1300 Travel Insurance deals, discount codes and coupons December 2016

Save on your travel cover from 1300 insurance with these discounts and coupons

1300 Insurance provides comprehensive protection from unforeseen events while travelling. Whether you need cover for yourself or your family, there’s a 1300 Travel Insurance policy to suit your needs.

1300 Travel Insurance discount codes and coupons

Exclusive

Columbus Direct Exclusive Offer - 10% Off All Policies

Receive a 10% discount on your Columbus Direct policy when you apply through finder.com.au. Simply follow the secure link for your 10% discount to be applied.

10% Off American Express Travel Insurance

10% off all new American Express Travel Insurance policies purchased online until the 22nd of December 2016.

10% Off Woolworths Comprehensive Travel Insurance

Get 10% off Woolworths Comprehensive travel insurance policies and a FREE Woolworths Prepaid Visa Gift Card and Global Roaming Sim Card

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Exclusive

YouGo Travel Insurance Coupon Code - Save 10% On Your Cover

Get 10% off your YouGo travel insurance cover with this exclusive coupon code. Offer available for a limited time only!

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Exclusive

Go Insurance Exclusive Deal - 10% Off Coupon Code

Apply this coupon code at the checkout when purchasing Go Insurance to receive a 10% discount on your policy.

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Free Visa Prepaid Gift Card and Global Roaming sim

Receive a Free Woolworths Visa Prepaid Gift Card and Global Roaming sim with every Comprehensive Travel Insurance.

What are the different policies available from 1300 Travel Insurance?

Comprehensive Travel Insurance

This is the most extensive cover offered by 1300 Insurance. Available as a single or family option, you are covered for:

  • Unlimited overseas medical assistance and hospitalisation
  • Hospital cash allowance and additional expenses
  • Permanent disability and loss of income
  • Loss of travel documents, bank cards and travellers cheques
  • Luggage and personal effects
  • Travel delays and alternative transport costs
  • Personal liability up to $5 million
  • Car rental

Frequent Traveller Insurance

Valid for 12 months, this plan is available for local and international travel and covers:

  • Unlimited overseas medical assistance and hospitalisation
  • Unlimited cover for cancellation fees and lost deposits
  • Hospital cash allowance and additional expenses
  • Permanent disability and loss of income
  • Loss of travel documents, bank cards and travellers cheques
  • Luggage and personal effects
  • Travel delays and alternative transport costs
  • Personal liability up to $5 million
  • Car rental

Australia-Only

Available as a single or family option, this plan covers:

  • Cancellation fees and lost deposits
  • Additional expenses
  • Accidental death
  • Travel delays
  • Luggage and personal effects
  • Personal liability up to $5 million
  • Car rental

Budget Travel Insurance

The simplest plan offered by 1300 Insurance provides cover for the essentials in the event of an emergency, including:

  • Unlimited cover for medical assistance and hospitalisation
  • Personal liability up to $2 million

Weighing up the pros and cons of 1300 Travel Insurance

Pros

  • Underwritten by Allianz Australia backed by Allianz Global Assistance
  • Full range of policies offered, from complete cover to a simple budget option
  • Online application and instant protection
  • Cooling-off period
  • 24/7 global assistance line
  • Travel delays and alternative transport costs covered

Cons

  • Some pre-existing medical conditions excluded
  • No option to claim online
  • People over 71 are not eligible for policies
  • No optional extras to cover specific incidents or luggage items

How do I apply for travel insurance with 1300 Insurance?

  • Compare policy options. Comparing policies will help you decide which policy is suited to your journey.
  • Receive a quote online. By entering your travel dates, journey type and a few personal details, you can generate an online quote to get an idea of the premium you’ll be paying.
  • Read the product disclosure statement (PDS) to find out exactly what’s covered. Make sure you understand which plan covers what, and which is suited to cover your holiday.
  • Check out any additional options available. If you’re planning to engage in specific activities such as extreme sports or you need extra cover for certain items, it’s a good idea to inquire about additional options.

I need to make a claim with 1300 Insurance, what do I do?

In the event of an accident, loss or damage incurred, you need to take the following steps to make a claim:

  • Give immediate notice. Allianz can be reached 24/7 by calling the global assistance line.
  • Download the claims form. Fill in all details required to ensure that your claim is handled as quickly as possible.
  • Provide documentation. You will be asked to provide, amongst others, medical reports, police reports, valuations, receipts and other proof of ownership.
  • Be timely. Submit the claim within 30 days of your return to Australia.

Frequently asked questions about 1300 Travel Insurance

Question: Why apply for travel insurance?

  • Answer: If something goes wrong when you’re away from home, you’ll need all the help you can get, especially if you’re in a foreign country and can’t communicate with the authorities. Travel insurance can help you in various situations, from medical emergencies to theft.

Question: Can I travel if I have pre-existing medical condition?

  • Answer: If you already have an illness or condition, any incident arising from this illness or condition will not be covered by 1300 Travel Insurance policies.

Question: Which steps do I take in an emergency while travelling?

  • Answer: The first thing to do is contact Allianz on the global assistance line. One of the assistance specialists will help you find hospitals and embassies, and put you in touch with your family.

Question: When does my travel cover kick in?

  • Answer: Your policy becomes effective as soon as your application is accepted and you have been issued a Certificate of Insurance.

Question: What if I’m injured and need to be evacuated back to Australia?

  • Answer: In the case of any emergency, call the Allianz Global Assistance helpline. If you need to be brought back to Australia, Allianz will take of the details.

Question: Can I cancel my policy if I’m not happy with it?

  • Answer: 1300 Insurance allows a 14-day cooling-off period during which you can cancel the travel insurance policy. You will be fully refunded as long as you haven’t started your trip or filed a claim.

Question: Who is 1300 Insurance underwritten by?

  • Answer: 1300 Travel Insurance is underwritten by Allianz Australia Insurance. In the event of an emergency, you will be assisted by Allianz Global Assistance.

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