.
  • Work casually or part-time. Irregular income from casual employment doesn't disqualify you for a loan, the same as a lower income from part-time employment wouldn't disqualify you. You still may be eligible to borrow up to $3,000 depending on how much you borrow.

What loan options do you have to borrow $3,000?

Before you click the "Go to Site" button, find out more about the loan option that's right for you.

  • Bad credit loans

If you have bad credit you can consider applying for a $3,000 bad credit loan. Lenders who offer these loans may still look at your credit history, but focus instead on your current financial standing and your ability to repay the loan. These loans tend to attract higher than usual interest rates and fees.

  • Secured personal loans

A secured personal loan requires that you provide some form of collateral, which could come in the form of equity in your home, a term deposit, or a vehicle and offers a competitive interest rate. Repayment terms can vary between one to seven years, and the interest rate can be variable or fixed.

  • Unsecured personal loans

If you can’t or don't want to provide any kind of security, consider applying for a variable rate or fixed rate unsecured personal loan. This type of loan may come with a slightly higher rate but may also require less paperwork than its secured counterpart. You may also find fewer restrictions in the way you can use your loan amount.

  • Short term loans

While these loans are generally for $2,000 and less, you can find lenders offering larger loans for up to $3,000. Also known as payday loans, these are unsecured personal loans that come with fixed fees and rates. They have relatively short repayment periods, generally ranging from 16 days to one or two years. Repayments of these loans depend on when you get paid, and in most instances, you have to set up direct deposits so the amount is deducted when you get paid.

How to compare your loan options

  • How much will the loan cost?

Check to see whether the rate is fixed or variable, and look at the upfront and ongoing fees for the loan. If you are applying with a non-Authorised Deposit-taking Institution (ADI) such as a bank or credit union, the lender will be restricted as to how much they can charge. For a loan up to $2,000, fees are capped at a 20% establishment fee and a 4% monthly fee. For loans between $2,001 and $5,000, charges are capped at a $400 establishment fee and a 48% p.a. interest charge which includes all other fees and rates.

  • Do you have flexibility with your repayments?

Can you make extra payments or repay the entire amount ahead of time without attracting any penalties? Do you get to choose between making weekly, fortnightly, and monthly repayments? Do you have to set up direct debits or do you have other options when it comes to repayment methods? These are all good questions to ask to see how flexible your repayment options are with the loan.

  • How long do you have to repay?

Repayment terms differ between lenders but you will usually have between 60 days and one year to repay your loan. Choose repayment terms that meet your needs and budget.

  • What kind of account access do you get?

Once you get the loan and wish to keep track of its progress, can you turn to online, mobile, and phone banking? See how easy it will be to manage your account.

Tips for being approved

There are no set parameters that can guarantee the approval of any given $3,000 loan application, but you can take certain measures to increase the likelihood of your application being approved.

  • Go through the eligibility criteria. You can check the eligibility criteria for $3,000 loans on finder.com.au review pages. Check you meet the minimum age requirement (usually 18 and over), minimum income, employment and credit history requirements.
  • Examine your credit file. While you might think you know what’s on your credit file, what’s on it might not be exactly the same as what you imagine. Errors can creep into your file and it’s only when you examine it can you spot them. If and when you spot any errors, you can take measures to fix them. Getting a free copy of your credit file is easy, and you can get it online.
  • Don’t apply indiscriminately. Do you know that every time you apply for credit, it shows on your credit file? When you apply for multiple loans in quick succession, a prospective lender can view this as irresponsible borrowing behavior and it can also negatively impact your credit score. To keep the possibility of approval on the higher side, limiting your number of loan applications and the frequency at which you apply for loans is important.
  • Making on-time repayments. Lenders try to establish if you can manage your repayments through the entire course of the loan, but they don’t have any foolproof way of doing this. So, it is up to you as well to ensure that you can meet your repayments. Using a loan repayment calculator can tell you what to expect in the form of repayments. Such a calculator requires that you enter the loan amount, loan term, and interest rate. You can also choose between weekly, fortnightly, and monthly repayments

Weigh up the benefits and drawbacks of $3,000 loans

  • Repayment flexibility
    A number of lenders allow you to make repayments according to how frequently you get paud, which can be once a month, twice a month, or even four times in a month. If you can repay your loan ahead of time without attracting any early payout penalty you can save on fees and interest.
  • Account access
    Most lenders give you the ability to access your account online, and almost all offer access to phone banking as well.
  • Apply with bad credit
    Suffering from poor credit doesn't mean you can’t get a loan. Most payday lenders will consider you for a loan with less-than-perfect credit, and if needed, there are lenders who do not perform credit checks.
  • Higher interest rates and fees than standard loans
    Interest rates for bad credit loans are noticeably higher than most other loan types, so applying for such a loan should ideally be your last option. Payday loans or cash advance loans also tend to attract higher interest rates than more traditional secured and unsecured personal loans.
  • Higher repayments on your principal
    If you have a higher than average rate and your lender has offered you a shorter term, you can expect your repayments to be high as well. Make sure they will be manageable on your budget.
  • Less than reputable lenders
    If any offering seems too good to be true, it probably is. Ensure the lender you're applying with has a solid reputation by reading independent reviews and even customer experiences.

