In order to make the process of finding the best home loan easier for you, our website provides you with information on the various types of home loans available, as well as comprehensive reviews of products offered by Australian lenders. Whether you are looking to buy your first home, refinance or planning to invest, we offer the latest interest rates to genuinely help you make a better decision on which home loan to select and apply for.
Home Loan Finder™ is dedicated to genuinely helping you make the right home loan choice. Below is an overview of the process you will go through when researching and comparing home loans on our website:
Find home loans offered by Australia's leading bank and non-bank lenders via the type or provider menu in the left sidebar. Review mortgage brokers that can help negotiate a better rate for you.
At some point in most of our lives, the decision of who to borrow from to buy a home will have to be made. If you are on a single income, it might feel that the chances of being approved or being able to meet your repayments are small, but this is not necessarily the case. Nowadays, banks and lenders offer specified loan contracts to suit all kinds of life circumstances. Take the time to compare your options and take advantage of the many borrowing and budgeting tools available.
The ING DIRECT Mortgage Simplifier variable rate home loan comes with an array of features. For starters, if gives you the ability to get a discount on your interest rate. All you have to do is pay a nominal one-time fee. You can also look forward to a discounted interest rate if you borrow a significant sum.
This home loan allows you to make multiple repayments without charging any penalty, which allows you to pay the loan off earlier than its original term. If, at any point, you wish to withdraw the surplus that you’ve paid, you can do so as well.
Interest only mortgages are for those looking to refinance their homes in the long-run or individuals who want to save on monthly payments now with the knowledge that they’ll be able to afford higher payments in the future, either as extra income from other investments or as a result of clearing up current debt obligations they have.
When you decide to take an interest only mortgage, you should use an interest only home loan calculator to find out how much you will be required to pay on your home loan interest depending on the amount borrowed and the interest only loan term provided by your lender. The calculator will clearly show you the total interest payable during the mortgage term and the repayment frequency allowed by that particular mortgage provider.
The ING DIRECT Orange Advantage variable rate home loan is suitable for people who’re looking for home loans that come with offset features. How does it help? By simply depositing your income in the linked offset account you can benefit by paying lesser in the form of interest. This home loan does not require you to pay application fees, and attracts a nominal annual fee. If you intend to borrow more than $250,000, you can avail of discounted interest rates. This home loan offers repayment flexibility and also gives you the ability to redraw.
When purchasing a house you will most likely have to pay a government fee of stamp duty Find out more about this relatively common fee charged on a new purchases. What is Stamp Duty When you are looking to buy a home, you will be required to pay a variety of fees and charges upfront. [...]
Want to save hundreds to thousands off your home loan?
Want to save hundreds to thousands off your home loan?
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finder.com.au is one of Australia's leading comparison websites. We compare from wide set of major banks, insurers and product issuers.
finder.com.au has access to track details from the providers listed on our sites. Although we provide information on the products offered by a wide range of issuers, we don’t cover every available product. You should consider whether the products featured on our site are appropriate for your needs and seek independent advice if you have any questions. Products are displayed in no particular order or ranking. The use of terms "Featured", "Best" and "Top" are not product ratings and are subject to our disclaimer.
Where our site links to particular products or displays ‘apply now’ buttons, we may receive a commission, referral fee or payment. We also include products in particular comparisons or display products as ‘featured’ where the products being displayed or compared have commissions or referral fees or payments associated with them which we receive from product providers.
Comparisons are not intended to be comprehensive of the market of available products and the not all providers in the market will always be included in our comparisons.
Where advertisements appear on this site they should not be taken as ranking or referencing any particular product above another in terms of its suitability for your use. Where terms such as “Top”, “Best”, “Editor’s Choice” and other terms indicating a selection of products but are in a no particular order, these terms are not based on objective criteria and may not apply in relation to your personal circumstances.
Financial products compared do not compare all features that may be relevant to you in your choices about which product to utilise.
Where it is stated on this site that we have analysed offers in the market, the process of analysis is restricted to the information subsequently disclosed and may not be suitable for your personal circumstances and may not be compare all features that may be relevant to you.