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1Cover is an Australian-based travel insurance intermediary, which means they provide travel insurance solutions as an authorised representative of Lloyd's, one of the world's largest insurance groups. 1Cover prides itself on providing a range of affordable travel insurance products that cater to the different needs of travellers taking domestic and international trips.
Were you looking for a discount code?
Oops! There aren't any 1Cover Travel Insurance Discount Codes available on Finder right now. If you would like find out more about 1Cover Travel Insurance check out the 1Cover page or see our other travel insurance deals below.
Interested in other travel insurance discounts?
Deal
15% off travel insurance for Medibank Private members
Verified 4 days ago
Get this discount if you're a Medibank Private member and save.
24 Hour Emergency Assistance: 24 hour global assistance is provided to 1Cover policyholders, including emergency evacuation of Australians overseas.
Diverse range of products: 1Cover knows that not everyone will require the same level of cover for their trip and has a range of different products offering comprehensive, essentials and basic options to suit both your cover needs and budget. Cover can also be taken out as a single, family or group policy.
Fast and secure application process: 1Cover has created an interface for their users that is easy to use and allows for cover to be purchased entirely online in a matter of minutes.
Straightforward claims process: Details for the conditions and how to make a claim are outlined clearly in the 1Cover product disclosure statement. Claim forms can be downloaded directly from the 1Cover website and there is a 24 hour hotline to assist with any claim enquiries you may have.
Cons
Exclusions: Each policy will have its own set of exclusions for when a claim cannot be paid. It's critical that every applicant is aware of these before finalising payment for their policy.
Making a claim with 1Cover
In the event that you need to make a claim, you must contact 1Cover as soon as possible to notify them of the lost that has occurred. Claim forms can be provided by a 1Cover claims officer or downloaded directly from the 1Cover website. The claim form is to be submitted with any necessary documentation to verify the loss that has occurred. Typical documents that may be required for a claim to be processed include:
Receipts
Proof of high priced items value documentation
Medical reports from a certified medical practitioner for medical expenses
Police reports for stolen property
A statement from airport or transport officials following loss/damage of luggage and other belongings
Conditions for claiming
Claims must be submitted within 30 days of your return to Australia
All claims are paid in Australian dollars unless advised otherwise. If another currency is used, the exchange rate at the time of claim will be applied
1Cover will take into account depreciation of items
In the event that a liability claim is made, you must do all you can to provide the right support to 1Cover in any legal proceedings that occur
In the event that you are eligible to receive compensation from another form of cover you have, you must notify 1Cover of the benefit that you are entitled to. This will be offset against the amount that is payable by 1Cover
Policies offered by 1Cover
Comprehensive/Frequent traveller. 1Cover's premium travel insurance policy covers you for unlimited medical expenses, emergency rescue, loss of income, cancellation and more. All benefits are available on an annual multi-trip too and there's no age limit on the comprehensive policy.
Essentials. This standard policy is tailored to overseas travel and includes basics like medical, cancellation and luggage. It also comes with credit card fraud and replacement. The maximum age you're able to get a policy is 74 years old.
Medical Only. As the name suggests, this covers you for those expensive medical bills you might encounter if you get sick or injured while you're overseas. The maximum entry age is 74.
Domestic/Frequent traveller Domestic. This cover for your trips within Australia so you don't have to pay for medical cover. A policy comes with luggage, cancellation, rental vehicle excess and more, and you can get cover on an annual policy as well. There's no maximum age limit on domestic policies, unless you get a frequent traveller policy — in which case it's 64.
Already Overseas. If you're already overseas but forgot to buy a policy, 1Cover let you buy a policy that comes with similar benefits to their comprehensive policy. Keep in mind though that you can only make claims after the first 72 hours of buying the policy. If you're under 64, you're eligible for cover.
Jessica Prasida is a travel insurance expert for Finder. She lives and breathes travel, having worked as a travel agent and branch manager at STA Travel for over 4 years, then writing about travel insurance with Finder for another 5 years. Jess has a Bachelor of Business from the University of Technology, Sydney and a Tier 1 General Insurance qualification.
We do have a page that is dedicated to the topic of cruise travel insurance where you can compare features of a cruise travel insurance policy.
If you are specifically asking about 1Cover, yes they do provide cruise insurance.
Please make sure to read the eligibility criteria, features and details of the policy, as well as the relevant Product Disclosure Statement of the policy before making a decision and consider whether the product is right for you. If necessary, speak to the insurance brand to verify any details.
Hi
Mum and Dad travelled about twice a year, Dad is 80 with pre-existing condition, but in good health, mum is 74 also in good health.
I have always bought their travel insurance, though with their age, there is no annual policy..
Can you offer another solution?
Thanks
Amanda
There are some insurance providers who provide travel insurance to over 80s, although these may come with higher excesses. I’d recommend directly calling a few providers, or carrying out a quick internet search, and then contacting some of the providers you find.
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10% discount on 1cover travel insurance did not work?
Is there anything I need to do
Ta
Hi Joy,
Thanks for your question. The 10% off will be auto discounted if you purchase comprehensive or Annual policy.
I hope this was helpful,
Richard
I’m going on a South Pacific cruise for 8 days. travelling to New Caledonia and back. Do you have any insurance specifically for cruising??
Hi Judy,
Thanks for you question.
We do have a page that is dedicated to the topic of cruise travel insurance where you can compare features of a cruise travel insurance policy.
If you are specifically asking about 1Cover, yes they do provide cruise insurance.
Please make sure to read the eligibility criteria, features and details of the policy, as well as the relevant Product Disclosure Statement of the policy before making a decision and consider whether the product is right for you. If necessary, speak to the insurance brand to verify any details.
I hope this was helpful,
Richard
Hi
Mum and Dad travelled about twice a year, Dad is 80 with pre-existing condition, but in good health, mum is 74 also in good health.
I have always bought their travel insurance, though with their age, there is no annual policy..
Can you offer another solution?
Thanks
Amanda
Hello Amanda,
thanks for the question.
There are some insurance providers who provide travel insurance to over 80s, although these may come with higher excesses. I’d recommend directly calling a few providers, or carrying out a quick internet search, and then contacting some of the providers you find.
I hope this helps,
Marc.