Loans Comparison

Use a loan to unlock your financial potential – here’s how to choose the right one.

Unsecured Loans

Unsecured personal loans are flexible solutions to your credit needs. Whatever next step you’re looking to take with your finances, an unsecured loan is an option to consider. Compare rates, fees and features with and find the right unsecured loan for you.
Back to top

Vehicle Financing

If you need a little help buying your first, or next, vehicle, compare your options and make sure you’re getting the best financing. Car loans, secured loans, motorcycle loans and caravan loans – there are credit options to meet every need.
Back to top

Alternative Finance Solutions

It’s not “one size fits all” when it comes to loans. If you’re self-employed, have bad credit or need money quicker than most lenders can review your application, there are options available for you.
Back to top

Personal Loan Guides

Finance can be a tricky topic to navigate, and when it comes to your own money, it’s not something you want to get wrong. Read through our guides to get a better understanding of the loans you’re applying for, or even to find out the best financing option for you. Want to know how much you’ll be paying each month, or even which loan will cost you less in repayments? Try our personal loan calculators.
Back to top

Other forms of credit you can compare

Loans for your wedding

A wedding loan is an innovative type of loan that allows you to fund different aspects of your wedding. Weddings can cost in upwards of $50,000, so having a personal loan to help finance some or all of your special day can come in handy. These type of loans usually come in the form of an unsecured personal loan or line of credit.

How to use a boat loan

If you’re looking to purchase a boat you can secure financing through a boat loan. These loans work similarly to car loans in that you can choose to attach your newly-purchased boat as a guarantee to enjoy lower rates, or you can take out an unsecured personal loan so its less of a risk on your part.
Loans for cosmetic surgery

Cosmetic surgery is becoming more commonplace these days, but it is still an expensive endeavour for the majority of people. Cosmetic surgery loans are usually unsecured personal loans or specially-designed loans from medical lenders. You can use the loan amount to finance the surgery, plane tickets to and from your hospital destination, or to help tide you over while you are in recovery.

Pay for your next holiday away

Holiday loans are another financing option you have available to you. If you find your savings insufficient to fund your next holiday, you can look at a holiday loan to purchase your ticket, book your hotel, or even just have some extra spending money. Holiday loans are available as fixed or variable rate loans, with some offering repayment terms of up to seven years.

Get a loan for a jetski

If you’ve ever dreamed of getting a jet ski, you probably weren’t dreaming about the price tag. Jet skis can cost anywhere between $10,000 and $15,000, so some people choose to take out a jet ski loan to help them make their purchase. Jet ski loans are, again, similar to car loans and can be in secured or unsecured, fixed or variable, all depending on your preferences and needs.

What is dealer finance?

This is a type of loan that is offered directly through the car dealership where you purchase your vehicle. You may find the interest on these loans to be higher or lower than other personal or car loans depending on the residual balloon payment you’ll be paying at the end of the term.

Back to top
HSBC Personal Loan
HSBC Personal Loan

A competitive fixed interest rate loan with the option to make extra repayments. Min. income $30,000

NAB Personal Loan Unsecured Variable Rate
NAB Personal Loan Unsecured Variable Rate

A low interest rate loan with redraw facility to access money you've paid in advance.

Latitude Personal Loan (Secured)
Latitude Personal Loan (Secured)

Can be used for whatever purpose: renovating, buying a car, booking a holiday. Funds can be in your account in as little as 24 hours.

CUA Variable Rate Personal Loan
CUA Variable Rate Personal Loan

Enjoy a competitive interest rate, flexible repayment options and no monthly fees.

Ask a Question

You are about to post a question on

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Disclaimer: At we provide factual information and general advice. Before you make any decision about a product read the Product Disclosure Statement and consider your own circumstances to decide whether it is appropriate for you.
Rates and fees mentioned in comments are correct at the time of publication.
By submitting this question you agree to the privacy policy, receive follow up emails related to and to create a user account where further replies to your questions will be sent.

16 Responses to Loans – Compare Personal, Payday and Car Loans

  1. Default Gravatar
    amar | February 8, 2016

    how to get home loan based on salary

    • Staff
      Belinda | February 11, 2016

      Hi Amar,

      Thanks for reaching out.