What should you avoid?

Applying for a $3,000 can involve certain risks, so it's crucial that you avoid the following:

  • Don’t apply for more credit if you have trouble dealing with your existing loans or everyday expenses, because doing so can change your situation for the worse.
  • A typical bad credit loan comes with shorter repayment terms, which can require you to make considerably high repayments. Avoid getting into a situation where you cannot make timely repayments. Take your own financial situation into account before applying.
  • Avoid paying unnecessarily high rates by applying for the first loan offering that comes your way. Compare your options to get the right and most affordable loan for you.

Frequently asked questions

If you still have questions about $3,000 loans, see if you can find the answer below. You can also use the form at the end of the page to submit a question to our team.

How do I begin the application process?

The first step is to compare your options, and after you find a loan you wish to learn more about or apply for, click on the "Go to Site" button. Once on the lender’s website you can begin the application process.

What happens after I apply?

Some lenders inform you of their decision in minutes, while other can take up to two business days. Expect to hear from the lender about its decision irrespective of whether it grants the loan to you or not.

Can I be approved for a loan if I receive Centrelink payments?

There are lenders who will consider you for a loan if you receive Centrelink payments. Read our guide on Centrelink loans and see who may consider you for a loan.

Do you need to borrow more? Loans up to $5,000

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16 Responses

  1. Default Gravatar
    HenryJuly 26, 2016

    Need $3,000 for real estate transaction which will close on August 3, 2016. Will be repaid on August 4, 2016. Can you do it?

    • finder Customer Care
      LouJuly 26, 2016Staff

      Hi Henry,

      Thanks for your comment.

      Please note that finder.com.au is a financial comparison and information service, not a lender.

      If you want to apply for a particular loan product listed above, you can do so by clicking the “go to site” button. Before submitting an application, it would be good to check the eligibility criteria first.

      Cheers,
      Anndy

  2. Default Gravatar
    RaymondApril 30, 2016

    Can I get $5000 with bad credit?

    • finder Customer Care
      ElizabethMay 2, 2016Staff

      Hi Raymond,

      As long as you meet the minimum criteria set by the lender you may be able to be approved for a loan even if you have bad credit. You can compare your bad credit options up to $5,000 here.

      Hope this helps,

      Elizabeth

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    sandiNovember 27, 2015

    I need a 1k loan now.family emergency.where can I go to get it.fico 580.

    • finder Customer Care
      ElizabethNovember 30, 2015Staff

      Hi Sandi,

      You’ve come through to the Australian section of our website – to compare your options for US small loans you can head to this page.

      Thanks,

      Elizabeth

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    SerafiOctober 24, 2015

    Please I need to apply for a loan $3000 and I need it today how can I get it plz

    • Default Gravatar
      NadineSeptember 4, 2017

      I need a loan of 3000 over 24 months

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      NadineSeptember 5, 2017

      I don’t have bad credit I jus want a 3000 loan over 24 months so repayments are no pressure

    • finder Customer Care
      JoanneSeptember 5, 2017Staff

      Hi Nadine

      Thanks for reaching out. To discuss your eligibility or options for a loan, please compare your loan options via this link, review the requirements and then get in touch with a lender featured on this page.

      Best Regards,
      Joanne

    • finder Customer Care
      HaroldSeptember 4, 2017Staff

      Hi Nadine,

      Thank you for your inquiry.

      As per checking you are already on the correct page. If you have a bad credit and looking for a loan $3,000 over 24 months. Please review the offers listed above.

      I hope this information has helped.

      Cheers,
      Harold

    • finder Customer Care
      ElizabethOctober 26, 2015Staff

      Hi Serafi,

      To apply for any of the lenders on this page please click ‘Go to Site’. Many of them can transfer funds to you, if you are approved, on the same day.

      Thanks,

      Elizabeth

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    rajeshAugust 14, 2015

    My credit score is 270 got full time job i earn over 1k weekly. I have3 small loans paying about 400 weekly to pay till late october. Im looking for 6k loan to pay off all these small loans n keep whatever is left on my account. Can any1 help me here so i can start fresh im too stressed at the moment.

    • finder Customer Care
      ElizabethAugust 17, 2015Staff

      Hi Rajesh,

      Thanks for your question.

      You might want to take a look at this page that shows you your loan options for up to $10,000 if you have bad credit.

      I hope this will help.

      Thanks,

      Elizabeth

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    MarkJuly 19, 2015

    I am a bankrupt and really in a bad way broke no assetts really depressed but have a job can I get a loan to get some things and fix a hearing aid and new glasses pay some nasty little bills I just can’t afford all this at the moment.

    • finder Customer Care
      SallyJuly 20, 2015Staff

      Hi Mark,

      Thanks for your comment and we’re sorry to hear about your present situation.

      You may want to consider some of the loan options on this page. Here you can view some of the loan options available for individuals who are either unemployed or bankrupt.

      You may also want to view our guide to repairing your credit history after bankruptcy here

      I hope this has helped.

      Thanks,

      Sally

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