1 Cover Travel Insurance

1Cover Travel Insurance Deals

Save with 1Cover Travel Insurance Discounts and Promotion Codes

1Cover is an Australian-based travel insurance intermediary, which means they provide travel insurance solutions as an authorised representative of Lloyd's, one of the world's largest insurance groups. 1Cover prides itself on providing a range of affordable travel insurance products that cater to the different needs of travellers taking domestic and international trips.

1Cover's impressive suite of products include single and annual domestic and international policies, winter sports travel insurance, 'Visitors to Australia' insurance for non-residents holidaying in Australia and cover for Australian's already overseas.

Applicants can also enjoy a range of other great incentives including Kids Covered For Free when they travel with a dependent and gift vouchers for recommending 1Cover insurance to friends.

Compare 1Cover Travel Insurance Products

Brands Product Product Details Apply
1Cover Basics Single Trip

Unlimited medical emergency assistance

$500 dental expenses

$5 million personal liability

$100 default excess

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1Cover Comprehensive Single Trip

Unlimited overseas medical expenses

$50,000 disruption of journey

Unlimited cancellation fees and lost deposits

$15,000 luggage and personal effects cover

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1Cover Domestic

$50,000 disruption of journey

$25,000 accidental death

$5,000 luggage and personal effects

Unlimited cancellation fees and lost deposits

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1Cover Essentials Single Trip

Unlimited overseas medical expenses

$5,000 cancellation fees and lost deposits cover

$5,000 in luggage and personal effects

$5 million personal liability

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1Cover Frequent Traveller (Domestic)

$50,000 disruption of journey

$25,000 accidental death

$5,000 luggage and personal effects

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1Cover Frequent Traveller (International)

Unlimited overseas medical expenses

$5,000 luggage and personal effects cover

Unlimited cancellation fees and lost deposits

$5 million personal liability

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1Cover Ski Travel Insurance

Emergency evacuation from ski fields

Cover for prepaid ski hire ski pass and ski equipment

Bad weather and avalanche closure

Cover for ski equipment hire

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1Cover Visitors to Australia

Unlimited medical expenses

Travellers who are not an Australian resident

Travellers who are visiting Australia on a temporary basis

Purchase of the policy within 14 days of your arrival in Australia

Travellers who are 16 to 69 years old

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1Cover Already Overseas Travel Insurance

Unlimited overseas medical expenses

$50,000 disruption of journey

Unlimited cancellation fees and lost deposits

$5,000 luggage and personal effects

$5 million personal liability cover

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1cover how to get a quote

Pros and cons of 1Cover Travel Insurance

  • Backed by a global brand: Lloyd's is one of the world's largest insurers providing some form of general insurance cover for two million policyholders. With over 3,600 employees in both Australia and New Zealand, Allianz has worked hard to ensure its customers are given superior assistance from the initial application right through to managing any claims that may arise.
  • 24 Hour Emergency Assistance: 24 hour global assistance is provided to 1Cover policyholders, including emergency evacuation of Australians overseas.
  • Diverse range of products: 1Cover knows that not everyone will require the same level of cover for their trip and has a range of different products offering comprehensive, essentials and basic options to suit both your cover needs and budget. Cover can also be taken out as a single, family or group policy.
  • Fast and secure application process: 1Cover has created an interface for their users that is easy to use and allows for cover to be purchased entirely online in a matter of minutes.
  • Straightforward claims process: Details for the conditions and how to make a claim are outlined clearly in the 1Cover product disclosure statement. Claim forms can be downloaded directly from the 1Cover website and there is a 24 hour hotline to assist with any claim enquiries you may have.

Cons

  • Exclusions: Each policy will have its own set of exclusions for when a claim cannot be paid. It's critical that every applicant is aware of these before finalising payment for their policy.