      If you’d like to estimate how much you can afford to borrow based on your income, you can use our borrowing power calculator.

      It’s also advised that you speak to a mortgage broker to discuss your borrowing capacity and your ability to qualify for a home loan based on your earning potential as well as your assets, credit history, and any existing debts that you have, among other factors.


  2. Default Gravatar
    Garry | November 28, 2015

    I would like to know what the difference between a unsecured personal loan and a secured personal loan

    • Staff
      Elizabeth | November 30, 2015

      Hi Garry,

      We’ve written a guide on this that will give you a clear explanation – you can read it here.

      I hope it will help.



  3. Default Gravatar
    tammy | November 25, 2015

    i need a personal loan and i have bad credit i dont want to go with the payday loans as the interest rate is unbelievable high
    can you tell me were i could get a personal loan from my partner and i will be applying together he works full-time and im on newstart thankyou
    tammy beattie

    • Staff
      Matt | November 26, 2015

      Hi Tammy,

      Thanks for getting in touch. You can compare a range of lenders who offer secured personal loans for bad credit. These lenders will require you to put up some form of asset as collateral on your loan amount.

      If you applying for a joint account, there are other criteria you’ll need to meet.


  4. Default Gravatar
    lhito | September 29, 2015

    I cannot able to see the status of my old personal loan.
    I need your assistance about this? thanks

    • Staff
      Elizabeth | September 30, 2015

      Hi ihito_sulit,

      Thanks for your question.

      You’ll need to get in touch with the lender you applied with in order to see the status of your loan. As a financial comparison site we cannot see any personal details of your accounts.

      Sorry I couldn’t be of more assistance.



  5. Default Gravatar
    de | September 6, 2015

    i have a personal loan of 20,000 unsecured with CBA, am I able to do a balance transfer to a credit card, with either a low rate, or interest fee period for balance transfers?

    • Staff
      Elizabeth | September 7, 2015

      Hi de,

      Thanks for your question.

      You can compare balance transfer credit cards where you’re able to balance transfer a personal loan debt to the card on this page.

      I hope this has helped.



  6. Default Gravatar
    mandylee | August 18, 2015

    Im currently not working im looking for a personal loan im not receiving child support im renting with one dependent shes 6 im staring to get behind in bills my car well basically got told to start looking for another im desperate and need to find out who will actually give me a personal loan while im not working atm and have one debt rather than owe money here and there help me please

    • Staff
      Elizabeth | August 18, 2015

      Hi Mandylee,

      Thanks for your question and sorry to hear about your situation.

      We have a guide on borrowing while you’re unemployed that you might want to take a look at, but you might want to consider the community financial assistance programs and alternative loan options listed in this guide first before applying for any loans. These are low and no interest loan schemes that are available to people receiving Centrelink or on low incomes. You might also benefit from calling the free financial advice line on 1800 007 007 who can offer you some personal advice for your situation.

      I hope this information will be of use.



  7. Default Gravatar
    cerfy | August 14, 2015

    I need a loan of about $2500.00. So as I can pay out some little loans and also to buy some whitegoods. I am on a disability pension and carers payment also. I would like it over a few years. I don’t know who can help me and I don’t know what my credit rating is ,but I would like to find out what it is also. Can you please help me????

    • Staff
      Elizabeth | August 14, 2015

      Hi Cerfy,

      Thanks for your question.

      You might want to take a look at this page that has a guide on how to borrow when you receive Centrelink payments – it also has a list of lenders that will consider you for a loan. If you scroll to the bottom of that page you can find information on no interest and low interest loans available to people on benefits and lower incomes. You can use these loans to buy essential household items such as items and you can borrow up to $3,000 for a low interest rate, so it might be an option for you to consider.

      I hope this information will be of use.



  8. Default Gravatar
    bo | March 12, 2015

    which lender offers personal loans to 457 work visa longstay

    • Staff
      Shirley | March 13, 2015

      Hi Bo,

      Thanks for your question.

      Please see our page on loans for non-residents for a list of lenders who do this.


Ask a question

Exciting news! is now part of the family.

Read more about what this means

Win $200!

Tell us about your health insurance and you could win.

Take our quick survey