Making a claim with 1Cover

In the event that you need to make a claim, you must contact 1Cover as soon as possible to notify them of the lost that has occurred. Claim forms can be provided by a 1Cover claims officer or downloaded directly from the 1Cover website. The claim form is to be submitted with any necessary documentation to verify the loss that has occurred. Typical documents that may be required for a claim to be processed include:

  • Receipts
  • Proof of high priced items value documentation
  • Medical reports from a certified medical practitioner for medical expenses
  • Police reports for stolen property
  • A statement from airport or transport officials following loss/damage of luggage and other belongings

Conditions for claiming

  • Claims must be submitted within 30 days of your return to Australia
  • All claims are paid in Australian dollars unless advised otherwise. If another currency is used, the exchange rate at the time of claim will be applied
  • 1Cover will take into account depreciation of items
  • In the event that a liability claim is made, you must do all you can to provide the right support to 1Cover in any legal proceedings that occur
  • In the event that you are eligible to receive compensation from another form of cover you have, you must notify 1Cover of the benefit that you are entitled to. This will be offset against the amount that is payable by 1Cover

Policies offered by 1Cover

  • Overseas trip: 1Cover's comprehensive overseas single trip policy offering comprehensive, essentials and basic cover for single travellers, groups of six or more and families. Includes overseas emergency medical assistance cover, luggage and personal effects cover and cover for trip cancellation and lost deposits
  • Domestic trip: Provides cover for domestic trips within Australia. Includes cover for luggage and personal effects cover, cancellation Fees and lost deposits, rental vehicle excess, additional accommodation expenses, family emergency cover and disruption to you journey cover
  • Annual-multi trip: Provides cover for an unlimited number of trips in any 12-month period under a single policy. Trips must be no longer than 90 days each. This option can be highly convenient and affordable for people who travel at least three times a year for work.
  • Ski and snow cover: Comprehensive cover for the winter sports enthusiast. Includes cover for emergency evacuation from the slopes, bad weather and avalanche closure, cover for prepaid ski passes, ski lessons and equipment hire and cover for your snow gear and equipment
  • Visitors to Australia: Provides cover for non-Australian residents coming to Australia or travellers already in the country.
  • Australians overseas: Provides cover for Australian's already overseas that do not yet have a travel insurance policy in place. A waiting period of seven days will apply before cover can be put in force.

Jeremy Cabral

Jeremy is a publisher for finder.com.au, he is also a personal finance all-rounder specialising in: Credit Cards, Savings Accounts, Personal Loans, Home Loans & Online Shopping.

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6 Responses to 1Cover Travel Insurance Deals

  1. Default Gravatar
    Joy | March 26, 2015

    10% discount on 1cover travel insurance did not work?
    Is there anything I need to do
    Ta

    • Staff
      Richard | March 26, 2015

      Hi Joy,

      Thanks for your question. The 10% off will be auto discounted if you purchase comprehensive or Annual policy.

      I hope this was helpful,
      Richard

  2. Default Gravatar
    Judy | February 3, 2015

    I’m going on a South Pacific cruise for 8 days. travelling to New Caledonia and back. Do you have any insurance specifically for cruising??

    • Staff
      Richard | February 4, 2015

      Hi Judy,

      Thanks for you question. Unfortunately, finder.com.au is a comparison service and not an insurer. However, we do have a page that is dedicated to the topic of cruise travel insurance. On it you will find useful information on the topic of cruise insurance, along with a list of insurers from our panel that provide cruise cover.

      If you we specifically asking about 1Cover, the answer is yes. 1Cover do provide cruise insurance.

      I hope this was helpful,
      Richard

  3. Default Gravatar
    amanda | December 30, 2013

    Hi
    Mum and Dad travelled about twice a year, Dad is 80 with pre-existing condition, but in good health, mum is 74 also in good health.
    I have always bought their travel insurance, though with their age, there is no annual policy..
    Can you offer another solution?
    Thanks
    Amanda

    • Staff
      Marc | January 2, 2014

      Hello Amanda,
      thanks for the question.

      There are some insurance providers who provide travel insurance to over 80s, although these may come with higher excesses. I’d recommend directly calling a few providers, or carrying out a quick internet search, and then contacting some of the providers you find.

      I hope this helps,
      Marc.

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